ONE VIP by Urban One

Urban One, Inc.

    • 4.7 • 642 Ratings
    • Free

iPhone Screenshots


Easily and securely access your ONE VIP card account anytime, anywhere right from your mobile device. Now, let’s get straight to the points!

Here’s the gist:
•Low monthly fee
•No hidden fees
•No credit check
•No minimum balance
•No overdraft fees
•Earn 1 point for every $2 spent on every day purchases
•Earn 1.5 points for every $1 spent at your favorite brands like Netflix, Uber, Sephora and more
•Redeem any amount and your rewards points never expire
•Apply your cash back credits to your ONE VIP account
•Make a charitable donation to Urban One Community Works Foundation to support esteemed charities doing great work in Urban communities.

What you can do with the App:
• View balances and transaction history
• Set up transaction alerts via email, text or push notifications
• Turn card on/off with Card Controls
• Set up your mobile wallet
• Use the Locator Services for ATM, reload locations and more

What’s New

Version 1.0.14

We regularly update our app to provide you with the best possible experience. Here are our latest changes:
• User experience updates, compliance enhancements and defect fixes

Ratings and Reviews

4.7 out of 5
642 Ratings

642 Ratings

Valorossi ,

Good Card

I used All Time No isue Very good Card

Deja.loaf ,


This company is a complete scam. They will charge you for using YOUR money. When you transfer money you’re charged 2.95. When you make a purchase, it take more money than your transaction amount. On top of that the take out small increments of your money and call it a sender transfer fee. Remember $2.95 is taken out at the time of the transaction, these transactions are made unknowingly and in different amounts. Your limit is $1000. When the block your card, you have no access to your funds and cannot get ahold of the fraud department. Also the internet browser works more than the app. Moral of the story.. do not waste your time or money.

queenshelton91 ,


The card has been alright but they charge a fee of 7.95/month. Which is wild, because nowadays most cards don’t charge a fee.

Tried to use my card on Pizza Hut app and it declined so I transferred to another card just fine.

App Privacy

The developer, Urban One, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

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