This is more than just another banking app. This puts your bank in the palm of your hand. You don’t have to put your life on hold, when you can bank securely whenever you want to, from wherever you want. Get started by opening an account in-app, without ever having to step into a branch. Easily manage your accounts, your cards, transfer funds, pay your bills and more, with just the tap of your finger.

Open an account
+ First and only Philippine bank that enables customers to open accounts through the app.
+ No need to visit the branch.
+ Choose between Personal Savings Account, PlayEveryday or GetGo.
+ Get a Visa debit card delivered to your home/office.

Deposit checks 24x7
+ UnionBank checks clears after two hours – even during weekends and holidays.
+ Other bank's checks, clears the following banking day if submitted by 3PM, or in 2 banking days if received after 3PM, or during weekends and holidays.

Securely manage your accounts
+ View all your accounts and credit card balances in one place.
+ Real-time monitoring of your savings, checking or debit/ATM card activities.
+ View your credit card spend, points and statements.
+ Lock/unlock, set limits and transactions controls on your Visa credit cards.
+ Keep tabs on your loan repayments.
+ Secured access enabled by OTP and biometrics.
+ Self-service password reset and profile unblocking.
+ [PlayEveryday] Track your rank, view your points and access the leaderboards.
+ [Goals] Start savings up for that investment, emergency fund, or whichever you want want to achieve.

Easily Transfer Funds and Pay Bills
+ Transfer funds to anyone, to any bank, any time, without any enrolment or going to the branch.
+ Real-time crediting for transfers between your accounts or other UnionBank accounts.
+ Transfer to anyone for free with PESONet. Same or next business day crediting.
+ Transfer up to Php 50,000.00 to anyone with InstaPay. Real-time crediting for only PHP10.
+ Transfer your US Dollars to other local banks for only USD1! Made possible through PDDTS.
+ Pay your utility, phone, rent, school, and more. No need to enroll billers for payment.
+ Save accounts you frequently transfer to and bills you regularly pay.
+ Schedule recurring transfers and bills payments. No need to worry about due dates.

Request for Payments or Split Bills
+ Send payment requests to another UnionBank Online user with just their mobile number. No more sharing of account numbers.
+ Split bills with your friends on UnionBank Online. No more worksheets to compute who owes who and how much.
+ Generate your own QR code and have your friends scan the QR to pay.

Schedule branch visit
+ Get ahead of the queue by scheduling your branch visit in the app.
+ Transact without any forms or signatures. Put all your transaction info on your scheduled visit.
+ Find the closest branch or ATM with the built-in locator.

Other Features
+ Activate your new credit card.
+ Redeem your Credit Card points.
+ Check for promos and discounts in our Voucher Wallet
+ View updated FX rates.

Check our web version:

2018 Best Retail Mobile Banking Experience by The Asset Magazine
2018 Online Banking Initiative of the Year by Asian Banking and Finance
2018 Best Technology Implementation - Front End by Retail Banker International (Highly Commended).

Union Bank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at or (+632) 841-8600.

What’s New

Version 2.15.2

+ Deposit your checks through the app. Simply open a UnionBank account and take a picture of your checks. Do all of these without going to a branch. UnionBank checks clears after two hours – even during weekends and holidays. Other bank's checks clears the following banking day if submitted by 3PM, or in 2 banking days if received after 3PM, or during weekends and holidays.
+ Introducing Goals! Get a head start for 2020 and start saving for that emergency fund, new gadget, summer travel or whichever you dream to achieve!
+ Redeem your Credit Card points. No need to call to get your CashBack or convert your points.
+ Scan a MERALCO Bill. No need to enter your 26-digit Reference Number. Simply scan the barcode of your MERALCO bill.
+ Upload a InstaPay QR PH code. Still free instant transfers for payments of up to PHP500 made through InstaPay QR PH.

We've also made a few fixes and enhancements to improve your experience. Get the latest version now!

Ratings and Reviews

4.2 out of 5
36 Ratings

36 Ratings

JP_151988 ,

This app is heaven!!!! Hassle Freeeee😍🥰

I was kinda worried on how am I gonna check my account since my card was already expired. And to add up too much hassle on replacing a card when you’re out of country. Can’t imagine paperworks to be done🤦‍♀️.... I also appreciate the two representatives who dealt with my concerns. Kudos to UnionBank! 🎉

March8500 ,

Great app

Probably one of the best PH bank apps. Complete features, pesonet and instapay transfers, one time pin through the app, polished UX, detailed descriptions of transactions, buy load, pay bills. Super great app!! Just hope I can pay bills using my credit card instead of just my checking account.

Dk Danes ,

UnionBank got it right!

This is how mobile banking should be. The app, from interface to features, just blows the competition out of the water. Apps from the country's biggest banks are nowhere near the quality of UnionBank's. Great job UB management and devs!


UnionBank of the Philippines
283.8 MB

Requires iOS 11.0 and watchOS 5.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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