iPhone Screenshots


Do you need a bank account for your startup?
Novo is the banking provider for modern businesses.

With the easiest account opening process ever,
applying for an account online in minutes,
you’ll have more time to focus on building your

Novo provides handy banking tools for free
to small businesses, all within the Novo app!
You can link your existing accounts, pay your
bills, process ACH transfers, deposit checks
by taking a photo and control your debit card.

Novo is partnered with an FDIC-insured bank,
giving small businesses the ability to easily open
up a secure bank account to make payments,
transfer money, and hold deposits.

You’ll receive a Novo Mastercard Business Debit
Card to pay around the world and use any ATM
without fees from us. Send unlimited payments
and paper checks for free.

Novo can support almost any business operating
in the U.S. As long as the owner has a social
security number, they are able to apply for a Novo
Business Checking Account.


What’s New

Version 1.13

This is our best update yet!
We’ve integrated with Xero, the cloud-based accounting software for small businesses. See your transactions synced every hour and reconciled directly in your Xero account.

How does it work?

Transaction Sync:
-Happens immediately upon connecting and automatically every hour.
-Sync all your transactions or from a specific date.
-Sync with an existing or a new organization.

Transaction Data:
-Get robust transaction descriptions.
-Added payee data allows for easier bank rule creation where possible.

API Benefits:
-Regular daily and weekly integration updates unlike traditional bank feed integrations that can take months

Ratings and Reviews

3.3 out of 5
43 Ratings

43 Ratings

timothy g. ,

Good design but...

I like the UI a lot. Very pretty, clean, modern. In fact, that’s what made me want to sign up in the first place. I love good design. UI/UX design is what I do for a living.

But while the design caught my initial attention, there just isn’t anything beyond the design that sets them apart, especially when considering this as a place to hold my money. There isn’t anything bad here, just nothing really great.

Customer support is nice and the chat function is cool, but that isn’t enough reason to decide to store my business finances here.

There may be differences that make it better than the alternatives, I just don’t really see them promoted nor have I ran into anything on the app that stands out to me.

Using phrases like “smarter banking” is just a way to market in this case and doesn’t provide any solution to where there is a problem in the space of business banking.

I would like to use them, and will keep the account open for a little while just to see where it goes, but honestly there is no reason to use this over competitors.

I like you Novo, I just don’t quite love you.
Yet. 😃

Developer Response ,

Thanks so much for the detailed review, Timothy! It's feedback like this that helps us get closer and closer to delivering our customers the app that they want and need.

We'd love to get in touch with you directly to hear more about your experience as an early customer and understand what features you'd like to see us add to the Novo app.

Please reach out to us via the in-app chat or at team@support.banknovo.com with this info, and we'll find some time to set up a call with you and one of our founders!

Lovro013 ,

Banking of a new age

I was amazed by all the banking solutions Novo has to offer, there are amazing features that instantly got my attention, and made all the daily business operations and needs much easier. I loved the idea of not worrying about the papers and docs and having everything in one place, in my Novo app. Any entrepreneur would consider that a huge competitive advantage. The simple, smooth and easy to understand onboarding process is another thing that really stands out with Novo. On top of that, the customer service will provide all the best answers in no time exactly when you need them the most. It’s just a brilliant experience!

Do yourself and more importantly your business a favor and make all your banking needs easily solved. The future of business banking is Novo.

Developer Response ,

We're happy to hear that you've had a great experience with Novo! Please reach out via the in-app chat or at team@support.banknovo.com, and we can set up a call with you and one of our founders!

ChrisA9618 ,

Great Bank for Solopreneurs

As a solopreneur with mediocre credit, banking has always been a hassle for me. With Novo, I was able to apply super easily online with no credit check, and was verified the next morning. My company is a non-cash business, so Novo is great because it gives me all the functionality I need without any of the frills I don’t. Paying my vendors and receiving payments from my customers is painless, free, and easy using ACH transfers and mobile deposits directly from my iPhone, and on the off chance I do need some cash they don’t charge me any debit card fees. Would love to see them release a credit card, but other than that no complaints.


Novo Financial Corp.
95.1 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, French, Spanish

Age Rating
Rated 4+
© 2019 Novo Platform Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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