UnionBank Online 4+

Secure, Easy & Smart

UnionBank of the Philippines

Designed for iPad

    • 3.7 • 99 Ratings
    • Free


This is more than just another banking app. This puts your bank in the palm of your hand. You don’t have to put your life on hold, when you can bank securely whenever you want to, from wherever you want. Get started by opening an account in-app, without ever having to step into a branch. Easily manage your accounts, your cards, transfer funds, pay your bills and more, with just the tap of your finger.

Open an account
+ First Philippine bank that enables customers to open accounts through the app.
+ No need to visit the branch.
+ Choose between Personal Savings Account, PlayEveryday, Savings+, Lazada or GetGo.
+ Get a Visa debit card delivered to your home/office.
+ Immediately get a Lazada Virtual Debit card for online shopping.

Deposit checks 24x7
+ UnionBank checks clears after two hours – even during weekends and holidays.
+ Other bank's checks, follows industry cut-off and clearing hours.

Securely manage your accounts
+ View all your accounts and credit card balances in one place.
+ Real-time monitoring of your savings, checking or debit/ATM card activities.
+ View your credit card spend, points and statements.
+ Lock/unlock, set limits and transactions controls on your Visa credit cards.
+ Keep tabs on your loan repayments.
+ Secured access enabled by OTP and biometrics.
+ Self-service password reset and profile unblocking.
+ Track your rank, view your points and access the leaderboards with PlayEveryday.
+ Create Goals and start saving up for that investment, emergency fund, or whichever you aspire to achieve.

Easily Transfer Funds and Pay Bills
+ Transfer funds to anyone, to any bank, any time, without any enrolment or going to the branch.
+ Real-time crediting for transfers between your accounts or other UnionBank accounts.
+ Transfer to anyone for free with PESONet. Same or next business day crediting.
+ Transfer up to Php 50,000.00 to anyone with InstaPay. Real-time crediting for only PHP10.
+ Transfer your US Dollars to other local banks for only USD1! Made possible through PDDTS.
+ Pay your utility, phone, rent, school, and more. No need to enroll billers for payment.
+ Save accounts you frequently transfer to and bills you regularly pay.
+ Schedule recurring transfers and bills payments. No need to worry about due dates.
+ Send money to our partner Remittance Centers – Palawan Express, Cebuana Lhuillier, LBC & PeraHub.

Request for Payments or Split Bills
+ Send payment requests to another UnionBank Online user with just their mobile number. No more sharing of account numbers.
+ Split bills with your friends on UnionBank Online. No more worksheets to compute who owes who and how much.
+ Generate your own QR code and have your friends scan the QR to pay.

Schedule branch visit
+ Get ahead of the queue by scheduling your branch visit in the app.
+ Transact without any forms or signatures. Put all your transaction info on your scheduled visit.
+ Find the closest branch or ATM with the built-in locator.

Other Features
+ Activate your new credit card.
+ Redeem your Credit Card points.
+ Check for promos and discounts in our Voucher Wallet
+ Do USD/PHP conversion and view real-time FX rates.

Check our web version: https://online.unionbankph.com

2018 Best Retail Mobile Banking Experience by The Asset Magazine
2018 Online Banking Initiative of the Year by Asian Banking and Finance
2018 Best Technology Implementation - Front End by Retail Banker International (Highly Commended).

UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at customer.service@unionbankph.com or (+632) 841-8600. Member: PDIC. Maximum deposit insurance for each depositor: P500,000.

What’s New

Version 2.41.8

What's New:

Trust your device to enable biometrics for logins and transactions.
Enhanced flow in Digital Account Opening for debit cards.

Ratings and Reviews

3.7 out of 5
99 Ratings

99 Ratings

achrovisual ,

Best Mobile Banking App in the Philippines

Out of all banks in the country, UnionBank has the best mobile app and website. It even has an Apple Watch app too. The iPhone app is easy to use and straightforward. It looks amazing as well. There were a few bugs, but they seemed to disappear after the first time. Although, the Apple Watch app doesn’t show the balance for some reason.

Either way, great app!

queenpanther55 ,

The BEST !!!

1. Im writing review because this is the BEST offer one Bank has to offer to a client who has difficulty opening their bank account because of so many requirements!
2. NO Hassle while downloading the App and in the App youll be able to apply a savings account with NO maintaining balance ! Other banks requires you to maintain atleast 2k.
3. They have approved my application in just minutes! all you have to do is to provide the right information. esp your photo and ID. Right information means you have to state whats in your ID. (Be accurate about it)
4. I have requested for an ATM and it arrived in 10 days. I have activated it and used it already. Even If we only have one branch in our City, the convenience it gave me is what im really thankful for.
5. Dont believe all the negative comments .. Delays or disapproval of your application may mean you have not submitted the right information. Delays of ATM may mean you have not answered the courier for the delivery schedule. (Mine was delivered via Ninja Van)
6: The BEST MOBILE APP ive ever used. I could say it is because they patterned it like the ones I use in the US 🗽.
7. Depositing Checks thru Mobile App. with NO hassle.
8. Thank you UNION BANK! Im so soooooo happy! ❤️

Spirits warrior ,

Legit! Hassle Free!

Was a bit worried that this app is not legit, cause how can we open an account from home? there are so many forms to fill in and requirements to comply such as 2x2 pic, etc., etc., if we go to a bank and open an account but I still tried then was shocked when i received the physical card and activate it online, no hassle on going out to activate it on the machine!

App Privacy

The developer, UnionBank of the Philippines, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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