Have you ever worried about money? You are not alone.
Download YNAB, get good at money, and never worry about money again.
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
Start your free 30-day trial and stop feeling like you’re bad at money.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Benefits and Features
STOP ARGUING ABOUT MONEY
…and start planning your life, together
-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling
STOP DROWNING IN DEBT
…and start seeing progress with your paydown
-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
STOP FEELING DISORGANIZED
…and start feeling totally in control
-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer
-Ask Siri to update your plan or provide expense category balances on the go
START REACHING MORE GOALS
…and stop thinking your future is limited
-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb
START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret
-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend
START FEELING SUPPORTED
…and stop feeling like you’re alone in this
-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and grow with like-minded getting-good-at-money people
The first step of never worrying about money again is starting a free 30-day trial. Are you ready to get good at money?
(You seem ready! And we already really like you, so please join us.)
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to your Apple Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.
YNAB is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through YNAB as its agent.
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
U.S. State Privacy Notice:
https://www.ynab.com/privacy-policy/state-privacy-notice?isolated
App was built with financial planning pillars in mind. So well designed and fantastic support and webinars to help shift mindset.
One time fee > Subscription
catatonictree
The irony is a monthly subscription for a budgeting app is not in the budget.
Suspicious bank activity - coinscidence?
Sambils
Downloaded this app on the recommendation from my Facebook moms group. Set it all up and linked my bank account after reading a few articles and reviews raving about this company’s security measures. That same night I get a notification that someone tried to log into my online banking but failed to answer the security question. I have been using online banking for over ten years and this is the first time anything like this has happened. I’m sorry but a bit too much of a coincidence. Unlinked bank and deleted app. I’ll use excel to track my spending.
New version with over-animated UI elements is horrible
Dsafonov
Please, folks, why does “cover overspending” have an animation that takes seconds to play out and then it takes more time to load the categories and then another animation to confirm your tap … this is a budget app, yeah? Not Duolingo or whatever? You’ve done your job when you get out of the way, not when I spend “more time on platform”. So when an import comes in and I have 8 categories to cover I curse your names each time the damn animation plays out. This is bad UX and you know it. You can do your animations as long as they don’t animate interactive elements and don’t prevent input. This is a great app, I’ll change my review back to 5 stars the moment you fix this.
Developer Response
Hey there! Thanks for sharing your thoughts on the new feature. Could you stop cursing our names though? I think that might be why I've got this pain in my hip! We are hearing from YNABers regarding the sticking points with the new Money Moves flow and will take that into consideration as we move forward with development, thank you for letting us know! If you want to share more, send us a note to help@ynab.com. ~Phil@YNAB
Life is short, spend it well. Nothing major this week, just some small fixes and improvements under the hood.
Version 26.38
The developer, You Need A Budget LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More