Unsheet
A what-if calculator for money
Only for iPhone
$2.99
iPhone
You already know the question. What if I cut that bill? What if I took that job? Unsheet does the math you've been putting off. One purchase. Yours forever.
You know the question. You've probably been thinking about it for days.
What if I paid an extra $200 toward my car loan? What if I lost my job tomorrow? What if we had a baby? What if I refinanced? What if I just sold the car?
Unsheet answers questions like these. You pick a scenario, fill in a few numbers, and get a clear answer in seconds. Not a graph. Not a dashboard. Just the number you actually need, with every step of the math shown underneath.
Most budget apps want your bank login, your transaction history, and a monthly fee. Unsheet doesn't connect to anything. Your numbers go in, your answer comes out, and everything stays on your phone.
WHAT YOU CAN ASK
The scenario library covers the questions people actually lose sleep over.
Bills and spending. Cut a bill, drop a subscription, move somewhere cheaper, downsize a car.
Income. Get a raise, pick up a side gig, add a roommate, work more hours.
Debt. Pay off a credit card, throw a lump sum at a loan, see how long until you're clear.
Big purchases. Buy a house, buy a car, figure out how much you can actually afford.
Job changes. Quit, get laid off, lose your income. See how long your savings last and what you'd need to adjust.
Family and life changes. Have a baby, get married, move to a new city. Run the real numbers before the decision is final.
Investing. Start putting money in an index fund, max out a retirement account, see what compound interest actually does over 10 or 20 years.
Windfalls. Tax refund, inheritance, bonus. Figure out whether to save it, spend it, or throw it at debt.
HOW IT WORKS
Pick a category. Pick a scenario. Fill in the blanks. Unsheet runs the math and gives you one clear answer. Tap to see every calculation step by step. Save your scenario and come back to it when your numbers change.
No formulas. No spreadsheets. No financial jargon.
WHAT UNSHEET IS NOT
Not a tracker. It doesn't care what you spent last Tuesday.
Not a bank sync tool. No logins, no credentials, no connections.
Not a subscription. You buy it once. That's it. It doesn't become another bill on your list.
Built by a solo developer who got tired of budget apps that cost more than they save you.
40+ scenarios across 9 categories. Rent, cars, debt payoff, job changes, big purchases, investing, windfalls, and more.
New category browser so you can find your question fast, or just start typing.
Step-by-step math breakdown on every result. See exactly how Unsheet got there.
Save and revisit scenarios. Run the same question again when your numbers change.
Still one purchase. Still no subscription. Still no bank login.
The developer, Kieron Kitson-Walters, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Kieron Kitson-Walters
- Size
- 1.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Silent Fire Solutions
