Quicken Simplifi—Budget Better 4+

Track Money, Bills & Investing

Quicken Inc.

    • 4.2 • 3.1K Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


Quicken makes budgeting and personal finance simpler with Simplifi—the smart budget app that helps you do more with your money. Create a budget, track your spending, set savings goals, manage debt, monitor investments, and plan for retirement. Join the 20M+ people who’ve used Quicken to lead healthier financial lives.

Quicken Simplifi helps you track purchases, subscriptions, and account balances all in one place—giving you a comprehensive view of your personal finances. Whether paying off debt on high interest credit cards, saving for a vacation, or growing your net worth, Quicken empowers you to make progress towards your money goals. Track every dollar in your budget and make a plan for your money with personalized insights.

• Track expenses and spending by connecting checking, saving, credit card, investing, and retirement accounts
• Automatic, real-time tracking – including income, bills, and payments – to ensure your spending plan is on track
• Identify changes in your budget categories, bills, net worth and more

• Create a budget to account for income and planned expenses throughout the month
• Make savings goals, pay off debt, or plan for retirement
• Use watchlists to track categories like online shopping, food delivery and takeout, and subscriptions
• Get alerts for upcoming bills

• Always know the balances in your bank accounts and what’s available to spend
• See progress towards paying off credit cards, loans, or other types of debt
• Find opportunities to save money and grow your wealth
• Identify subscriptions you can cancel to save even more money

Key Features
• Personal dashboard to quickly view cash balances, checking and savings accounts, property value, debt, investing, net worth & more
• Custom insights & 8 financial reports on income, spending, savings, net worth, refunds & more
• Customize categories and tags to organize your budget, your way
• Set reminders when savings are off-track so you can adjust your budget

Privacy policy: https://www.quicken.com/privacy
Terms of use: https://www.quicken.com/terms-of-use

What’s New

Version 5.5.0

In this release we're excited to announce we're expanding our rollover budgeting feature to all customers; now any unused funds from a prior spending plan can be applied to a future spending plan. We've also added the capability to check your spending plan in a list view. For those with early access, you can now connect an investment account to your savings goals as the funding source, making it even easier to track your real-time progress.

Ratings and Reviews

4.2 out of 5
3.1K Ratings

3.1K Ratings

isaidno0000 ,

Update showing excluded transactions is so annoying!!

The latest update has been driving me nuts. To hide an item from reports or spending plan you have to scroll around until you find the right arrow to expand, previously the options were just showing. But what’s really leaning of the verge of being unusable is no longer removing items in the spending plan that you exclude. Based on their FAQs this is intentional but why?! It’s just noise, I don’t want to see what I’ve chosen to ignore. I get wanting to make it easier to find excluded items to change but there is no options to hide them (like there is in income, just do that in the spending plan too!) and it doesn’t group it at the bottom which would at least get them out of the way. Instead they are just hanging out there to have to scroll through and confuse you (the little gray eyeball is there but I still want to filter out). Really makes it way less usable. Other things- connections to banks don’t consistently work, it’s missing some flexibility like splitting an item and ignoring only part of this split. And you have to open and close the app at least twice for it to fully (very slowly) update, and I know when it’s worked because I’ll get batched email notifications that are obviously playing catch-up. Overall it’s a pretty good app but those little things start to add up and make it frustrating to use. I will continue to use it but I don’t recommend it to other people, fwiw

Tiffodo ,

Super frustrating

I love this app. I am not a zero-based budgeter at this phase in my life, and that’s why this app is so stellar. It allows you to prioritize the things you need, prepare for certain things that may come up in the month and then still have a lump sum leftover that’s flexible for whatever your life turns out to be that month.

It’s just so frustrating to use, and I’m holding out hope the developers will really put in the elbow grease to make it run smoothly. Debt payments on cards that are carrying balances (on a debt payoff journey) are not intuitive to the app, you have to work against it to make sure they don’t just count it as a transfer and not money “lost” to a debt balance. Your current balance seems to never reflect what’s actually reflecting in your bank statement, and I can’t for the life of me figure out why this is. It always seems like my available to spend does not line up at the end of the month with how much money I still have in my account. I feel like I am constantly making workarounds to get the best accuracy possible.

Truthfully, this review should probably be a 3 star but I just love the concept of the app and it’s function to see the future, make “buckets” and not force you to do zero-based budgeting like so many others. Also, it’s account integration is heads and shoulders above a lot of other apps I’ve used - it tracks all kinds of accounts for you. I really hope it gets improved soon!

Developer Response ,

Thank you for your review and honest feedback! We actually released a new version of Simplifi this week which not only comes with significant speed improvements, but hopefully helps eliminate the need for some of those manual workarounds.

Those are great call-outs regarding debt payments too — I'll bring it to the product team to see what can be done. If you haven't yet, also consider contacting the support team through the in-app Help Center as they might also be able to fix that experience for you. — Jonas @Simplifi

jognac ,

I thought I had no money but now I know for sure

I was obsessed with Simplifi for a few days when I started with it. It’s a game changer. The features - transactions, watch list, reports, savings goals, and spending plan - especially the spending plan - are intuitive. All the ways I would think I’d want to understand my money are all here. It’s not 5 stars because it’s got a lot of little quirks that I think mostly come from the complicated nature of tracking money from various accounts that all behave differently. They’re so unique that I would need a few paragraphs to adequately explain any one of the examples. I’m hoping Simplifi gets better at handling all the weird situations it finds itself in. Simplifi is quirky but I still really love it. It’s given me a lot of peace knowing how much money I actually have to spend.

Edit: I don’t know any money tracking app with similarly useful features as Simplifi, so there is no replacement. But the mobile app has been so hard for me to use lately. Categories and tags and planned spending budgets are missing. The way pending transactions work sometimes is clunky and it throws balances off. Spending from a savings goal is awkward. I’m going to uninstall and reinstall to see if that helps.

App Privacy

The developer, Quicken Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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