Introducing SpendFlow — a new way to track your bills, expenses, and upcoming payments, right alongside Expense Split in the same app. • Track personal expenses, recurring bills, and payments due later, even when the amount isn't known until closer to the date • See spending and cash-out separately, each in whatever currency the money actually moved, instead of blending everything into one number • A new breakdown explains exactly why your expense total and cash-out total differ each month — grouped by reason (bills not yet paid, prepaid expenses, installment purchases, stored-value top-ups, and card repayments) — shown in the app and included in your PDF export • Multiple currencies, kept straight: record an expense in any currency while your Space's overall total stays in one base currency, converted automatically • New "Cash Out only" Space mode for anyone who just wants to track money moving out, without setting a monthly expense target As always, your data stays private on your device unless you choose to export and share it.