Tera Cloud
Smart corporate card
Only for iPhone
Free
iPhone
Meet your AI finance team. Tera Cloud's agents capture, categorize, approve, and post every expense and bill — so you close the books while you sleep.
Your AI Finance Team. Always On. Always Accurate.
Tera Cloud is the first finance platform built on autonomous AI agents — not chatbots, not workflows, but specialized agents that do the work across your entire money stack.
Snap a receipt. Forward a vendor email. Approve from your watch. Behind the scenes, a coordinated team of AI agents takes it from there.
MEET THE AGENTS
Expense Agent — Captures receipts in seconds. Reads, categorizes, matches to cards, and flags duplicates before you even open the app.
AP Agent — Forward any vendor invoice and watch it become a fully coded, three-way-matched bill, ready for approval.
Approval Agent — Routes every expense and bill through the right approver, the right policy, the right budget — instantly.
Compliance Agent — Enforces your policies in real time. Catches violations before they cost you. Audit-ready, every day.
Accounting Agent — Posts to QuickBooks, NetSuite, Xero, or your ERP of choice. Reconciles. Closes. No spreadsheets.
Automation Agent — Learns how your team works and quietly removes the steps that don't need humans.
WHY TERA CLOUD
• Truly Agentic — Agents act, decide, and hand off to each other. You stay in control; they handle the busywork.
• Built for Finance — Not a generic AI wrapper. Every agent understands GAAP, tax, approval chains, and your chart of accounts.
• Multi-Entity Ready — One app, every entity, every currency, every ERP.
• Mobile-First — Capture, approve, and review on the go. Full power on a phone.
• Bank-Grade Security, end-to-end encryption, biometric login, SSO.
• Plays Nice — Connects to QuickBooks, NetSuite, Xero, Stripe, your bank, and 100+ more.
WHO IT'S FOR
• Founders who refuse to babysit expense reports
• Controllers running lean teams that need to scale without hiring
• CFOs who want a real-time close instead of a 10-day scramble
• Bookkeepers and accountants serving multiple clients
• Operations leaders tired of approval bottlenecks
WHAT YOU CAN DO ON MOBILE
- Capture receipts with one tap
- Forward bills from your inbox
- Approve expenses, bills, POs, and reimbursements
- Scan QR codes and barcodes for vendors
- Chat with your agents in plain English
- View live cash, spend, and budget dashboards
- Get push alerts for anything that needs you — and nothing that doesn't
HOW IT'S DIFFERENT
Most "AI" finance apps slap a chatbot on top of forms. Tera Cloud rebuilt the stack around agents that actually finish work. The result: 90% less data entry, near-instant approvals, and a close that takes hours, not weeks.
Stop managing receipts. Start running finance.
Download Tera Cloud and put your finance work on autopilot.
— — —
Tera Cloud is free to download. Paid plans start at the company level — see tera.cloud for pricing. Requires a Tera Cloud workspace.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
This release introduces:
• Completely reimagined and easy to use UI
• Access to reports and dashboards
* Finpilot chatbot to chat in plain english and easily find what you are looking for
• Performance and stability improvements
The developer, TERA INC., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Contacts
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- TERA INC.
- Size
- 63.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © Tera Inc.