Tendi

Name: Tendi
Rating: 3 (8 reviews)
Author: EnvyGames

AI Budgeting, Financial Advice

Free · In‑App Purchases

8 Ratings
Age Rating

4+
Years
Category

Finance
Developer

EnvyGames
Language

EN
English
Size

5.2
MB

Completely rebuilt. Check your Financial Health Index, crush debt bosses, and win weekly money missions — privately, on your iPhone. No bank login required. Tendi is your private money coach — and it lives entirely on your iPhone. No bank logins. No account to create. No data sent to a server. Tendi turns messy household finances into clear weekly wins, using a serious financial engine wrapped in something that actually feels good to open. This is Tendi v2, rebuilt from the ground up for privacy, speed, and momentum. KNOW WHERE YOU STAND Your Financial Health Index (FHI) scores your household from 0 to 100 across seven pillars: cashflow, debt load, emergency fund, savings momentum, goal clarity, family alignment, and habits. See what's holding you back — and the single fastest move to raise your score. MUTILATE YOUR DEBT Turn payoff into something you'll actually do. The Debt Mutilator models your real debts as "bosses," compares the Avalanche (APR Assassin) and Snowball (Momentum Mutilator) strategies, and shows your debt-free date, total interest, and how much future interest a small extra payment prevents. Slide the extra-payment dial and watch the math change in real time. WIN WEEKLY MONEY MISSIONS Small, finishable, and aimed at your biggest opportunity. Subscription purges, emergency-fund seeds, no-spend weekends, debt strikes — each mission shows its impact before you start and celebrates when you finish. Build a streak. Keep the momentum. YOUR ON-DEVICE AI COACH Ask real questions, like "Can we afford an extra $50 payment this week?", and get grounded answers based on your actual numbers. Powered by Apple Intelligence on supported devices, with a smart deterministic coach that keeps working even when AI isn't available. The coach never guesses at your math — it uses Tendi's tested finance engine. IMPORT STATEMENTS, PRIVATELY No bank connection required. Import a PDF, scan a paper statement with your camera, or load a CSV — everything is read on your iPhone. Tendi finds your transactions, categorizes them, and detects recurring charges without uploading a thing. Raw files are deleted after you review. PLAN AS A FAMILY Add household members, set shared goals, and run family money missions together. Money decisions are easier when everyone is pulling the same direction. PRIVATE BY DESIGN - No bank connection required - No Tendi account, no server, no remote AI - Statements processed on-device and deleted after review - Optional Face ID app lock - Encrypted backups you control - Sanitized share cards — celebrate wins without revealing balances Tendi is an educational financial planning tool. It is not investment, tax, or legal advice, and your FHI is not a credit score. Membership unlocks unlimited missions, more monthly statement imports, the family mission board, and the full AI coach. Your first month is free. Start where you are. Make one small move this week. Watch it add up.

Ratings & Reviews

3.0

out of 5

8 Ratings

Travesty
07/21/2025
Creditcustomer
I don’t have words for how disappointing this app was. It’s like they don’t even try. It let me register an account, then indicated that it was analyzing and would notify me in a “few minutes” when it was done - that time never came. On top of that, the app kept indicating that it didn’t have an account setup - but could tell me the balance and nothing else of the account I already set up. This app is a joke and doesn’t do a single thing it advertises. Steer clear. The 4 five star reviews must be from the fly by night jokers that created this garbage.
Travesty
07/21/2025
Creditcustomer

I don’t have words for how disappointing this app was. It’s like they don’t even try. It let me register an account, then indicated that it was analyzing and would notify me in a “few minutes” when it was done - that time never came. On top of that, the app kept indicating that it didn’t have an account setup - but could tell me the balance and nothing else of the account I already set up. This app is a joke and doesn’t do a single thing it advertises. Steer clear. The 4 five star reviews must be from the fly by night jokers that created this garbage.
Nonfunctional
08/27/2025
GreekGeekUSA
This app is atrocious. I wish I could figure out how to get them to delete my data from their system but even that doesn’t work. Unresponsive customer service team to make matters worse. STAY AWAY.
Nonfunctional
08/27/2025
GreekGeekUSA

This app is atrocious. I wish I could figure out how to get them to delete my data from their system but even that doesn’t work. Unresponsive customer service team to make matters worse. STAY AWAY.
Not registering
06/25/2025
ReaWest
Wanted to try but it will not let you register your email at all.
Not registering
06/25/2025
ReaWest

Wanted to try but it will not let you register your email at all.

Tendi has been completely rebuilt. This is a from-scratch reboot focused on privacy, speed, and momentum — a private money coach that runs entirely on your iPhone, with no bank connection and no server. What's new: • Financial Health Index — a 0 to 100 score across seven pillars, with your fastest win highlighted • Debt Mutilator — compare Avalanche vs Snowball, see your debt-free date, and watch a small extra payment prevent future interest • Weekly money missions — tiny, high-impact tasks with streaks and celebrations • On-device AI money coach — grounded in your real numbers, powered by Apple Intelligence (with a deterministic fallback) • Private statement import — PDF, camera scan, or CSV, all processed on-device; raw files deleted after review • Family planning — household members, shared goals, and family missions • Privacy by design — Face ID lock, encrypted backups, and sanitized share cards • Now universal — beautiful on both iPhone and iPad • Your first month is free Thanks for being part of the reboot. Tell us what you'd love to see next.

Version 2.0 Jun 15

Data Linked to You

The following data may be collected and linked to your identity:
- Contact Info
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Financial Info
- Location
- Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller: Tendi LLC
Size: 5.2 MB
Category: Finance
Compatibility: Requires iOS 26.0 or later.

iPhone
Requires iOS 26.0 or later.

iPad
Requires iPadOS 26.0 or later.
Languages: English
Age Rating: 4+

4+

Learn More
In-App Purchases: Yes

Tendi Power $9.99

Tendi Family $6.99

Tendi Plus $3.99

Learn More