Meet our Principal® app dedicated to helping you build your future. Make moves on your retirement account(s) and feel great that you can move toward your goals. Download our streamlined, trustworthy and wicked sleek app, now.

Log in to the app for retirement account information and:
• Check your defined contribution account details (i.e. account balances, vested balances)
• View your defined benefit, nonqualified and employee stock ownership plan details
• Change the contribution rate to your retirement account
• Make transfers between investment options or change how your upcoming contributions are invested
• View the status of a loan and loan details

While you’re there, gain access to your insurance information too.

The availability of information and functionality will vary depending on your employer’s plan type(s).

To make changes not available on the app, visit

Some screens may contain more information than is illustrated in the samples.

This document is intended to be educational in nature and is not intended to be taken as a recommendation.

Insurance products and plan administrative services provided through Principal Life Insurance Co., a member of the Principal Financial Group®, Des Moines, IA 50392.
Visit our online privacy policy at
© 2019 Principal Financial Services, Inc.

What’s New

Version 2.0.14

Small user experience improvements.

Ratings and Reviews

4.8 out of 5
61.3K Ratings

61.3K Ratings

Quober ,

Just your average Joe with a rollover IRA

I was very frustrated when I had learned my old employee rolled my IRA to a different financial group, then I look online and see all the horror stories about Principal Financial and their app. I had no choice but to find out for myself because that’s where my money is. Let me just say I’ve had zero problems with the app, zero problems with the company, and would recommend anyone who is on the fence about it to just try it for yourself. I was waiting to be disappointed and to my surprise I’ve had nothing but a positive experience.

linaia nn ,

Poor design

This app is terrible compared to other banking apps. I bank with two other big banks Usaa and key bank their apps are very user friendly I recently opened a account with principal and the app is very disappointing. When clicking on account it takes me to a news style format page informing me of the market news and market trends you have to click on account for a second time to then see actually account. Three clicks to reach actual account information. Once there it functions more like a full website which is not user friendly in app mode because then you have to scroll sideways covering up majority of everything else. Principal app design is way behind compared to other big banks. For the size of your outfit you should highly consider finding a app engineer that mirrors other big financial institutions. A customer should not dread signing into their account.

Developer Response ,

We're sorry you're still having a negative experience. We'll keep your feedback in mind as we continue to expand our capabilities.

cypher0n7 ,

Worse than the old version

A pet peeve of mine is when the “new and improved version” of something means lost functionality. Exhibit A would be the fact that you no longer get calculated monthly contribution feedback when you are deciding what percentage to contribute to each account. This was incredibly helpful in the “old” app. And the fact that I cannot see how the varying contributions will affect my family's finances until after I commit my changes is not an improvement. Am I expected to sit there with a calculator next to my phone so that I can make an informed decision. How is that an improvement? Plus I now have to navigate into sub menus to do things that were previously easy and informative. As far as I can see there is nothing new, they just moved stuff around and dumbed down the interface.

Developer Response ,

We're sorry you had a negative experience, but thank you for the feedback. We'll keep this in mind as we continue to expand our mobile capabilities.

App Privacy

The developer, Principal Financial Group, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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