Progressive Leasing 4+

This is my first review ever and I want to help people out with this. First of all, I’ll be clear I had never used credit so it was hard for me to get approved most places. I found out about this some time ago and didn’t even qualify the first time. I tried again buying a special gift for someone & it worked great! Obviously if you don’t do the 3 month early option you’ll pay double or more doing the longer options. ALWAYS call about your purchase and request the 3 month purchase option! It should start when you receive your purchase not the moment you place an order. You’ll literally pay only what it’s worth with no interest. They even increased my buying power by 2 grand after my first purchase. Customer support has always been supportive, just don’t get frustrated during any situation. I don’t understand how people have trouble with this. Just follow directions don’t be dumb.

i recently started a lease to own agreement with them for a phone. i was and did sign a contract to be on a 90 lease to own agreement to which they set to be a 12 month agreement. I had to call to get this fixed and sign the same agreement again. When it came to the first payment they took it out of the wrong account and when it declined the payment they charged me a bounce fee and the payment was late so it reverted back to the 12 month lease. i paid my bounce fee and called to have them fix my account yet again. i had a good two payments after that and then i made a partial payment to make the payment less for the second half and they accepted the payment but it didn’t reflect in the amount pending. i still don’t know what happened to that money. then coming to the closing of my lease (i needed two more payments) i made a one time payment on a day that wasn’t scheduled and they accepted the money but i still had two pending payments. i called to see if the credit could be put to the payments and they told me no. i had to then ask for a refund to which took 5-10 days and i still haven’t received the money in my account even though i have a receipt on the app saying it was deposited to my account today. and to top it off they set my payments back to the 12 month lease.

Great customer service whenever you need to call in. I been using P.L. Since 2018. I have bought a ton of things. Both needed and wants. Just so you can have a general idea of the things you can get. Nintendo switch with game’s. Bed frame. Bed mattress. Box springs. Sofa. Ottoman. Air conditioner. A closet. Great for apartments that don’t have any. Pillows. For my bed and sofa. Blankets. Sheets. Pictures for my walls. Ear buds so I can jam while at work. Apple I watch. A laptop. Apple ihome. Galaxy tablets. Bose speaker’s. Cell phone cases. Cell phone charger. And a few other things I believe. But can’t remember what they are. It’s definitely worth use. But always remember. If you don’t pay it off in 90 days. You with be changed for it double. So it’s like you’re paying it off twice. Or buying another one but only having one. So make sure you stay on top of the 90 day’s.