Porte: Mobile Banking 12+

Populus Financial Group, Inc

Designed for iPad

    • 4.8 • 4.5K Ratings
    • Free



NO MONTHLY FEE: Receive total, qualifying Direct Deposit(s) of $1,000 or more each month and enjoy no monthly fee.¹

GET PAID EARLY: When you’re enrolled in Direct Deposit you can receive your paycheck up to 2 days faster.⁵

CHARITABLE GIVING: Porte gives to charity when you spend.⁶ Choose a charity in the app and when you make purchases, we make donations.

37,000+ FEE-FREE ATMs: Withdraw money for no fee at MoneyPass® ATMs.³ They’re easy to find in the app.

IN-PERSON SERVICE: Add funds², withdraw cash, replace your card with no wait, and more at an ACE Cash Express location near you.

Porte is a mobile finance app, not a bank. Banking services provided by Pathward, National Association, Member FDIC.

PORTE is a deposit account established by Pathward, National Association, Member FDIC, and the PORTE Debit Card is issued by Pathward, N.A., pursuant to a license from Visa U.S.A. Inc. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Card may be used everywhere Visa debit cards are accepted.

Standard data rates, fees, and charges may apply. Consent to receive electronic account disclosures required to use the app.
1. Monthly fee waived if you receive qualifying direct deposit(s) totaling at least $1,000 in the thirty-five (35) days preceding the date on which the monthly fee is assessed.
2. Add money fee is waived at participating ACE Cash Express locations if you have received a qualifying direct deposit (no dollar minimum) within the immediately preceding thirty-five (35) days. Offer subject to change. See store for details. Porte uses the Netspend Network, which is provided by Netspend Corporation. Netspend is a licensed provider of money transfer services (NMLS ID: 932678). Netspend's licenses and related information may be found at www.netspend.com/licenses. Fees, limits, and other restrictions may be imposed by Netspend and other third parties in connection with use of the Netspend Network.
3. No ATM owner surcharge or ATM Cash Withdrawal Fees for domestic ATM withdrawals at MoneyPass® ATMs (“in-network ATMs”). Visit the Porte Mobile App for a list of in-network ATMs. All other ATMs may apply an owner’s surcharge fee in addition to the ATM Cash Withdrawal Fee disclosed in your Deposit Account Agreement. Balance Inquiry Fees apply.
4. Make up to $500 in fee-free cash withdrawals per day from your Porte account by using your debit card at participating ACE Cash Express locations. $500 total is calculated based on all withdrawals performed at all ACE Cash Express locations visited in a day. A direct deposit (no dollar minimum) to the account within the immediately preceding thirty-five (35) days is required. See store for details. Although this feature is available at no additional charge with qualifying direct deposit, certain other transaction fees and costs, terms, and conditions are associated with the use of this Account. Offer subject to change. This optional offer is not a Pathward, N.A., or Visa offer nor does Pathward, N.A., or Visa endorse this offer.
5. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.
6. After selecting a charity through your Mobile App, Populus Financial Group will donate an amount equal to 0.05% of every debit card purchase transaction, subject to certain terms and conditions described in the mobile app, made with your Porte Debit Card to a charity selected by you through the Mobile App. Netspend, Pathward, National Association, and Visa are not affiliated in any way with this offer and do not endorse or sponsor this offer.

What’s New

Version 4.2

In this app release, Porte welcomes Atomic – a tool that helps members set up payroll Direct Deposit in the app with just a few taps! No more filling out forms or copy and pasting account info. Cheers!

Ratings and Reviews

4.8 out of 5
4.5K Ratings

4.5K Ratings

monico2019 ,

Finally said bye to my traditional bank

Been with a traditional bank since my first job. It was just the one my parents used, so I did too. Now, I have a banking account actually fits my needs and helps with my savings goals. The app is easy to navigate and aesthetically pleasing, and the savings APY is really great. Plus, I have an adopted pup and love that I can support the Humane Society just by using my card as I normally would. Pretty cool to have a banking account that gives back to causes like that. As far as the card, it’s matte black and gold, which is so different than any other I’ve seen. I’m very happy that I switched to Porte! 🖤

Developer Response ,

This is such great feedback! We’re happy to hear that you’re liking Porte's Saving Account and #DoorToChange features.

DamiDoRight ,


Long story short, their app produces a direct deposit enrollment form with their old routing number on it. THEY WILL NOT FIX THE PROBLEM IMMEDIATELY AND GET YOUR MONEY TRANSFERRED TO THEIR NEW ROUTING NUMBER. That’s too reasonable & logical of a thing to do.

They said they changed to a new routing number after April 17th, 2021. I didn’t open my account with Porte well after April 17th, 2021. However the direct deposit enrollment form on their app is still producing a downloaded form with their pre-April 17th routing number on it. Subsequently, my money was sent to the (old) routing number & account on the form. My money was deposited into their subsidiary, Metabank. These Porte people can’t even contact Metabank to correct the problem and get my funds transferred to their new routing number. This is a nightmare.

It is May 8th, 2021 and they haven’t even updated the app to keep it from producing the direct deposit enrollment form with their old routing number they stop using April 17th, 2021. This is negligence.

Developer Response ,

Damian, we'd like to apologize again for the issue you've experienced with your in-app Direct Deposit form. We wanted to let you know that it has been fixed, and you should now be able to access your updated Direct Deposit form in the Porte app. Thank you for bringing it to our attention!

Additionally, our Customer Support team is currently in touch with you to assist with your account. Please continue to speak with them directly at humansupport@cs.portebanking.com or (800) 267-7080 so they can help and make sure all your questions are addressed! We appreciate you.

AlyssaDiamond21 ,

Several problems

1, the only good thing from this bank is the virtual cards somewhat.
2, the app is always under maintenance and will constantly log you out for several hours, you won’t even be able to log in at all. They really need to stop doing this. What maintenance are you even doing..? I never see a difference.
3, If you have a subscription with one virtual card, and later on delete that card on Porte, the subscription company still takes your money. Porte should dispose that card completely. It’s ridiculous how much money is coming out of this bank and I don’t even know from which subscription I have ongoing.
4, I have a few transaction on this bank that I never made, so beware of scammers from this bank.
5, the transfer limits are a joke. They need to make it bigger for the people with more money. Not everyone is broke and transfers a little, no offense. I need to transfer a lot! They have so much to fix it’s ridiculous, but then again this is a small bank with a lot more improvement and needs better customer service.
6, customer service will never fully understand you, they’re just simply slow and don’t know what they’re talking about and never know how to help.

Developer Response ,

We’re sorry to hear that you’re unhappy with your Porte experience. We’d like to speak with you and see how we can make it better. Please contact our Customer Support team at (800)-267-7080 or humansupport@cs.portebanking.com. Thanks, AlyssaDiamond21!

App Privacy

The developer, Populus Financial Group, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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