Principal‪®‬ 4+

Living your best life

Principal Financial Group

    • Free


Meet our Principal® app dedicated to helping you build your future. Make moves on your retirement account(s) and feel great that you can move toward your goals. Download our streamlined, trustworthy and wicked sleek app, now.

Log in to the app for retirement account information and:
• Check your defined contribution account details (i.e. account balances, vested balances)
• View your defined benefit, nonqualified and employee stock ownership plan details
• Change the contribution rate to your retirement account
• Make transfers between investment options or change how your upcoming contributions are invested
• View the status of a loan and loan details

While you’re there, gain access to your insurance information too.

The availability of information and functionality will vary depending on your employer’s plan type(s).

To make changes not available on the app, visit

Some screens may contain more information than is illustrated in the samples.

This document is intended to be educational in nature and is not intended to be taken as a recommendation.

Insurance products and plan administrative services provided through Principal Life Insurance Co., a member of the Principal Financial Group®, Des Moines, IA 50392.
Visit our online privacy policy at
© 2019 Principal Financial Services, Inc.

What’s New

Version 3.1.3

UX improvements and bug fixes.

Ratings and Reviews

4.8 out of 5
146.6K Ratings

146.6K Ratings

KJCaramel ,

My Grandmother’s UI

I recently joined an employer that uses Principal for their 401k. I’m coming from another investor that has a highly functional and well done UI, where I can (and did) literally everything from the app. Sadly, Principal has the worst UI I’ve ever seen. It lags, it takes so long to open a link I usually forget what I came to do. I literally hate this app. I don’t think it’s meant for users of the age that really leverage their phones/apps to interact with their portfolios. This is the kind of app that my grandmother would use, which means not at all. I think they have this app just to say they have one, but clearly have invested nothing in the UX.

Developer Response ,

Hi there - We're sorry you had a negative experience with the Principal mobile app. Please shake your phone to report a bug and we'll work with you directly to resolve the issue.

yrmdt ,

Why are all medical apps so, so terrible?

I don’t understand how these medical insurance companies don’t have the ability to develop apps that are actually useful. If you are trying to find dental care with this app, good luck. It’s probably one of the worst that I have ever used. The search function is really wonky and difficult to use, not to mention the availability of dentists that take this insurance is incredibly limited. When I do find one like 20 miles away, and I go off the app to check their reviews and ratings, not only are ALL of them rated three stars and under, but if I take more than one minute to locate the practice and check them out online before making an appointment, I’m logged out of the app “for my privacy”. It’s already such a pain trying to find appropriate care, this app is making it infinitely harder than it needs to be. It’s gotta to be my sixth or seventh time having to log back in this morning going back-and-forth to check out different dental providers. There should be an option to keep you logged in, by your own choice - not by the app deciding you’ve been away too long because you take a minute to check someone out on Yelp. Ridic.

Developer Response ,

Hi there - We're sorry you had a negative experience with the Principal mobile app. If you haven't already done so, you can set up biometrics to speed up the login process.

Quober ,

Just your average Joe with a rollover IRA

I was very frustrated when I had learned my old employee rolled my IRA to a different financial group, then I look online and see all the horror stories about Principal Financial and their app. I had no choice but to find out for myself because that’s where my money is. Let me just say I’ve had zero problems with the app, zero problems with the company, and would recommend anyone who is on the fence about it to just try it for yourself. I was waiting to be disappointed and to my surprise I’ve had nothing but a positive experience.

App Privacy

The developer, Principal Financial Group, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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