Simpl Pay Later 4+

Buy Now Pay Later App - BNPL

Get Simpl Technologies

    • Free

iPhone Screenshots


Welcome to the Best Buy now Pay Later experience- Simpl Pay Later. No OTPs, passwords or failed transactions. Just one tap and your payment is done! Trust us, once you’ve used this payment app, you’ll never try anything else!!

From ordering groceries, food, medicines, renting a vehicle, buying travel tickets, to paying your utility bills, and much more, you can use Simpl for all your daily transactions.

Here’s what you can do on Simpl -

1. Quick and easy payment: Pay using Simpl with just one-tap, within seconds!

2. Buy Now, Pay Later: Simpl provides a cycle of 15 days to repay your bills. This means that you can order food, groceries, and more, now, and pay for it later -without any interest or hidden charges.

3. Multiple Orders, One Bill: Simpl is among the most preferred bnpl apps as it allows you to track all your expenses on various brands, with one single consolidated bill.

4. Zero Fees or Interest: Say goodbye to payment charges or interest fees because Simpl provides you with an opportunity to pay later without any hidden fees or additional charges. It’s better than having any postpaid wallet!

5. Great Offers: Unlock exclusive cashback and offers on various merchants when you pay via this amazing bnpl app.

6. Quick Refunds: In case of order cancellation, you don’t have to wait for your refund for days!

7. Minimum KYC - You can get started on Simpl with minimum paperwork and KYC formalities.

Who can use Simpl?

Simpl is one of the highest-rated Pay Later apps in India, and thus, the Simpl community is based on trust. We only approve selected users to use Simpl, so that everyone has a great experience. While onboarding a user, we focus on 100+ criteria including the behaviour of the user on the merchant app, behaviour history of similar users, signals from app installation, etc. So, when you are a part of Simpl, we completely trust you with timely repayments!

Where can I pay using Simpl:

You can pay using Simpl on 15,000+ merchants including Zomato, Bigbasket, Dunzo, JioMart, Tata 1mg, Netmeds, blinkit, Makemytrip, Eat Fresh etc. About 8 Million Daily transacting users enjoy a hassle-free payment experience via Simpl. You can also recharge your phone and pay your utility bills such as electricity, Wi-Fi, and DTH through Simpl. It truly is the only payment app you’ll ever need.

View the merchants we support:

Why download Simpl App?

Buy Now Pay Later - You can buy all that you need using Simpl’s fast and easy one-tap checkout on 15,000+ merchants.

- Track your expenses: Maintaining a record of your expenses is an arduous task, so we maintain it for you. With Simpl, you can keep track of all your expenses and repayments as we send you a consolidated bill at the end of each cycle.

- Billbox: Clear all your utility bills such as electricity, DTH, Gas, Mobile and Wi-Fi via Billbox on Simpl in just one-tap and pay later.

- Ease of repayments: Track your dues and repay your Simpl bill easily through the app using UPI, Netbanking, Cards and more

Read the FAQs here!:

Download the app now and say hello to a Simpl life!

To check if you’re pre-approved for Simpl, visit

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Copyright © 2022, One Sigma Technologies Private Limited
All rights reserved.

What’s New

Version 4.3.7

We've made a bunch of performance fixes that improve the speed and stability of the app.

Ratings and Reviews

4.4 out of 5
5.1K Ratings

5.1K Ratings

Imjamit ,

Their fault is that they can do so much more!

Simpl simplifies your everyday payments. It has onboarded some of the most popular names from almost all the services out there. One can pay grocery bills, food orders, utility bills and what not either on the app or as a payment partner. My only complaint is while doing what they do so well, they don’t expand. They don’t support shopping apps where I would love to pay on via Simpl. They exclude transportation apps for reasons best known to them. If they could expand and bring more services under their payment platform, I would love Simpl even more!!

Developer Response ,

Thank you so much for your kind words, Amit. we really appreciate you taking the time to share your feedback and being so open with us. We are and will keep working on expansions and onboarding new merchants :)

mghusim ,

generated payment without my permission

i ordered food in ZOMATO and applied for coupon which was linked to simpl, i thought it was coupon first but when i applied that simpl it payed the amont and the delivery was started and i got that food too with out any zomato label printed in the food. how can an app will pay for me without my permission though? even i tried to make a payment by getting message from simpl that i need to download their app. i do tried and get in, it shows the amount which i need to pay even more there was alloted amount 3000 for me in which they have taken the amount for my food. how simpl app can give me limit amount and pay for me with out my permission? i tried to contact them but no contact details at all. the thing is when i begin to start that food payment, it’s asking me the entire card details. thats okay fine but how will i believe that once i given the card details amount will not taken without any prior information from my account?

Developer Response ,

Dear User, we are extremely sorry for the inconvenience. To help you with this, we would like to know your feedback in detail. Kindly write to us at We will help you at the earliest.

Skkar ,

Worst Customer Support

I had an issue with Simpl. I had spent around ₹1,000/- in Licious and had paid back the due to Simpl. But because of delivery issue I had to cancel the order and stopped using Licious. That resulted refunding the order money to Simpl wallet. As I stopped using Licious there was no other vendors where I could have used the wallet money from Simpl. Hence asked Simpl to refund the wallet money to bank.

First of all the support team from Simpl promised to refund in 15 days. They made me wait for more than 2 months but didn’t refund. Then after frustration forcefully I have spent the wallet money with extra 100/- and waited to receive the call from them. Finally they called me and asked for the money and had discussion. And they refused saying they didn’t do such commitments. So I had forwarded all emails as evidence. However I wanted to close this and refunded all money with late payment charges.

And finally they blocked me using Simpl. Now again I realised being honest is my mistake.

Developer Response ,

Hello Skkar, we regret to hear this about your experience with us. We have gone and reviewed the previous conversations regarding this and we are not able to locate an email where you were promised a refund within 15 days. In order for us for re-evaluate this issue in your account, can you forward this to us at Also, we apologize for the delayed resolution back then, we have taken this as a feedback and have improved greatly since then. Please do write back to us and we will get this resolved for you and we will do our best to salvage our relationship with you as well. Thank you.

App Privacy

The developer, Get Simpl Technologies, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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