Manage your RAC loan accounts, view scheduled payments and paperless statements and make payments with your debit card, credit card or bank account. Plus, built-in tools and calculators can help you take control of your financial planning.

Change your password
Reset your security questions
RAC uses advanced encryption technology
Your complete account numbers are never transmitted

Submit a payment using a debit card, credit card or bank account
Make a promise to pay
See payment history
View scheduled payments
Access paperless statements

Call or fill out the contact us form
Access FAQ
Use calculators to help with your financial planning
Watch videos about financial education

Activate your web account to get a username and password
Download the app on a device with iOS 9.0 or higher

Contact RAC at 877-722-7299

RAC does not charge fees to download or use the RAC Auto app. Your mobile carrier may charge for text messaging and web access services. Check with your carrier for information about its fees.

© 2019, Regional Acceptance Corporation. All rights reserved.

What’s New

Version 1.1.28

Payment Extension Request
Certification Upgrade

Ratings and Reviews

4.8 out of 5
38.3K Ratings

38.3K Ratings

@samiya_carena ,

Convenience and Ease

This app makes it so easy for a young adult like myself to keep track of statements and also make payments without any hassle. Multiple options to pay using my card or through my bank account are awesome. Great Job RAC Auto!

i'ini ,

Not Very Convenient

The app doesn’t allow you to save a payment method so you have to put in your bank account / card info EVERY time you want to pay. (It doesn’t allow you to save it through the actual website either) It also will not show you the amount due. It just says $0 even though there is still an amount due. I called customer service because I was not sure if my first payments were actually going through and they said “sorry, it says $0 until the actual due date”. Overall very inconvenient system as a whole and lacks the necessary features that would keep it relevant and up to date.

Thankful Bear ,

Good App

Not a bad app overall. No issues so far using it and would recommend to anyone who uses RAC. Would like to suggest a few wishlist items though.
1) A way to save payment info as to not have to enter bank/debit card numbers every time I make a payment.
2) Make the app/website more iOS friendly. I can’t look at my monthly statements on the app itself or on Safari. Have to log in to my PC because it wants you to “download” each statement.

App Privacy

The developer, BB&T, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

More By This Developer

You May Also Like