Have you ever worried about money? You are not alone.
Download YNAB, get good at money, and never worry about money again.
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
Start your free one-month trial and stop feeling like you’re bad at money.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Benefits and Features
STOP ARGUING ABOUT MONEY
…and start planning your life, together
-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling
STOP DROWNING IN DEBT
…and start seeing progress with your paydown
-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources
STOP FEELING DISORGANIZED
…and start feeling totally in control
-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer
-Ask Siri to update your plan or provide expense category balances on the go
START REACHING MORE GOALS
…and stop thinking your future is limited
-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb
START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret
-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend
START FEELING SUPPORTED
…and stop feeling like you’re alone in this
-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.)
The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money?
(You seem ready! And we already really like you, so please join us.)
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
Best budget app, would be better if could attach receipts
vaugun
I love this app. It’s the only quick and easy budget app out there that lets me stay on top of my spending from my mobile phone without it feeling like a chore. The only thing that’s missing for me is the ability to snap a photo of a receipt and attach it to a transaction. This would really make my life easy when it come to filing my taxes. I find myself using the colour labels to highlight the transactions I can claim from Tax, my partner can claim from tax, and I can claim from my employer. I generally keep the slips and they pile up and it’s difficult to go back and find them. If I could just attach the slips when I log a transaction, or upload my transaction history, and notice the slip needing to be attached then I would totally rate this 5 stars. I really hope that you decide to include this as a feature. It feels like a no-brained for a budget app as awesome as yours.
Helps a lot
Johannes M
One feature that can help is adding a feature to read bank transaction notification sms messages and add a to-be-approved transaction to ynab.
Home base for your finances
Bernz117
Hey team Absolutely love the experience of being a YNABer (included in that is the weekly podcast with things to think about and implement)It’s a great birds eye view of where all things money are in your life with the ability to get granular. One detail I’d like to request you consider adding is a “paid on behalf of someone” feature which I used to good effect on my budgeting spreadsheet before YNAB Basic premise is I’d have a few cells with bank account balances, below that I’d have a section for expenses still to be paid and incomes due to me. As money was spent it would affect bank accounts and budget line items. I often have it that I pay for let’s say accommodation for numerous people under one booking then would like to track (and not forget about it) money owed too me. Would it be possible to add this in some shape or form? Thank you!
The best budgeting app
naudeZA
I've been a subscriber for years and I would recommend YNAB to everyone. It has been invaluable to our marriage too.The reason I subtracted one star is there are some features I would love to see added to the App (they're available on the web):• Searching for budget categories, and• the ability to change the balance of an account
We've squashed some bugs and made a few improvements to make it easier than ever to get good at money. Notably: Current Goal just got more flexible! Categories with certain monthly, yearly, and custom targets now qualify, so it's easier to track the savings goal that matters most to you.
Version 26.20
The developer, You Need A Budget LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
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Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More