IntresTools
Loan calculator
Free · Designed for iPad. Not verified for macOS.
Calculate monthly loan payments and amortization, compare two loans, test refinance break-even, borrow within an 80% LTV cap, and model investment growth.
IntresTools helps you plan smarter money moves—free and offline.
Calculate monthly loan payments and full amortization, compare two loans side-by-side, test refinance savings and break-even, preview home-equity payments within an 80% LTV cap, and model investment growth with or without reinvesting interest. Everything runs on your device—no accounts, no tracking.
What you can do
Loan: monthly payment, principal vs interest, full schedule
Compare: A/B loans with monthly cost, total interest & balance curves
Refinance: break-even rate, fees, and monthly change
Home Equity: keep ≥20% equity (80% LTV cap), see combined payments
Investment: contributions vs interest, reinvest toggle & charts
Privacy & trust
All calculations run locally on your device. We don’t collect personal data.
Disclaimer
Results are estimates for education and planning and aren’t financial advice. Check terms with your lender or advisor.
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
The developer, Hussein Hoteit, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Hussein Hoteit
- Size
- 7.6 MB
- Category
- Finance
- Compatibility
Requires iOS 16.6 or later.
- iPhone
Requires iOS 16.6 or later. - iPad
Requires iPadOS 16.6 or later. - Mac
Requires macOS 13.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2025 XAMO