OCHO Insured 4+

1st Credit-Building Insurance

Ocho Holdings Co.

Designed for iPad

    • 4.7 • 86 Ratings
    • Free



At OCHO, we believe in A FAIR START for everyone. We are committed to revolutionizing car insurance to make it easy, affordable, and flexible. That’s why, with us, your hard work will finally be rewarded - every on-time payment you make helps to build your credit score.

OCHO is the only insurance comparison platform that offers to reduce your down payment, and we lower it for 99% of our customers. You won't be able to find a lower auto insurance down payment anywhere else. Half of our customers even qualify for $0 down!

We work with a mix of large, well-known national insurance brands and smaller regional auto insurance providers, so you can easily compare and find the best rates for the coverage you need. 

How it Works

Get coverage in a few easy steps:
1. Answer some simple questions to get an initial quote
2. Compare auto insurance quotes 
3. Select the best option for you 
4. You're covered!

If you have questions, contact one of our advisors via SMS, live chat, email, or phone. 

App Features:

• Apply for your auto insurance 
• Compare car insurance quotes
• Get your credit score for free
• Access your dashboard to make your payments
• Complete your policy tasks and upload documents
• Manage payment methods and auto-pay
• Download your policy documents and more

Why Choose OCHO?

We're focused on making things fair for everyone right from the beginning. 
We lower everyone's down payment - so everyone can access car insurance.

We know how important it is to build good credit in the United States, so paying on time with OCHO can help you build your credit score.

We take care of the hard work, making shopping for car insurance fast, clear, and budget-friendly. We also fit into your life: OCHO is the only marketplace where your down payment is reduced, and you can sync your payments to your salary cycle.

OCHO's mission is to make insurance easier and accessible for all, including you.

What’s New

Version 0.52.0

We squashed some bugs, made improvements here there and everywhere to make the app experience better for you, thank you for being part of the OCHO family.

Ratings and Reviews

4.7 out of 5
86 Ratings

86 Ratings

00jasc ,

waiting but the app is super cool

Enthusiastically awaiting the insurance app's arrival in MO. Thrilled to see how it simplifies insurance management. Can't wait to give it a try!

Phrmblack yes ,

Filing an insurance fraud

Great but when you find out there’s another driver on your policy I didn’t put them there I take them off I don’t know the other driver driver n they don’t have a place to file a insurance fraud against the unknown party

Developer Response ,

Hi, we appreciate sharing your concerns, now, we want to clarify that we are not an insurance carrier, meaning we don't have direct influence over the drivers who could potentially be part of your household. However, the insurance carriers we work with do conduct thorough driver discovery reports for new applications. If they identify additional drivers in your household, they may include them in the policy but apply exclusions to safeguard them from unrated drivers using your vehicle. Rest assured, you won't be charged for this unknown individual.

If you need to reach out tu customer support please use the chat or our phone number (800) 220-1416 during business hours.

delangeliggy ,

Bad and slow

Great idea but they overall shouldn’t be in the industry. Too many errors, customer service don’t do much and have nothing but excuses instead of solutions, with engineering team that are working like sloths and act like beginners

Developer Response ,

Your feedback is invaluable, and we take it seriously. Please email us at devops@ocho.co with specifics about the errors you've encountered. We're committed to delivering excellence.

The Ocho Engineering Team

App Privacy

The developer, Ocho Holdings Co., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Identifiers
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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