Reconciled - better Billguard 4+

A checklist for transactions

Zachary Hamed

Designed for iPad

    • 5.0 • 1 Rating
    • Free
    • Offers In-App Purchases



Reconciled is the most simple, smart, and beautiful way to stay on top of your financial transactions. Protect your accounts from fraud, grey charges and billing errors by reviewing each transaction, just like a checklist.

Deceptive and unwanted charges impact 40% of Americans, for $14.3 billion annually. With Reconciled, there's no more worrying about cancelling subscriptions, fraudulent charges, or being overcharged at the last minute.

If you're looking for a Billguard alternative or Billguard replacement now that it's shut down, Reconciled is the perfect choice for you. The same Billguard experience you used to love, now cheaper, more beautiful, and more secure than ever. It's like a todo list for money or a to-do list for transactions! Reconciled is also simpler than apps like Mint, Truebill, Copilot, or Pocketguard that have lots of features you may not need.

Unlike other personal finance apps that try to do everything, Reconciled does one thing well. Add your accounts and Reconciled will display your transactions in a beautiful list, making it easy to check them off quickly. 10 seconds a day is all you need to make sure you're not being charged for subscriptions you cancelled, that your card hasn't been hit with fraud, or that the dinner you went to wasn't overcharged for tip. Similar to the old Billguard / Prosper Daily application, but even more simple and beautiful.

Reconciled gets smarter with each new user that joins our national transaction monitoring network. Each time you verify or flag a charge, Reconciled learns and prioritizes the charges you should review. Community-edited merchant information makes it easy to recognize even the most cryptic charges.

Get alerted in real-time to unwanted and unauthorized charges, on-the-go. The world’s #1 Grey Charge protection service is now at your fingertips.

Reconciled supports more than 5,000 credit and bank accounts including Chase, Bank of America, Citibank, Wells Fargo, HSBC, Capital One, BB&T, SunTrust, American Express, Discover and PayPal.

Reconciled is powered with bank-level security to ensure your data is kept private and secure. Reconciled is read-only. No one - not even you - can move money with Reconciled.

Terms of Service:
Privacy Policy:

What’s New

Version 1.0.6

Updated for iOS 14 and the newest Plaid changes! Plus, you can now delete accounts and re-link accounts in-app.

Ratings and Reviews

5.0 out of 5
1 Rating

1 Rating

App Privacy

The developer, Zachary Hamed, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

More By This Developer

You Might Also Like