Access to money you have already earned.

Access to Uber, Amazon, and prepaid Visa debit card.

Access to prescription discount, financial counseling, budgeting, and saving.

All in one place.

You choose when to use it, or when not to. You’re in the driver’s seat. It’s simple, download the app, use the services, and any money you access is paid back out of your next paycheck. No interest charged because it isn’t a loan, it’s your money available when you need it.

Load earned wages to the PayActiv prepaid Visa card - real-time access, no extra cost. Nights, weekends, and holidays.

Pay bills directly from the PayActiv app. Over 85,000 billers. No extra cost.

Transfer to any bank account, or to any prepaid, debit, or pay card. No change needed to your accounts.

Use the inbuilt budgeting and savings tool to plan and save for your goals.

Pick your earned wages in cash from a Walmart store near you.

Get an Uber ride directly from the PayActiv app. You don’t need an Uber account or credit card. Ride cost is deducted from your next paycheck.

Enjoy the benefits of online purchases. We transfer funds directly to Amazon cash, you don’t need an Amazon account or credit card.

Get the discount code from the app and show it at a pharmacy near you.

Get one-one guidance from trained financial advisors.

Access means no more late fees, no more payday loans, and no more overdraft fees. Period.

What’s New

Version 1.67

We update the PayActiv app regularly to make it better for you. This version includes feature enhancements.

Ratings and Reviews

4.3 out of 5
583 Ratings

583 Ratings

happyCamperMe ,


This service helps in so many ways it’s a blessing. As a single full time well paid mother is still a challenge with a household of her own. And money can be tight and this keeps money in my pockets for my family to survive and maintain during hard financial situations its life. I’m happy to work for a company that provides a service that understands life happens and bills and hungry kids waits for nothing lol so why wait 2wks if you don’t have to and now I never need to worry about finances being an issue ❤️

Developer Response ,

We just love hearing this! Life can definitely provide its challenges, but it's nice to know that you can depend on us and we can have your back! Thank you so much for depending on us!

Pgo041289 ,

Customer Support Function Needs Work

First off, the way the app charges your pay periods is confusing. I’m not sure why the balance of the second pay period is affected when I had withdrawn within the first pay period. Second, this app is terrible with the Customer Service Chat. I appreciate the agent trying to help me understand how the app works, but while typing out my response, the app times out because I was waiting for them to respond first. Honestly, I’d rather just use Earning because it’s a lot more clear about how the withdraws work, and it is actually optimized for my phone. It takes me 10 minutes to withdraw money from this app because of how poorly sized the app is. It just looks lazy and ugly. The most important buttons are on the bottom of the page, and they don’t even fit on my screen. It’s incredible how poorly adapted this app is to iOS. Not to mention, I’m supposed to have access to 50% of my check, but I was told my company is only allowed 20%. It even tells me my income accessible is 50%. Never touching this app again.

pfons47 ,

Website is broken. App is broken.

I came onto the App Store just to write a review and noticed it’s currently a 4.4 star app. They must be buying positive reviews because not only is their app AND full website broken, their entire company is trash, especially their customer service department.(if it even exists)
I’ve been trying to link my bank account for months, customer service lines are always busy and if you stay on the line and wait to speak to someone it forces you to leave a message and wait for a callback. Every week I call to try and get this set up and not once have I been able to speak to a representative nor have I gotten a call back. Spoke to my employer about it and they have not been able to get in contact either. Almost seems like a shell of a company. Would rate it a 0 if possible.


PayActiv Inc.
54.1 MB

Requires iOS 11.2 and watchOS 4.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Spanish

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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