iPhone Screenshots


Version 2 is here!
What is new in this version?
In a nutshell, everything!

Do you borrow money? Do you lend money to your friends? Maybe your family is on your mobile family plan ( you know that mobile plan that no one actually knows what they owe the plan owner each month).

If one or all of these fits you, then you're going to love owed!

Here is just a sample of some key features:

• FREE to use and no sign-up requirement.
Seriously who doesn't like free? This also means you should limit your list of demands on what the app needs to do. Remember, it's FREE.

• Keep track of multiple entries for each person.
If you're like me, you have that one friend (Carl) that is constantly borrowing something. Now you can keep tabs on Carl and what he owes you.

• Use your contacts to create new people.
Now it's super easy to add Carl's information to the owed app. (Thanks Apple Contacts)

• Set Notifications.
I promise this time they work!

• Send email or SMS reminders.
Email not your thing? No worries. Send that person a text message directly from the owed app!

• 3D touch enabled
Maybe you have it, maybe you don't. But if you do, good for you, as owed is now using 3D touch!

• Update person's information.
You know, like if Carl tries to change his legal name to Chuck. Well bad news, Chuck. Owed makes it really easy to update a contact's name.

• View the history of your statements.
If Chuck tries to argue that he didn't borrow more money on top of what he already owes you for lunch, now you can show him the exact day he borrowed money for that Happy Meal.

If you like what you see, please rate the app!
Thanks for checking out the app, we hope you enjoy it as much as we do!

What’s New

Version 2.9.1

The iOS 13 updated was a little tough on my little Owed app. A bunch of things broke and by the time I found out about it, it was too late. I apologize to everyone that uses the app, I truly am sorry!
I won't let that happen again.
There were some major fixes done to this version, here is just a few:

• Core data updates
• Segment controlled restyled
• Fixed the ability to save data

Ratings and Reviews

4.6 out of 5
35 Ratings

35 Ratings

crasshipster ,

Simple, basic, and excellent!

This app is exactly what you need to track personal loans easily. Great concept and execution. Simple, clean, well designed app without clutter of unneeded complexity. No tedium at all because there's no sign-up or set-up, contacts import, tracks - running tally, history, send reminders, and it's free!!!

Whether you're the go to lender or a borrower, it's a helpful reality check to see what is happening with your finances among friends, family, etc. It also helps to make money situations less awkward and more binding when you commit to documentation - just pop the app open any time major money handed over.

Thanks for a stellar app!

Developer Response ,

Thank you for using Owed and for the great review!

iXL247 ,

Great lil app that’s not perfect

This is very close to a perfect IOU app, but it has sa couple minor bugs and missing features. Bugs: 1) I can’t edit notes, when I edit my note and save I get a message saying nothing was changed and I can’t save. 2) when editing a list of debits I click on debit 1 and it brings up debit 2… these IMO are minor bugs for a free app. The missing feature I wish it had was the ability to click and drag to reorder payments and an option for reoccurring payments, like phone or rent. With that being said. I really like the UI and simplicity of use, it’s a very well thought out - user friendly app that does what it says it will and does it fairly well. 4 of 5

klm7159 ,

Simple but great!

I was looking for an app that I could use to keep track of the money people owe me and tried several but they all had features I didn’t care about until I found this one. It’s simple but it does exactly what I was looking for.

Developer Response ,

Thanks for trying out the Owed app and for the 5 star review. If I am able to improve the app for you please let me know!

App Privacy

The developer, Josh Gdovin, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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