PocketGuard・Money&Bill Tracker 4+

Let me tell you- all of the previous reviews are old. I’ve been on this app for the since 2019 & will honestly be here until I die. Hoping it lasts that long. 🙏🏽 I’ve been searching for a way to understand my spendings between categories, month over month & watching my budget. This is everything & more. I love the personalization that I can add my own catergories, mark a specific merchant as something once and never have to touch it again & even exclude things like transactions between my accounts. This is the app if you’re anal about how you spend your money & it even helps if I want to budget for let’s say shopping. I love it. Please note I am a premium user & to me it’s worth it. But I’m sure the free version is equally as good. The other apps mint, your bank, random ones only work if you have a goal. But for me, I want to know where, what & compare my spendings month over month so I can see how I’m doing. Or if I need to stop spending!

Anyway highly recommend. And two last things- 1) they’re IT or support literally responds within 48 hours. You’re never left hanging and no question is stupid. 2) the app is constantly evolving. It’s not the same as it was two years ago, it’s better! If there’s a bug, report it! If you have a suggestion, suggest it! I love all the latest updates & it really helps me think of how I’m spending my money which was my ultimate goal. Thank you!!

Hi there! Thank you so much for your love! Your review inspires our team to grow and become one of the best budgeting apps. Please, reach out anytime at support@pocketguard.com if you'd like to share any thoughts or have any questions about the app. Have a wonderful day.

I’ve literally never written a review for an app before, but I had to because I felt so strongly about the quality of this app. I used mint for a long time bc it was free and got the job done, but recently, Mint stopped supporting my bank (USAA). So, I was on the market for a new budgeting app and stumbled upon PocketGuard. I have to say, I’m extremely impressed. I love the ability to save for my goals without having to think about it. I love how it calculates my estimated monthly income so that I don’t have to do the mental math when it comes to budgeting. I love the notifications it gives me when I spend too much on a particular category. I love the customizable budget categories (not an option under Mint). This is truly the greatest budgeting app I’ve ever used, and I’ve been budgeting my money very persistently for about a decade now. Also, the customer service is probably the best I’ve ever come into contact with, across any business or platform. You have a question? Email them and you’ll get a response back within 24 hours. In fact I emailed them once with a question and received a response back within 30 minutes. Overall, this is a fantastic budgeting app and I couldn’t recommend it more.

Hi there! Thank you for the fantastic review! Our team is pleased to hear you enjoy using our application for your budgeting needs. Feel free to contact us at support@pocketguard.com if you have any suggestions or questions. Have a great day!

I’ve tried 5 or 6 apps over the years. PocketGuard is the best. I like that I can just assess daily spending, not investments. It is easy enough to use that I do use it, and catching up is easy if I get behind. The team responds to questions quickly and have always answered my questions. There is one merchant that entries frequently default to, even when they are repeated expenditures that PocketGuard should have learned by now. I would like to see a yearly view of my spending categories in addition to monthly; hopefully that is planned. One small thing I would like is to see a number for total food (groceries and eating out combined) somewhere. I am always tracking that, as it’s the most important area to control. I really like the split transaction feature they added. Overall, PocketGuard has made a dramatic difference in understanding my spending and controlling it. I think I’ve used it for 4 years now and that’s a record for any financial app except Excel or a brokerage site.

Hi there! Thanks for your feedback. Please, contact us at support@pocketguard.com and specify the name of the financial institution where your checking account keeps disconnecting. Also, it would be extremely helpful if you could send us the merchant name and the categorization rule applied to this merchant, so we could investigate the issue further. Hope for your understanding.