Payanywhere’s free point of sale (POS) app accepts payments any way your customer wants to pay.

You’ve got everything you need to accept credit card payments, sell more to your customers, and keep your employees organized.

With point of sale software, hardware, and business management tools, Payanywhere is the payment solution you need to transform your business: a seamless checkout, low rates, fast funding, detailed analytics, and live support.

The Payanywhere POS app works with a 2-in-1 credit card reader to accept EMV chip cards and magstripe cards or a 3-in-1 credit card reader to accept Apple Pay and other contactless payments, EMV chip cards, and magstripe cards.

Give your business the boost it needs with the online portal, Payments Hub - your command center for accepting payments, tracking sales, creating reports, and more.

The Payanywhere app can be as simple or as feature-rich as you need your payments to be:

- Get funds next day or same day.
- Accept NFC contactless, EMV chip, and magstripe payments.
- Track cash payments.
- Customize and send receipts.
- Send invoices and allow your customers to set up autopay.
- Manage refunds and voids.
- Use Offline Transactions when you need to accept payments without an internet connection.
- Create inventory, track stock, and apply discounts.
- Customize your point of sale system with a printer, cash drawer, or barcode scanner.
- Available in two payment themes: Terminal or Retail. Terminal theme: Enter a transaction amount and accept payment. Retail theme: Select from inventory, create tickets or open tabs, and accept payment.
- Payments Hub, the online portal, enables you to run your business with sales reporting, transaction history, employee management, inventory tracking, and online payments.

What’s New

Version 6.3.4

We routinely update the app for general bug fixes and improvements. For optimal performance, keep your app updated to the latest version. Please email any comments or suggestions to

Ratings and Reviews

4.2 out of 5
857 Ratings

857 Ratings

Pumpjack8 ,

Used to be good

I have had this app for almost 10 years never had a problem until about a year an half ago. I have called and reported a lot of times. I am a street vendor and numerous times I run a card and it will say “card declined”. I’m not Walmart it is a personal experience, 1 on 1 with a customer so they won’t give me a card they know won’t work. I have come to the conclusion that unless the app can access the customers card info it will automatically say “card declined”. There is an override within settings to “force feed” the transaction but it doesn’t work. Last Saturday ran 2 transactions went fine, 10 minutes later declined a card and then another. Called and talked to this girl she finally told me I would have to upgrade to an iPad 3 in order for the app to work as the app did not support the iPad 2 like I have. So why did the first 2 transactions work?. Stupidest thing I ever heard. Going to change this week before Saturday

Developer Response ,

Hi there. We’re sorry to hear that you’ve had a poor experience. We’d love to help troubleshoot the issue with you, but we need to learn a little more. Please reach out to our Customer Care team at 877-387-5640. Thank you!

Ascrept ,

Great support system

Besides having one of the lowest rates, when issues develop with software or hardware, the support team has been conscientious, helpful and efficient. It’s one of the reasons I’ve remained with this company for over 10 years. They’ve included the hardware at no cost as well, allowed me to choose the plan that best fits my seasonal business and worked to correct things when clearly things weren’t my fault. The problems experienced, have much to do with technology itself and isn’t necessarily indigenous to this company. What I would like to see is a better flow of year end reports indicating clear accumulative fees, total sales tax collected, all in a transparent meaningful content. Currently I need to calculate each month’s statements against my bank account deposits. Seems redundant and not reflective of today’s efficiency in technology.

Developer Response ,

Hi Ascrept, we appreciate the kind words and are happy to hear Payanywhere has been a great payments partner for you! We've noted your feedback in regards to reporting and will take these enhancement requests into account as we improve upon this functionality in the future. Thanks for sharing!

abigailrose3 ,

Unreliable and difficult to work with

New update is not easier. My day is filled with little stressors because my application and card reader do not connect. I have to log out of the app, log back in, and hope that it is connecting with the card reader. The new card reader is Bluetooth and the reliability is about 30% that it connects. I’m using an iPad. I put in manually half of the time because the card reader doesn’t work and I get flak when I call and tell them that it’s their software that’s the issue. I have to fight to get the percentage back for putting it in manually when it was their software that was the issue. There have been times when I haven’t gotten money back over this and I’m tired of the daily stressors. I’ve had this company for a couple of years and it is never been smooth. They try to hide the fees and don’t give out a monthly report. It’s very hard to find out how much they’re taking. My bookkeeping is clean I need reports, It doesn’t seem like they want to make my life easier… They’re more interested in hiding their fees from me.

Developer Response ,

Hi abigailrose3. We’re sorry to hear about your experience. To help with the connectivity of your Bluetooth device, we have some troubleshooting tips that you can reference on our website ( and a list of supported devices ( that might be of assistance. We’d love to help you further, so please feel free to reach out to and provide us your account number. We’ll be more than happy to provide any assistance you need. Thank you!

App Privacy

The developer, North American Bancard, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

More By This Developer

You Might Also Like