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Build financial stability and unlock the chance to win prizes up to $10 million every week. Even if you don’t win a prize, your money still grows over 2x faster than the national average. It’s a win-win.

Supported by world-class investors, including Y Combinator and two of Bloomberg's "50 Most Influential" in global finance.


Every $25 you save into our FDIC insured savings account earns you a recurring ticket to win prizes up to $10m through weekly random number drawings.

Pick 7 numbers for each of your tickets, or have them auto-selected for you.

A random number is drawn every night at 9pm ET, with the 7th and final number drawn on Sunday night.

The more numbers you match, the more you win. Match all 7 and you win the $10 million jackpot.

No matter what, you still get paid over 2x the national average on all your savings.

You can withdraw your money at any time and your money is fully FDIC insured, so there’s no risk.

100% FREE

You pay nothing to use Yotta. You can only earn money and have fun! We get paid by the bank.


• Your savings account is FDIC insured and held at Evolve Bank & Trust, a bank that has been around for over 90 years. FDIC insurance means your cash is fully guaranteed by the U.S government for up to $250,000.

• We protect the privacy of your information and will never share your data with any third party without your permission.

• We use bank-level encryption and no sensitive information is ever stored on our servers.


What’s New

Version 1.9

Thanks for saving with Yotta! We’re working hard to improve the performance and experience of Yotta for our growing community of users.
Here is what’s new in this release:

-July special: 100 bonus tickets for every friend you invite!
-Lots of bug fixes and performance enhancements.

If you are enjoying Yotta Savings, please leave us a review! Your feedback helps us make saving more fun.

Ratings and Reviews

5.0 out of 5
72 Ratings

72 Ratings

Lyra99678 ,

Really cool concept - and hey maybe I’ll win!

I really love how easy to use the app is. It was super simple to transfer in some money from my current bank account. And they are also FDIC ensured like a regular bank so it’s safe. I love buying lottery tickets from time to time and this definitely gives me some that fun workout wasting my money. I check everyday to see if I’ve won... fingers crossed I do someday 🙌

Nestolobo ,

This is my first saving app ever and I love it!

Never knew saving money could be so easy and even fun! I look forward to the number draws each night and already have a little more than I deposited based on their guaranteed interest they give you.

Anyone looking to save money should get this and enjoy how simple it is to have your money safe and gaining value 💵

ABM234 ,

Fantastic Idea - So Easy to Use

I love this app - brings some excitement to logging in to my checking account. Very easy to sync up with my previous bank (took 3 minutes). I’m earning higher interest on my savings now and the lottery feature is unlike any other bank I’ve seen. Highly recommend to all - encourages saving!


Benjamin Financial Services Co.
149.7 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Unrestricted Web Access
Infrequent/Mild Simulated Gambling


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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