Manage your RAC loan accounts, view scheduled payments and paperless statements and make payments with your debit card, credit card or bank account. Plus, built-in tools and calculators can help you take control of your financial planning.
SECURITY & PROTECTION
Change your password
Reset your security questions
RAC uses advanced encryption technology
Your complete account numbers are never transmitted
Submit a payment using a debit card, credit card or bank account
Make a promise to pay
See payment history
View scheduled payments
Access paperless statements
Call or fill out the contact us form
OTHER TOOLS & FEATURES
Use calculators to help with your financial planning
Watch videos about financial education
Activate your web account to get a username and password
Download the app on a device with iOS 9.0 or higher
Contact RAC at 877-722-7299
RAC does not charge fees to download or use the RAC Auto app. Your mobile carrier may charge for text messaging and web access services. Check with your carrier for information about its fees.
© 2018, Regional Acceptance Corporation. All rights reserved.
Bug fix and enhancements
Ratings and Reviews
Convenience and Ease
This app makes it so easy for a young adult like myself to keep track of statements and also make payments without any hassle. Multiple options to pay using my card or through my bank account are awesome. Great Job RAC Auto!
Not Very Convenient
The app doesn’t allow you to save a payment method so you have to put in your bank account / card info EVERY time you want to pay. (It doesn’t allow you to save it through the actual website either) It also will not show you the amount due. It just says $0 even though there is still an amount due. I called customer service because I was not sure if my first payments were actually going through and they said “sorry, it says $0 until the actual due date”. Overall very inconvenient system as a whole and lacks the necessary features that would keep it relevant and up to date.
It’s a little inconvenient
I’m happy that there is an app but, it could be more up to date! You have to enter in the password every time, you should be able to just open it. Most people have their phone locked for privacy. You have to enter in the CC number each transaction also! I think it should’ve been thought out more. Also, they should have the original loan amount visible as well, so you can see the balance change for each payment. Work on this app some more please!
With Family Sharing set up, up to six family members can use this app.