Access to money you have already earned.

Access to Uber, Amazon, and prepaid Visa debit card.

Access to prescription discount, financial counseling, budgeting, and saving.

All in one place.

You choose when to use it, or when not to. You’re in the driver’s seat. It’s simple, download the app, use the services, and any money you access is paid back out of your next paycheck. No interest charged because it isn’t a loan, it’s your money available when you need it.

Load earned wages to the PayActiv prepaid Visa card - real-time access, no extra cost. Nights, weekends, and holidays.

Pay bills directly from the PayActiv app. Over 85,000 billers. No extra cost.

Transfer to any bank account, or to any prepaid, debit, or pay card. No change needed to your accounts.

Use the inbuilt budgeting and savings tool to plan and save for your goals.

Pick your earned wages in cash from a Walmart store near you.

Get an Uber ride directly from the PayActiv app. You don’t need an Uber account or credit card. Ride cost is deducted from your next paycheck.

Enjoy the benefits of online purchases. We transfer funds directly to Amazon cash, you don’t need an Amazon account or credit card.

Get the discount code from the app and show it at a pharmacy near you.

Get one-one guidance from trained financial advisors.

Access means no more late fees, no more payday loans, and no more overdraft fees. Period.

What’s New

Version 1.79

We update the PayActiv app regularly to make it better for you. This version includes feature enhancements.

Ratings and Reviews

4.1 out of 5
813 Ratings

813 Ratings

beauty8914 ,

Great to help when falling behind

PayActiv is a great app, this program is really beneficial when your in need to pay bills that you may have fallen behind on. The fact that there are no interest rates like there are for payday loans is great. You can borrow from your own money that you’ve earned and just simply pay back from your own pay check is also a good thing. Without PayActiv I don’t know what I would do. I’d probably be in debt and in an even harder position if I had to do through a payday loan service. I recommend using this app.

Lexybby189 ,

Great Concept, Poor Delivery

When my employer sent out an email saying they were partnering with Payactiv and the benefits of it, I was excited! After using the app though, I was extremely disappointed. It seems like there is ALWAYS some kind of issue. At first I struggled with the “help chat”, and that seems to have been resolved. Then I struggled with my app updating once a month and showing pending for disbursements that had already been deducted from my paycheck (hasn’t been resolved). Now I am struggling with inaccurate fund availability. They tell you to send your time sheet to payactiv@notifyops and NOTHING EVER GETS UPDATED. I had a tire blow the other day and got it towed to a shop. I was short a little bit of cash, and had to get to work, so I told the shop I would return after work to pay for and pick up the vehicle. This happened in the morning, so I reached out to payactiv to see if they could update my balance, and waited, waited, WAITED... never updated. I reached out again in the afternoon, and was told it was sent with high priority to the concern department and they clearly weren’t concerned because my balance NEVER got updated. This company has a lot of work to do, especially in their customer service department. I know other companies that are partnered with this one too and if some of the things myself and others mentioned aren’t fixed, I will be putting in a request to partner with a different company. I hate payactiv

Developer Response ,

Hi Lexybby189, PayActiv is all about providing a helping hand in the times of trouble. We are sorry that you could not utilize us when you needed us the most. Kindly drop us a line at including your username and the employee ID. We will ensure that you don't have to face any inconvenience on the app again.

porsha carter ,

Chats with customer service agent

I am not completely sure how you can have started a chat and went through the entire spill of explaining of what you need assistance with, then it takes the customer service agent so long to reply that the chat session times out. So you start the chat over, re explain your issue and another “customer service 2” agent comes on the chat and asks “how can I help you”. Please work on this with the customer service agents and please express importance of timely responses so the chat does not time out and the customer is not feeling like we don’t matter. Also if a PayActiv user has recently been promoted to a supervisor position and the PayActiv account has been deactivated it would be nice to get an alert and or email notification about that change so that it is known and can be reactivated sooner than later. As far as the advances goes, it is a great benefit to have access to, I love PayActiv for the convenience of pay advances. Thank you !!


PayActiv Inc.
74.9 MB

Requires iOS 9.0 and watchOS 2.2 or later. Compatible with iPhone, iPad, and iPod touch.


English, Spanish

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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