Kelo: Expense Tracker & Budget
Bills, subscriptions, spending
Only for iPhone
Free · In-App Purchases · Designed for iPhone. Not verified for macOS.
Know what leaves your account this month, before it leaves.
Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever.
Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank.
WHAT KELO DOES
• Monthly and yearly summary: how much leaves your account, and when
• Billing cycles that match real life: weekly, monthly, quarterly or any custom interval
• Upcoming payments organized by category
• A dashboard with four charts and your key figures at a glance
• Unlimited one time expenses: coffee, groceries, fuel, anything
• Widget showing how your spending is going, month by month
• 10 languages and all major currencies
AUTOMATIC, IF YOU WANT IT (Premium)
• Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed
• Turn receipts and invoices into expenses with your camera
• Add an expense from Siri Shortcuts without opening the app: it asks what, how much and when
PREMIUM ALSO UNLOCKS
• Unlimited recurring expenses
• Alerts before every renewal, with configurable lead time
• Full payment calendar, day by day
• Budgets by category and savings goals
• Sync and backup
YOUR PRIVACY FIRST
No bank connection. No purchase tracking. Your data lives on your iPhone.
Download Kelo and always know what money is committed before you spend.
Subscription details:
Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://trykelo.app/privacy/
more This update fixes a crash.
• The app could close when deleting a recurring expense
• On some devices it failed to open after updating
Your data was never at risk. Sorry for the trouble.
2.6.2 2 days ago
Logging an expense no longer means opening Kelo.
From Siri Shortcuts, the Action button or a double tap on the back of your iPhone: it asks what you bought, how much, what kind and which day, then saves it. Recurring ones too, with their billing cycle.
Set any field in the shortcut and it stops asking for it.
Automatic logging with Apple Pay now tells you if it stops running.
You can now log an expense with a future date, for what you know you'll pay next week.
And a fix: the budget was counting one-off expenses twice. If you had one set, the figure is now correct.
2.6.1 3 days ago
Kelo 2.6 brings a cleaner design from top to bottom.
• Billing cycles that match real life: weekly, quarterly or any custom interval
• New widget showing how your spending is going, month by month
• A dashboard with four charts and your key figures at a glance
• The calendar starts the week on the right day for your region
• More reliable alerts and sync
Savings goals got a fresh look, and automatic logging works even with the app closed.
2.6 10 Aug
Kelo now starts free: track your recurring and one time expenses without paying. Your tools (budget, goals, automation and import) now live right on the Home screen, and the calendar has its own tab for everyone. Cleaner design and performance improvements throughout.
2.5.15 21 Jul
Kelo now speaks your currency: more currencies supported, with amounts formatted right everywhere.
Widgets also get crisper icons, so your upcoming payments are clear at a glance.
As always: see what's leaving your account before it does, with no bank connection.
2.5.14 9 Jul
Kelo now speaks your currency: more currencies supported, with amounts formatted right everywhere.
Widgets also get crisper icons, so your upcoming payments are clear at a glance.
As always: see what's leaving your account before it does, with no bank connection.
2.5.13 8 Jul
Refinements and fixes across the app to keep Kelo running smoothly. Thanks for using Kelo.
2.5.12 1 Jul
Refinements and fixes across the app to keep Kelo running smoothly. Thanks for using Kelo.
2.5.11 28 Jun
New: Goals.
Save with intention. Set a target for the things you are putting money aside for, a trip, a new iPhone, an emergency fund, then watch each goal fill up as you add to it. Pick an icon, set the amount, and track your progress at a glance.
Plus refinements and fixes across the app.
2.5.10 24 Jun
New: Goals.
Save with intention. Set a target for the things you are putting money aside for, a trip, a new iPhone, an emergency fund, then watch each goal fill up as you add to it. Pick an icon, set the amount, and track your progress at a glance.
Plus refinements and fixes across the app.
2.5.9 23 Jun
Faster, more reliable expense logging.
Add an expense or a subscription with a tap on the back of your iPhone or a quick word to Siri, without opening the app. And when you pay with Apple Pay, Kelo logs it automatically and reliably, with a single tap to name any entry.
New: the Czech koruna (CZK) is now supported.
2.5.8 14 Jun
Surprise renewals? Not anymore.
Your next charge is now front and center on your Home screen: what it is, how much, and exactly when it lands. See what is coming before it leaves your account.
Plus a faster, cleaner setup so your whole month is clear in seconds.
2.5.7 8 Jun
Kelo now speaks 7 more languages: German, Italian, Portuguese, Japanese, Korean and Chinese.
We also sharpened performance, made upcoming payments clearer and fixed small details for a smoother, faster experience.
Enjoying Kelo? A quick rating genuinely helps us grow. Thank you!
2.5.6 3 Jun
Kelo has a new focus: helping you see charges before they hit.
This version is built around upcoming payments, bills, subscriptions, and one-time expenses, so you can understand what money is already committed this month.
What changed:
- Clearer activation onboarding
- Stronger focus on upcoming payments
- Recurring payments and one-time expenses from the start
- Monthly committed-money summary
- Clearer Premium messaging
- Better presentation of alerts, widgets, import, budgets, and full calendar planning
Kelo stays private: no bank connection, no tracking, and your data stays under your control.
2.5.5 30 May
Kelo has a new focus: helping you see charges before they hit.
This version is built around upcoming payments, bills, subscriptions, and one-time expenses, so you can understand what money is already committed this month.
What changed:
- Clearer activation onboarding
- Stronger focus on upcoming payments
- Recurring payments and one-time expenses from the start
- Monthly committed-money summary
- Clearer Premium messaging
- Better presentation of alerts, widgets, import, budgets, and full calendar planning
Kelo stays private: no bank connection, no tracking, and your data stays under your control.
2.5.4 28 May
Kelo has a new focus: helping you see charges before they hit.
This version is built around upcoming payments, bills, subscriptions, and one-time expenses, so you can understand what money is already committed this month.
What changed:
- Clearer activation onboarding
- Stronger focus on upcoming payments
- Recurring payments and one-time expenses from the start
- Monthly committed-money summary
- Clearer Premium messaging
- Better presentation of alerts, widgets, import, budgets, and full calendar planning
Kelo stays private: no bank connection, no tracking, and your data stays under your control.
2.5.3 27 May
Kelo has a new focus: helping you see charges before they hit.
This version is built around upcoming payments, bills, subscriptions, and one-time expenses, so you can understand what money is already committed this month.
What changed:
- Clearer activation onboarding
- Stronger focus on upcoming payments
- Recurring payments and one-time expenses from the start
- Monthly committed-money summary
- Clearer Premium messaging
- Better presentation of alerts, widgets, import, budgets, and full calendar planning
Kelo stays private: no bank connection, no tracking, and your data stays under your control.
2.5.2 26 May
Kelo has a new focus: helping you see charges before they hit.
This version is built around upcoming payments, bills, subscriptions, and one-time expenses, so you can understand what money is already committed this month.
What changed:
- Clearer activation onboarding
- Stronger focus on upcoming payments
- Recurring payments and one-time expenses from the start
- Monthly committed-money summary
- Clearer Premium messaging
- Better presentation of alerts, widgets, import, budgets, and full calendar planning
Kelo stays private: no bank connection, no tracking, and your data stays under your control.
2.5.1 25 May
Kelo has a new focus: helping you see charges before they hit.
This version is built around upcoming payments, bills, subscriptions, and one-time expenses, so you can understand what money is already committed this month.
What changed:
- Clearer activation onboarding
- Stronger focus on upcoming payments
- Recurring payments and one-time expenses from the start
- Monthly committed-money summary
- Clearer Premium messaging
- Better presentation of alerts, widgets, import, budgets, and full calendar planning
Kelo stays private: no bank connection, no tracking, and your data stays under your control.
2.5.0 24 May
Kelo has a new focus: helping you see charges before they hit.
This version is built around upcoming payments, bills, subscriptions, and one-time expenses, so you can understand what money is already committed this month.
What changed:
- Clearer activation onboarding
- Stronger focus on upcoming payments
- Recurring payments and one-time expenses from the start
- Monthly committed-money summary
- Clearer Premium messaging
- Better presentation of alerts, widgets, import, budgets, and full calendar planning
Kelo stays private: no bank connection, no tracking, and your data stays under your control.
2.4.7 12 May
Kelo has a new focus: helping you see charges before they hit.
This version is built around upcoming payments, bills, subscriptions, and one-time expenses, so you can understand what money is already committed this month.
What changed:
- Clearer activation onboarding
- Stronger focus on upcoming payments
- Recurring payments and one-time expenses from the start
- Monthly committed-money summary
- Clearer Premium messaging
- Better presentation of alerts, widgets, import, budgets, and full calendar planning
Kelo stays private: no bank connection, no tracking, and your data stays under your control.
2.4.6 8 May
In this version, we fixed an important and recurring bug related to the app's data that caused unexpected crashes.
Also.
Introducing Pulse: Kelo's biggest update yet.
This release turns Kelo into a complete money timeline.
• One-time payments
Track any non-subscription expense: groceries, tickets, repairs, dining and log it in seconds and see the full picture.
• Calendar view
Browse every renewal, bill, and one-time payment by day or month. Spot charge clusters before they hit.
• Smarter insights
Powered by Pulse, Kelo now shows your real spending, subscriptions and everything else in one clear dashboard.
• Under the hood
Faster loading, smoother navigation, and widget improvements.
Thanks for using Kelo. Rate us if you're enjoying it, it genuinely helps a small team grow.
2.4.5 28 Apr
In this version, we fixed an important and recurring bug related to the app's data that caused unexpected crashes.
Also.
Introducing Pulse: Kelo's biggest update yet.
This release turns Kelo into a complete money timeline.
• One-time payments
Track any non-subscription expense: groceries, tickets, repairs, dining and log it in seconds and see the full picture.
• Calendar view
Browse every renewal, bill, and one-time payment by day or month. Spot charge clusters before they hit.
• Smarter insights
Powered by Pulse, Kelo now shows your real spending, subscriptions and everything else in one clear dashboard.
• Under the hood
Faster loading, smoother navigation, and widget improvements.
Thanks for using Kelo. Rate us if you're enjoying it, it genuinely helps a small team grow.
2.4.3 22 Apr
In this version, we fixed an important and recurring bug related to the app's data that caused unexpected crashes.
Also.
Introducing Pulse: Kelo's biggest update yet.
This release turns Kelo into a complete money timeline.
• One-time payments
Track any non-subscription expense: groceries, tickets, repairs, dining and log it in seconds and see the full picture.
• Calendar view
Browse every renewal, bill, and one-time payment by day or month. Spot charge clusters before they hit.
• Smarter insights
Powered by Pulse, Kelo now shows your real spending, subscriptions and everything else in one clear dashboard.
• Under the hood
Faster loading, smoother navigation, and widget improvements.
Thanks for using Kelo. Rate us if you're enjoying it, it genuinely helps a small team grow.
2.4.2 14 Apr
Introducing Pulse: Kelo's biggest update yet.
This release turns Kelo into a complete money timeline.
• One-time payments
Track any non-subscription expense: groceries, tickets, repairs, dining and log it in seconds and see the full picture.
• Calendar view
Browse every renewal, bill, and one-time payment by day or month. Spot charge clusters before they hit.
• Smarter insights
Powered by Pulse, Kelo now shows your real spending, subscriptions and everything else in one clear dashboard.
• Under the hood
Faster loading, smoother navigation, and widget improvements.
Thanks for using Kelo. Rate us if you're enjoying it, it genuinely helps a small team grow.
2.4 10 Apr
This update fixes a crash.
• The app could close when deleting a recurring expense
• On some devices it failed to open after updating
Your data was never at risk. Sorry for the trouble.
more Version 2.6.2 2 days ago
Data Used to Track You The following data may be used to track you across apps and websites owned by other companies:
Data Not Linked to You The following data may be collected but it is not linked to your identity: