Bug fixes and performance improvements

Bug fixes and performance improvements

Bug fixes and performance improvements.

Streamlined app functionality, including removal of bill negotiation and subscription cancellation services.

Upwise is now MetLife Personal Finance App! This change has been reflected throughout the application, including the logo, app icon and login screen.

Bug fixes and performance improvements

• Enhanced student loan forgiveness calculator • Credible now available in Rhode Island

Enhanced Financial Assessment account selection experience and ability to update assessment with current financial data.

• Financial assessment offers a detailed analysis of your finances related to spend, borrow, save and protect categories along with an action plan for progress • My Tasks is now My Plan; visit this to see your action plan after the assessment is completed • Notifications are customizable for specific categories: Reminders, Alerts, Features, Milestone Celebrations, and Insights & Trends

• Expanded student loan debt resources including forgiveness calculator & connection to Savi to apply for loan forgiveness • New subcategory filtering & swipe recategorization • Interactive spending & enhanced budget visualization graphs • Spend Control Challenge enhancements: ability to select and set spending goals for sub-categories & track progress against historical average spending for those selections • Preferences & settings moved to gear icon • Ability to add/delete profile picture

Bug fixes and performance improvements

Bug fixes and performance improvements

• Redesign to Money section • Centralized administration of financial institution connections • Improvements to recommendations and personalization • Ability to filter articles by sub-topic and type • Student loan forgiveness resources • Improved task list and spending/budget graph on home screen • Articles and Challenges included in activity within “Me”

• New pre-login screens that showcase key Upwise features • New Life Insurance Calculator can recommend the amount of coverage to consider based on your needs • Bug fixes

• Revamped navigation: Home, Money, Explore, ME • New ‘Explore’ section combines learning content & challenges • Automatic subscription identification • Access to special topics around employee benefits & insurance products • New calculators & infographics • New user profile & settings • Personalization module for financial priorities • Budget graph to compare spending against budget • Simplification of onboarding process & technical improvements

o Money Mission has been renamed to Budget Builder o Direct access to spending details and comparisons from My Money o New loan progress bar and improved debt plan creation process o Spending graph improvements o Improved navigation within Challenges, ability to filter by type or topic o Explore now includes videos and 170+ articles o New notifications to keep users on track and celebrate progress o Prompts for new features, content, and more on Home screen

• New features related to debt: student loan pathway, debt plan, and paydown strategies • Redesigned home screen allows you to easily view monthly spend and preview key features • Badges available for completing challenges and reading articles • New challenges: Student Loan Analyzer and Squash Small Purchases • Over 145 articles including those related to the current economy, student loan, and overall debt

• Upwise Streaks and Badges will reward you for regularly using the app. Every consecutive week that you log into Upwise will count toward your Streaks, and Badges will be awarded for reaching 3-, 5-, 10-, and 20-week Streak counts. • New push notifications will keep you on track with meeting your goals • New insights (several focused-on tax season) for users with linked accounts My Money • In My Money you will be able to see key accounts by type with aggregated amounts and detect any errors in linked accounts • You can now add an account manually • Within Money Mission, you will have a consolidated view of the month’s Income, Spending, and Surplus (the difference between Income and Spending). You will be able to adjust the Income and Spending plan using last month actual values as a reference. • Cash-On-Hand allocation will allow the user to simulate moving funds from checking and savings accounts towards goals and then view the remaining available funds Challenges The new “How it works: Emergency funds” challenge can help you understand the importance of an emergency fund, how it works, and how it can help you on your path to financial wellness. Explore Access more than 30 new articles across the following educational topics: budgeting, debt, family, protection, and investing.

Bug fixes and performance improvements

Bug fixes and performance improvements

Foundations Homepage -The new home screen provides a snapshot of your activity and suggested actions: -See your personalized expense and savings insights based on in-app activity or information you shared when you register in the onboarding section. -Your goals will be front and center so you don’t lose sight of where you want to make progress. -Your Journey will help you keep track of what’s in progress and completed. This section will also provide personalized recommendations, like taking challenges and monitoring your spending trends, because we know you’re all about making progress. Share Upwise with a Friend -You can now share Upwise with friends and family, so they can start making progress with their financial wellness. Money Section -Money Mission -Your personalized money mission enables you to set goals to decrease spend, manage debt, and increase savings as well as track progress on what matters most to you. -You’ll have the ability to view spending across categories, create spend and savings goals, set spending limits, and then track it all in one place. -You’ll be able to link debt accounts and set goals to track your progress. Challenges Section Everyday Challenges -Four new challenges are designed to help you develop habits that assist you in decreasing your expenses across various spend categories including: groceries, dining-out, entertainment, and shopping. Bill Negotiator Challenge* -Upwise partnered with Billshark, an industry leader in the bill reduction space, whose team will work on your behalf (with your permission) to negotiate with your phone, wireless, TV, internet, and home security providers to get you a better rate on your service. Explore -Access more than 25 articles with financial tips, across the following topics: savings, budgeting, family, prepare for the unexpected, and investing. *If Billshark is successful in negotiating your bill, you’ll keep 65% of the savings and pay 35%. (Note that Upwise may receive a referral fee which does not impact your savings or Billshark fee).

Bug fixes and performance improvements

Foundational: • Join Upwise in 3 easy steps with a streamlined onboarding flow. • Share your financial joys and stressors and we’ll personalize your Upwise experience. Money: • Enhanced wisdom cards provide insights on your personal spending. • We’ve added new ways to categorize and manually add transactions, so your financial picture is even more accurate. Challenges: • Spend Control is better than ever: 1. Track spending by both category and merchant, 2. Customize your how long you want the Spend Challenge to run or choose from presets, and 3. Monitor your progress in real-time with the challenge tracking detail page. • Now you can enable notifications and reminders for challenges to stay on track. General: • Bug fixes

Bug fixes

Foundational: · Ability to rate Upwise within the app · Enabled push notifications · Bug fixes Money: · Design and usability enhancements Challenges: · Improved user experience and navigation through challenges · Ability to cancel a challenge and easily identify completed challenges