Possible: Fast Cash & Credit 4+

Borrow money, loans & advances

Possible Finance

Designed for iPad

    • Free



Access fast and affordable money, build credit history, and fight bank fees. Borrow up to $500¹ in minutes even with bad or no credit. Repay in installments to build your credit history and improve financial health. Reduce overdrafts and recoup your hard-earned money. Join over a million users who are avoiding predatory lenders and using Possible to make financial fairness a reality!

“50 World-Changing Startups to Watch in 2019”

“Possible is helping people on the lower end of the credit spectrum improve their financial outlook without being predatory.”

Applying is easy and takes under a minute. Once approved, funds can be sent instantly to your debit account so that you can immediately access the money.

We report repayments to TransUnion and Experian, allowing you to build your credit history and graduate to better financial tools. Shouldn’t you be rewarded for reliably paying on time?

Prevent costly overdraft fees and reclaim your hard-earned money. Banks drain your account when you can least afford it. We’ll help you get it back.

Compared to other short-term borrowing options, you have much more time to repay² and each payment is in manageable chunks so you can catch your breath. Can’t make your next payment? Reschedule it directly in the app.

We don’t check your FICO credit score so we can approve even those with bad or no credit score. Our app links directly with your existing bank account to help make an intelligent decision. No need for additional paperwork to verify income. This is great for contractors or gig economy workers!

“I have a hard time even finding words that accurately describe how pleased I am with the service provided by Possible Finance...It’s like borrowing money from a good friend that increases your credit score! Seriously the best experience I’ve ever had with a lender and being app/mobile-based just adds convenience to an already perfect transaction! I will not go anywhere else for installment loans from now on! 110% recommend it!” -Nellyville107, 8/25/18

Life isn’t easy and the current financial system makes it harder for all of us. Banks have abandoned some communities altogether and predatory lenders trap people in vicious debt cycles. Wealth is in the hands of the few and access to financial opportunity is unequally distributed. We don’t think that’s fair. At Possible Finance, we fight for financial fairness and empower you to improve your financial health. Together, let’s build a fairer tomorrow.

Possible Finance is currently available to Alabama, California, Florida, Idaho, Iowa, Louisiana, Michigan, Ohio, Texas, and Washington residents.

Possible is not affiliated with Brigit, Earnin, Dave, Cleo, Klover, MoneyLion, Albert, Digit, Cash App, Self Lender, Kikoff, CashNetUSA, or Credit Strong.

¹Max amounts vary by state and subject to lender approval
²Loan structure varies by state. For example, in California, a single payment loan can be converted into multiple payments.

Funding typically occurs within minutes of approval but can take up to five business days. In some states, Possible Finance installment loans are issued by Coastal Community Bank, member FDIC, subject to approved underwriting practices.

California Residents: Possible Financial Inc. dba Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, license #10DBO-105848. Ohio Residents: License ST.760161.000. 2231 1st Ave., Seattle, WA 98121

What’s New

Version 2.1.17

Minor bug fixes

Ratings and Reviews

4.8 out of 5
89.2K Ratings

89.2K Ratings

GreetingsEarthlings ,

Easy Peasy!

This app was recommended to me by Credit Sesame. I had a BK after my divorce about six years ago. Once it was discharged, I was hit by tons of credit offers- not the best for someone fresh out of debt. Between that, medical bills, having my second child and tons of life events (you know how it goes- when it rains, it pours), I was struggling a bit and it affected my credit score greatly. COVID has been another kick in the shins too. Anyways, I’ve been working extremely hard to raise my score the past nine months and Possible does just that- and it’s EASY! Best part is it’s not a hard hit to your credit. Possible is similar to Self (which I also highly recommend & love!). Possible & Self are amazing apps. They help those of us that are trying to improve, but conventional credit cards don’t trust us bc we made some mistakes. They give you and inch and it’s up to you to take it a mile and make it work for you. I’m appreciative for any help offered that helps me dig out of this trench. Slowly but surely, I’m almost back in the mid 600’s. I’m excited to see how much Possible helps me. The application process was a cinch- took less than five minutes. Money gets deposited within an hour! Sure, it may not be much, but that’s not the point. Possible is designed to help improve your credit score. In turn, you pay maybe 20% on top in fees. But to me, $40 is worth it for some extra cash & a possible improvement in my credit report. Thank you, Possible:)

Developer Response ,

Thanks for your review! We're so happy to hear we've been able to help you on your credit building journey!

usuasvisjanalakhyfcv ,

Still have Issues

I rated five stars because this app a great service to people who need it. It’s hard to get a loan now a days without getting charged an insane rate. The four payments are reasonable because if you can’t pay it back what’s the point of getting the loan in the first place? All the negative comments are about issues that has nothing to do with the service and are personal issues! But I’m here to ask why I can’t approved again for a loan I PREVIOUSLY was approved for?? $750 I even took screenshots to show the support team and only got a $150 loan as compensation, still took it because I’m just building credit easily and can make my payments. Yet paid off $250 before that. Im willing to invest a lot of money into this app for my credit. I’m a self contracted ex military veteran and now get paid in cash mostly. I know it goes off income from the bank but why can’t I get approved for the same $750 loan when I’ve had no previous issues paying off loans? I prefer cash in hand and even started to deposit about 1.5k a week to show bank activity but take it out to have in my safe at home. This is now my third loan and using only to build my credit and the convenience of having my spending money whenever I want. Amazing app for quick cash but the developers should take into account people here with good intentions to build credit and not in hardship. Maybe something like a loyalty program for the people who pay on time and had several loans. Just a thought.

blind bat 20 20 ,

Great terms! PLZ update for Blind to get more biz!!

For Blind users like myself, Please update app to include labels on checkboxes when accepting agreements at end and thruout application!
It took me a extra hour to figure it out but most blind applicants would give up in just a few minutes! Since I am a blind Veteran advocate for disabled Vets it is my duty to report your app as not compliant with ADA regulations until you fix this and allow 6% of American borrowers to more easily use your service. That would make good business sense! When an app becomes easy to use for the blind the word gets around fast in the now tech trained blind who use accessable device tech!
Your app developers can fix this in minutes to properly label check boxes. Also the slider at the final “accept money” requires the blind useing screenreaders to do a 1 finger double tap and hold on the <> symbols and then drag to right until it sticks on right. I suggest you change that to an actual slider button with a little instruction to seal the deal..
I am taking time to write this totally blind using my talking accesable Iphone which the blind use these days instead of braille. Your biz can only increase and you will become top recommended if you dont waste this time I dedicated to your service which I like.I will wait 60 days before filing a report to Federal Compliance (by the time I pay off this first loan).
Thanks and have a great day!!

App Privacy

The developer, Possible Finance, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like