SaveSpend3

Approximate saving or spending

Free · Designed for iPad

Helpful to plan and budget your money, SaveSpend3 calculates Savings, or Social Security Accumulation vs filing age, or Spending over time. Interest, earnings, inflation, and taxes are included in the calculations as appropriate. Results can be viewed in a table or as a chart. Separate tabs are provided to calculate Save, SSAccumulate, and Spend. Save can easily calculate the growth effects of compound interest rates and yearly taxes and on your regular monthly savings. Compounding frequencies of daily, monthly, quarterly, semiannually, or annually can be selected in the Settings. SSAccumulate similarly calculates compound growth but also takes into account inflation COLA adjustments to the SS amounts. The default 3 filing ages of 62, 66, and 70 can be adjusted by the user in the Settings. Spend will calculate the remaining balance year after year given an initial principal amount and initial withdrawal amount per year. You can budget how long your money will last given its earnings rate per year and the inflation rate per year. This is minimalist by design with no ads, no in-app purchases, no bells and whistles, and no fancy moving graphics to distract you, just numbers. Note: Financial entertainment value only, fun playing with numbers. This uses simple yearly compounding, assumes constant interest, earnings, inflation, and taxes, and should NOT be used for accurate predictions.

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- Added a new Help screen and an icon on the V3 screen. This provides some built-in explanation of the 3 app versions and how to use V3. The Save and SSAccumulate nd Spend tabs are explained, as well as Settings.

Version 3.4.0

The developer, 29Apps LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    • Seller
      • 29Apps LLC
    • Size
      • 2 MB
    • Category
      • Finance
    • Compatibility
      Requires iOS 17.0 or later.
      • iPhone
        Requires iOS 17.0 or later.
      • iPad
        Requires iPadOS 17.0 or later.
      • Mac
        Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
      • Apple Vision
        Requires visionOS 1.0 or later.
    • Languages
      • English
    • Age Rating
      4+
    • Copyright
      • © Copyright 2024-2025 29Apps LLC, All rights reserved
  • Developer Website
  • Privacy Policy

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