Avant Credit 4+

I took a chance with their online application. I saw them on credit karma and I applied all online and was approved all online. Submitted information requested. It took a about a day for approval and then my loan funded straight to my bank a couple days later! So awesome!!!! I’m very happy I chose them. I feel like their rates were slightly higher than other lenders but I don’t mind because the service was fast and easy and I didn’t have to talk to anyone. I did a consolidation loan and was able to get funded straight to my bank for me to pay off my debts as I felt like and I appreciate that freedom. I recommend it to anyone who hates being in the phone going over stuff. Just pay attention to the rate you’re paying so you know what you’re working with. I’ve gotten 2 loans with them. My credit wasn’t the best when I first got this loan and I got approved. My credit score jumped about 50 points after paying down about 5 creditors with my loan. Now my credit is fair rising to good. I am grateful that they approved me the first time so seemlessly. The second loan I got was a better rate so it depends on your credit score. When you don’t have great credit as I did initially, I just wanted a loan to get out of my mess and I got approved without collateral and it helped me so much so yes I recommend and am a happy customer.

I’ve had this credit card for quite awhile now, and I’m very pleased with it. I started with a modest credit limit, and honestly Avant has consistently raised my CL about every 6 months, and always without me asking for it. I now have a great CL and my FICO score has dramatically improved. I always make my payment as soon as it comes up on their app, which by the way is incredibly easy to maneuver through. Everything was going along nicely until I made my payment, due Sept. 1st, on August 6th when it showed up on their mobile app. According to my PayPal account, the payment was made at 5:57am on August 6th, the day it’s due. And that’s the same date I’ve made my payment for as long as I can remember. Unfortunately for me, Avant applied my August 6th payment to my account on August 5th. That means I made two payments in August and now I’m due Sept 1st again. I’m not happy about this at all.
I would really appreciate it if someone high up the food chain with Avant would please call me to try and resolve this. I love your company, and I love my credit card, but right now I’m not feeling the love from your side. All my contact info you should already have, so please, PLEASE!, call me sometime so we can have a chat.

I don’t usually do reviews but felt I had to this time. I am on disability and do not get my check until the 3rd of the month. They set my payment date for the 1st. Say they are not allow to change the payment date and to make a double payment so that I can pay it after the 1st. That would be fine if I had the extra money to make over a 100 dollar payment. Also when I applied it said I would not have a yearly fee then suddenly last year I was charged for a yearly fee. I use to love this card but here lately it seems that they’re just trying to ruin my credit score. This is the first time being late because I make the payment on line and because it’s a weekend they’re not going to credit it till after due date and cause me a late fee. Now I have to figure out someone I can borrow money from so that I can make a double payment plus a late fee this month. I called them just to be told it’s not their problem it’s mine. My credit is perfect. Always pay my bills before they are due. This is so frustrating to deal with knowing that I’m just going to keep getting charged a late fee. The card is never going to get paid off because I’m just going to keep getting hit by late fees on it. Oh but they have me a credit raise. Anyway from now on I’ll probably be using a different credit card. Which I could use one of my other cards to make a double payment but they will not accept another credit card to do it. 😡😡😡😡