No subscription. No account. No registration — Settleasy stays 100% private. New: Smoother swiping, refined settings, and a cleaner look throughout.
The Private Expense Splitter & Bill Tracker
Stop the spreadsheet chaos. Settleasy is the ultimate expense splitter app to track, divide, and manage shared costs for couples, roommates, and travelers. Calculate exactly who owes whom — 100% offline, no accounts, no data leaving your device.
SPLIT BILLS & SHARE COSTS EASILY
Take full control of your group budget with Settleasy, whether for daily life or vacation:
• Couples: Manage monthly household bills, partner costs, and monthly expenses together.
• Roommates: Fairly split rent, utilities, apartment costs, and groceries in a shared household.
• Families: A simple way to share costs, track income, and settle family debts.
• Travelers: Track holiday expenses and group spend across multi-currency ledgers.
• Friends: Perfect for settling vacation bills, restaurant dinners, and group activities.
Whether you are managing recurring household expenses or a weekend getaway, Settleasy handles the math and provides accurate balances and settlement payments in an instant. And it works for both expenses and income!
SMART SETTLEMENT CALCULATIONS & FLEXIBLE DATA EXCHANGE
Create a settlement, add your items (expenses and income), and let Settleasy do the math:
• Flexible Shares: Set custom split methods — equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy.
• Track Who Paid What: Record actual contributions for every expense. Alice paid $50, Bob paid $150? The app logs both contributions.
• Automatic Balance: Instantly see who owes whom based on agreed shares. No mental math, no arguments.
• Settlement Payments: Record payments between participants to zero out debts and clear the balance.
• Import & Export: Keep your data safe or move it between devices. Export your settlements as a file and import them whenever you need.
• NEW: PDF Reports: Create professional PDF reports of your settlements and share them with other participants — for instance, by mail or messenger.
BUILT FOR REAL LIFE
• Multi-Currency Made Easy: Ideal for vacation. Enter expenses in any currency and convert them to your settlement currency with ease.
• Items with Context: Add dates, timeframes, and locations (e.g., "Restaurant, Budapest, Oct 15") to keep everything organized.
• Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy properly factors income into your balance.
• Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings.
• Precision Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages.
• Fast Entry: Tap settlement → "+" → enter title and amount. Done. Perfect for tracking costs on the go.
PRIVACY BY DESIGN
100% local. 100% private. 100% yours.
Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone or iPad.
You manage everything yourself — participants don’t need the app, don’t receive notifications, and aren't tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while traveling.
INTUITIVE & ORGANIZED
• Participants: Add people with names and optional photos (from camera, gallery, or files).
• Group & Sort: Organize settlements, items, and participants exactly how you want.
• Undo Protection: Accidentally deleted something? Tap "Undo" to restore it instantly.
• Bulk Actions: Select and delete multiple rows at once.
• Smart Keyboard: Dismiss the keyboard by dragging down.
SETTLEASY PRO
• Unlimited settlements (free: up to three settlements).
• Watermark-free PDF reports (free: PDF reports with watermarks).
• Future Pro features included.
Try Settleasy today and experience the most private way to manage group finances!
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
Settleasy gets a cleaner, more polished experience. This update refines the interface throughout and squashes a pesky visual bug.
UI/UX IMPROVEMENTS
• Icon toolbar — Toolbar actions now show standard icons instead of text labels, keeping things clean and uncluttered.
• Refreshed Settings — Read-only info is muted, tappable items stand out in the primary font (or red for destructive actions), and links to external apps come with small descriptive icons.
• Better empty states — Screens with nothing to show now use the standard iOS empty state style, fitting right in with the rest of the system.
BUG FIX
• Smooth swiping — Swiping between pages in detail views no longer produces a visual flicker. Gone for good.
Version 1.3.1
The developer, Nils Anspach, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
VoiceOver
Voice Control
Larger Text
Dark Interface
Differentiate Without Color Alone
Sufficient Contrast
Reduced Motion
Information
Seller
Nils Anspach
Size
6.3 MB
Category
Finance
Compatibility
Requires iOS 26.0 or later.
iPhone Requires iOS 26.0 or later.
iPad Requires iPadOS 26.0 or later.
Mac Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.