NorthOne - Business Banking 4+

Simple Business Banking

NorthOne Inc

Designed for iPhone

    • 4.7 • 2.7K Ratings
    • Free

iPhone Screenshots

Description

North One business banking makes the hardest parts of running your business easy so you can focus on the road ahead.

Get started for free¹ and:
- Never step foot in a bank branch again
- Buy with physical and virtual Mastercard® Small Business Debit Cards
- Apply for a Business Line of Credit and Business Term Loan⁵
- Send and receive payments from anywhere with Standard ACH, Same-Day ACH, wire transfers⁷, & more
- Deposit⁷ & send Paper Checks⁸
- Receive payments instantly with Real-Time Payments⁶
- Give each of your co-owners their own login and Mastercard® Small Business Debit Card
- Add cash at 90,000+ GreenDot® locations across the country⁷
- Take cash out at any Cirrus® ATM with no North One fees⁴
- Know how much money your business has by connecting to your sales channel(s) like PayPal, Stripe, Square, Shopify, Amazon, and Etsy

Get instant support from real humans
- Talk to a local Customer Care expert who understands your business
- Schedule a call, send us an email, or chat with us live Monday to Friday, 9am to 6pm ET (excluding December 25th and January 1st)

North One is a financial technology company, not a bank.
Banking services for the deposit account provided by The Bancorp Bank, N.A., 
Member FDIC.

The NorthOne Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program.

1. Minimum $50 deposit required. See your Deposit Account Agreement for more details.
2. Based on North One user data. Time saved compared to sending the same type of payment at a traditional bank. Learn how we calculate time saved here: help.northone.com/en/articles/9095567-time-saved-counter
3. Applicable to the North One Standard Plan. Optional North One Plus Plan available for $20/month.
4. ATM Owner-Operators, merchants, and participating banks may impose their own fees and lower limits on cash withdrawals.
5. NorthOne is a financial technology company, not a lender. NorthOne does not issue loans or make credit decisions in connection with loans. NorthOne Lending is powered by Kanmon. All loans are subject to credit approval. Your terms may vary. NorthOne Lending loans are issued by Kanmon, a licensed lender. California Loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License. Read more about Kanmon at kanmon.com.
6. Real Time Payments are available through The Clearing House Payments Company, LLC and generally occur within seconds, however certain circumstances could result in a delay or cancellation of a payment. See your Deposit Account Agreement for more details.
7. See Deposit Account Agreement for details on ACH transfers, Same-day ACH transfers, mobile check deposit, physical checks, domestic wire transfers, and third party cash transfers (subject to terms and conditions of GreenDot® Corporation).
8. The North One Account is not a checking account. You can send pre-authorized checks, subject to a fee. See the Deposit Account Agreement for more information.
9. North One Envelopes let you designate a portion of your balance for certain purposes and you can view them on the mobile app or website to help you stay organized. For more information, read the Deposit Account Agreement.

What’s New

Version 14.0.4

One of our biggest app overhauls in years.
North One’s new interface makes navigation easier than ever before.
Bug fixes and improvements have resulted in faster app load times.
Daily, weekly, and monthly Account insights in your dashboard.

For more information, log in to your Account to securely chat with us or email us at support@northone.com.

Ratings and Reviews

4.7 out of 5
2.7K Ratings

2.7K Ratings

MalMK1111 ,

Love my New Bank!

Northone Bank has provided me with such a great experience for all of my small business banking needs! Application is super easy and painless. I was able to fill it out in no time and begin my banking journey! I’ve use the chat feature twice through the app and both times I received a response within a few minutes. I didn’t have to remain in the app while I waited which was nice. I was received an email and notification each time they responded and was able to log in to app and go right to the chat and pick up where I left off- no closing out of chat or chat timing out. Plus the customer support agents are friendly and very knowledgeable! I would refer NorthOne to anyone with a small business! Thank you!

Developer Response ,

Thank you so much for your kind review! We'll be sure to pass this on to our Customer Care team. We're so excited to have you as a customer and be part of your small business journey! Best wishes to you and your business this holiday season. Cheers!

Awesome2525 ,

Couple of things

I really like this app and overall I see where they are going with it. However, there is a lot of false/inaccurate information being advertised for this app. FIRST, it doesn’t take 3 mins to setup an account. You can fill it out and submit it in 3 mins, but it’ll be a couple of days before you get an actual account. SECOND, you do not have control over your card. If you lose it you have to contact customer support, no ability to freeze it, change the pin or anything like that, so that feature isn’t operational. THIRD, you cannot integrate with Xero, QuickBooks, or the like. While they display this on the website, claiming its seem less, this option isn’t available. It says “coming soon” in the app, but there isn't a real ETA on this. So overall, promising app, but false and misrepresented information. This brings a lack of credibility as this could really open the company up to a lawsuit. I’m not saying you shouldn’t use it, just giving you a heads up that things aren’t what they’re advertised to be. Also you have to question management. This is an elementary error. Again not saying you shouldn’t use it, just providing full disclosure where they are not.

Developer Response ,

Hi there! Thank you for taking the time to write about your experience. We are so happy to receive any type of feedback. ☎ We are super excited to be able to build off of feedback like this. We would love to hear more and be able to make your experience five star worthy - which is what we strive for at all times.🌟Please send us a message at support@northone.com!

Shan777333 ,

STAY AWAY!!! HORRIFIC!!!

I opened an account with this bank in November 2020. It took about 5 minutes to provide all my information to open an account. I was approved shortly afterward. The customer service was always helpful and very responsive. The bank sent several emails out stating that they will upgrade all accounts and send out new cards. They keep reassuring us that we would love it and the process would be seamless.....THEN supposedly, the upgrade begins. I go to open the app, and it says we are updating the app, and it will take few minutes. I thought to myself, OK, no worries, I'll wait. The wait has been WEEKS!!! I DO NOT HAVE ACCESS TO MY OWN MONEY!!! THIS IS MY BUSINESS AND MY MONEY THAT I WORK HARD FOR! Suddenly customer service is AWFUL, RUDE, AND NOT HELPFUL AT ALL!!! Keatyn from customer service keeps telling me that they need a document from the secretary of state to complete the upgrade to my account. WHAT?!?!? I asked several times to give me MY MONEY AND CLOSE THE ACCOUNT. THEY HAVE NOT!!! PLEASE STAY AWAY!!!! I'm going over to BBB NOW!! Oh, BTW, you should read the reviews on BBB. There are sadly many VICTIMS LIKE ME WITH THIS FRAUDULENT SO-CALLED "BANK"!!!

App Privacy

The developer, NorthOne Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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