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Build financial stability and unlock the chance to win prizes up to $10 million every week. Even if you don’t win a prize, your money still grows over 2x faster than the national average. It’s a win-win.

Supported by world-class investors, including Y Combinator and two of Bloomberg's "50 Most Influential" in global finance.


Every $25 you save into our FDIC insured savings account earns you a recurring ticket to win prizes up to $10m through weekly random number drawings.

Pick 7 numbers for each of your tickets, or have them auto-selected for you.

A random number is drawn every night at 9pm ET, with the 7th and final number drawn on Sunday night.

The more numbers you match, the more you win. Match all 7 and you win the $10 million jackpot.

No matter what, you still get paid over 2x the national average on all your savings.

You can withdraw your money at any time and your money is fully FDIC insured, so there’s no risk.

100% FREE

You pay nothing to use Yotta. You can only earn money and have fun! We get paid by the bank.


• Your savings account is FDIC insured and held at Evolve Bank & Trust, a bank that has been around for over 90 years. FDIC insurance means your cash is fully guaranteed by the U.S government for up to $250,000.

• We protect the privacy of your information and will never share your data with any third party without your permission.

• We use bank-level encryption and no sensitive information is ever stored on our servers.


What’s New

Version 3.9.13

Thanks for saving with Yotta! We’re working hard to improve the performance and experience of Yotta for our growing community of users.
Here is what’s new in this release:

-Various bug fixes and performance enhancements.

If you are enjoying Yotta, please leave us a review!

Ratings and Reviews

4.8 out of 5
4.6K Ratings

4.6K Ratings

Floridagirlsan ,

Best way to save money!

I love this app! Has the best interest rates as well as winning cash every week! You’ll earn way more keeping your savings in Yotta than any other savings or money market type account. It’s like playing the lottery each week, but you win something every time! I’ve referred my family and friends and can’t wait to get more people hooked! Never had any major issues, but if something minor comes up or you have questions the customer service is quick to respond and super helpful. Plus they are easily accessible because you can just chat with them through their DM style chat. Not like all these other places where they hide all their contact information and make it near impossible to get help. All I can say is Yotta is AMAZINGGGG!

Doxtator ,

Yotta Makes Savings FUN Again!

There are endless options for high interest savings accounts online. Why choose Yotta?

Start with the current rates are very competitive, Yotta doesn't make you jump through hoops like having direct deposits or minimum transactions. But more importantly saving with Yotta is actually more fun.

You have a little extra something to look forward too at the end of the day and a small hope that maybe near the end of the week you have a small chance at hitting a larger prize. I’ve got to the end of the week a few times with an actual chance of getting a large bonus prize - you get to Sunday and look at your best tickets and think if I just match the Yotta number... Also you actually have a pretty decent, 4%, chance since there are 25 Yotta balls, so you expect to hit the Yotta on your best ticket each week about twice a year.

Yotta is a little something exciting to look forward to in the otherwise very unexciting world of online savings.

Also, this team is amazingly responsive to feedback and improvements. I was emailed today to let me know the integration with Mint is now live - I tried it and it worked flawlessly.

Thanks team!

Yotta Think About It ,

Promising Savings Option

Yotta is a unique way to save money. It’s a way to get your gambling fix without the losing money part. Who wouldn’t want to be entered into a 10 Million dollar lottery every week and not have to pay to do it? Sure, the odds of winning are low but you are likely to win small amounts on a regular basis not to mention the 0.2% guaranteed APY on top of that. Odds are you’ll come out around 1-1.5% APY annually. That is better than almost any other HYSA out there. Is it guaranteed? Of course not. But the appeal of winning more money each week is enough for me.

App Privacy

The developer, Yotta Technologies Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Contacts
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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