Settleasy

Settle Shared Expenses Easily

Free · In‑App Purchases · Designed for iPad

Tired of apps that require everyone to sign up? Settleasy works solo — you track, you calculate, you settle. Zero accounts needed. Completely private. Start free. The private expense splitter app for couples, roommates, travelers, and friends. Stop the spreadsheet chaos. Settleasy calculates exactly who owes what — with zero accounts, zero servers, and zero data leaving your device. SPLIT BILLS & SHARE COSTS Perfect for splitting group expenses: - Couples sharing household bills and monthly expenses. - Roommates splitting rent, utilities, and groceries. - Travel groups managing trip expenses across multiple currencies. - Families tracking shared costs and income. - Friends settling vacation bills, dinners, and group activities. Whether you're managing recurring household expenses, splitting weekend getaways, or tracking who paid for dinner last night, Settleasy handles the complexity and gives you accurate balances in seconds. SMART SETTLEMENT CALCULATIONS Create a settlement, add your expenses and income, and let Settleasy do the math: - Flexible Shares - Set how costs are divided per settlement: equal splits, custom percentages, or specific amounts. One participant paying 70%? Another 30%? Done. - Track Who Paid What - Record actual payments for each expense. Alice paid €50, Bob paid €150 for a €200 dinner? Add both contributions and Settleasy tracks everything. - Automatic Balance Calculation - The app instantly calculates who owes whom based on agreed shares versus actual payments. No mental math, no arguments. - Settlement Payments - Record payments between participants to clear balances. Watch debts zero out as you settle up. BUILT FOR REAL LIFE - Multi-Currency Made Easy - Traveling abroad? Set your settlement in USD while adding expenses in EUR, JPY, or any currency. Enter exchange rates to convert paid amounts to settlement currency. - Items With Context - Add reference dates, date ranges, and locations to each expense or income item. "Restaurant Meteor, Budapest, Oct 15" keeps everything organized. - Income & Expenses Together - Received a group refund or shared income? Add it to the same settlement. Settleasy properly factors income into balance calculations. - Duplicate Settlements Instantly - Monthly household expenses? Last month's trip format? Long-press any settlement to duplicate it with your choice of items, shares, and payments carried over. No recreating from scratch. - Split With Precision - Multiple split methods via long-press menus including split equally, by shares, or by specific percentages (10%, 20%, 50%). - Easy Item Entry - Adding expenses on the go takes seconds: tap settlement → tap "+" → enter title, amount, who paid → done. Perfect for tracking costs during trips. PRIVATE BY DESIGN 100% Local. 100% Private. 100% Yours. Settleasy stores everything on your device. There are no accounts to create, no servers to connect to, no cloud sync, and no data transmission of any kind. Your financial information never leaves your iPhone, iPad, or Mac. Ever. You manage settlements yourself — participants don't need the app, don't get notifications, and aren't tracked. It's your data, your way. Perfect for anyone who values privacy or needs to work offline during travel. ORGANIZED & INTUITIVE - Participants - Add people with names and optional photos (from camera, gallery, or files). - Grouping & Sorting - Organize settlements, items, and participants exactly how you want them. - Undo Protection - Accidentally deleted something? Tap undo in the snackbar that appears right after deletion to restore it instantly. - Bulk Actions - Select and delete multiple rows at once. - Smart Keyboard - Dismiss the keyboard by dragging down from its top edge during data entry. PRO FEATURES - Free: Create up to three settlements — perfect for testing or light use. - Pro (One-Time Purchase): - Unlimited settlements. - All future Pro features included. - Priority customer support. - Family Sharing enabled — unlock Pro for up to five family members with one purchase. Upgrade when you're ready by tapping the crown icon after creating your third settlement.

Ratings & Reviews

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The developer, Nils Anspach, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer indicated that this app supports the following accessibility features. Learn More

    • Supported Features

      • VoiceOver

      • Voice Control

      • Larger Text

      • Dark Interface

      • Differentiate Without Color Alone

      • Sufficient Contrast

      • Reduced Motion

    Information

    • Seller
      • Nils Anspach
    • Size
      • 4.6 MB
    • Category
      • Finance
    • Compatibility
      Requires iOS 26.0 or later.
      • iPhone
        Requires iOS 26.0 or later.
      • iPad
        Requires iPadOS 26.0 or later.
      • Mac
        Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
      • Apple Vision
        Requires visionOS 26.0 or later.
    • Languages
      • English and German
    • Age Rating
      4+
    • In-App Purchases
      Yes
    • Copyright
      • © 2025 Progressive Bytes
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

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