Avant Credit 4+

Ever since I began this journey with Avant back in Mid-2015, I have had absolutely nothing bad to say about Avant. Starting with the first initial loan in 2015, they were the first and ONLY loan company that were even the slightest bit willing to help be given at the time, I had very little to absolutely NO credit whatsoever. Avant took a chance and extended a $5,000 loan to me. I was faithful with making my payments on-time and never had any problems at all. After that one was paid off, I agree sought out the help of Avant’s services and again, they came riding in on their white horses to lend me a hand again. This time it was with $5,300. Again I did my best to make all my payments on time, yet I do recall being late once. They were quite understanding and easy to work with. They didn’t charge me a late fee since I called them and explained my dilemma. They were courteous, patient and friendly. And now here we are in 2022. Once again Avant rides up on its white horse to save the day AGAIN! This time it was double for a little over $10,300! I can’t lift them up enough. They were there when no one else was and I have never been harassed or threatened. Everyone has always been very accommodating, friendly and helpful . What more can you ask for in these days and times? Thank you so much for everything Avant!

Being able to help people in their times of need is what keeps us motivated at Avant. We are glad that we could be there for you when other companies were not. Thank you for your kind words and we hope you'll tell your friends and family about your experience.

I have been a cardholder for a few months now and I’m obviously in good standing. I have preferred to call on the phone to pay my bill as well as arrange my next payment and early extra payments also if I happened to but something extra on my card that month. But what has impressed me is the agent with whom I’m speaking with has always seemed like a personal assistant and never repeatedly asks me questions for security purposes during our same call. So even though I did reach my goal and get my scores back up some to the 660 ish range which I know is still not good but it was 615 when I started. But when your child asks to take over payments on your car say no lol. My point my husband keeps telling me that I should cut this card and that we still have our chase and other cards same as before his credit was not affected but I’m going to hang on until I get my credit back to where it belongs and because these people are just very nice people to work with. So far I’m very pleased. If I do get upset I can spread bad news far better than good news just like anyone else but I’m saying this is a good place to be.

That's great to hear!! We strive to provide the best customer service we can each and every day, and it means a lot to hear that we were helpful. Thank you for your kind words and we hope you'll tell your friends and family about your experience.

This is the worse credit card I have EVER had! My credit score is over 700. I applied for this card and was approved with a specific credit line. That’s was months ago. I log into all of my accounts daily. I pay all of my bills including credit cards on time. My on time payment history is at 100% across the board. I am sharing all of this because I take my credit very seriously. It just so happens that one day I logged into and I saw I had no balance due. The very next day I logged in a again onto the app to not only find that a payment was due but now it was due the day prior. I also had signed up for electronic statements. From the day I opened my account until about a week and a half ago I have never received an electronic statement. The only reason I have a statement now is because I unenrolled from e-statements. Because I’m not seeing a pattern and I want written proof of payment due date and amounts due. Today I logged into my account and now I see that my credit limit has been drastically reduced by almost 85%! Not only would that cause me to be over my credit utilization but this would harm my credit score significantly! I have immediately closed my account. I WILL be seeking an attorney! This bank has fraudulent business practices and I will not allow this bank to take advantage of me as a consumer! I STRONGLY suggest going with another bank! If I could give negative stars I would!

That's certainly not what we hope for. We strive to provide the highest level of service every day, and we're very sorry to hear that we didn't get it right this time. Is there any chance you'd call back in? Please call us at 800-712-5407 or write to us at Support@Avant.com. We'd love a chance to fix this situation.