CASHe Personal Loan App 4+

TSLC Pvt Ltd

Designed for iPhone

    • Free

iPhone Screenshots

Description

CASHe is the go-to personal loan app for salaried professionals. Avail instant personal loans starting from Rs 1,000 to Rs 4,00,000 and get the money transferred to your bank account instantly.



CASHe offers a smart, intuitive and hassle-free experience. Apply for a loan today and enjoy a better borrowing experience.


CASHe adheres to RBI’s Fair Practice Code and is committed to promoting best practices in digital lending.



What’s New?


CASHe Credit Line


One approval, multiple loans. With minimal documentation and instant approval, apply for a credit line with a 1-year tenure to avail short-term loans for emergency & shopping needs.


Buy Now Pay Later with CASHe


Get 0%* interest online shopping loan from CASHe pay later app on leading merchants like Amazon, Flipkart, Big Basket, Apollo Pharmacy, Uber and Myntra. Pay your bills later with easy EMIs.


Personal Loan Eligibility:


• Personal loan for salaried professionals only
• Minimum net take-home monthly salary: ₹12000
• Above 21 years of age
• Salary through direct bank transfer only


Features of CASHe – Personal Loan App:


• Avail a range of personal loans
• Personal loan eligibility check
• Personal loans available from ₹1,000 – ₹4,00,000
• Quick loan application via online loan app
• Repayment period more than 3 months
• No guarantors or collaterals
• 100% paperless loan application
• No foreclosure charges
• Get instant credit line
• Enjoy online shopping at no cost EMI*
• Loan instantly credited to bank account
• Loan repayment through various payment methods


Avail the money you need online with CASHe loan app. It is simple to use and the best online personal loan app in India.


Get up to ₹4,00,000 personal loan online or avail credit line using the CASHe app. Know your personal loan eligibility in minutes and apply personal loan easily.


15 million+ users have downloaded the CASHe personal loan app. Download the app to experience a new way of borrowing!


How to apply for a personal loan online on CASHe?


• Install CASHe app
• Log in to CASHe personal loan app by registering through your social media account
• Fill in basic details to know your personal loan eligibility
• Submit KYC documents and apply for quick personal loan
• Once application is approved, we transfer the loan directly to your bank account


Documents required to apply for a loan:


• Selfie
• PAN card
• ID Proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card)
• Address proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card/Utility Bills)
• 3-month bank statements with salary credit
• Aadhaar card (Optional)


Interest, tenures, and other specifications


• Annual Percentage Rate (APR) – 30.42%
• Minimum Repayment Tenure: 3 months
• Maximum Repayment Tenure: 18 months
• CASHe 540 - Processing fee: 3% or 1000, whichever is higher
• CASHe 180, CASHe 270, CASHe 1 year - Processing fee: 2% or 1200, Preferably higher
• CASHe 90 - Processing fee: 1.5% or 500, Preferably higher


NBFCs & Banks we are partnered with:


• Bhanix Finance and Investment Limited
• Vivriti Capital Private Limited
• GrowthSource Financial Technologies


Sample

Loan amount: ₹ 30,000 at Fixed interest rate of 30.42% p.a.(Equivalent Reducing Interest Rate of 44.52%)
Loan Duration: 3 Months
Total personal loan interest = ₹ 2,250
Processing fees (PF) + GST = ₹ 750+₹ 300+₹ 300+₹ 150 +₹ 150 + ₹ 297 = ₹ 1947
Total Deductibles (PF + GST): ₹ 590
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 28,053
Total repayable Amount(Loan Amount + Interest): ₹ 32,250
Monthly EMI Repayable(Loan Amount + Interest / No of EMI’s): ₹ 10,750
PF + GST are deducted upfront during the loan disbursal.

Data Security via Secure Loan Application


Your data is safe with us. All the transactions are secured via 128-bit SSL encryption. Data is transferred over secured connections.


Contact Us:
For help or any other details about our personal loans, contact us at support@cashe.co.in

What’s New

Version 2.3.1

Introducing GOLDe Rewards

GOLDe rewards will be distributed as the central rewards currency of CASHe. GOLDe is notional gold that can be redeemed for actual Gold ,amongst other purchases, basis the respective partnerships.



1 GOLDe reward is equal to INR 1 worth digital gold. It can be redeemed as a gold certificate, once the value of the gold is more than Rs. 2000. You can convert GOLDe rewards into physical gold only after 20,000 GOLDe points.



*T&C Apply

Ratings and Reviews

4.1 out of 5
12K Ratings

12K Ratings

amit_asr ,

NEED TO IMPROVE CUSTOMER HELPDEKS

Application and services are really good even with very low rate of interest one can avail loan and can repay but there are some issues to discussed below:

1) If one pays any emi say I have two loans running one personal loan of having emi 1,791/- payable by 03rd and shopping loan 2,196/- payable by 02nd so now if I pay for the emi against personal loan but automatically the amount gets paid to shopping loan, if one wants to borrow more by repaying personal loan here in this case the application doesn't allows to.

2) If one precloses the emi of any loan the loan still shows as active even after date of completion of last emi. I had precloses by paying 2 emi on 29th june the said loan last date was 03rd of August still the loan shows as active.

3) Customer helpdesk is really pathetic, Dear members of Cashe you are here for providing services to the customer during sales ONLY after disbursing the amount if I had to make an query only I have the option to wait for 3-4 days for resolving any query. It is to be noted the interest we pay you that is also not for ONLY the loan we took but we even expect some better instant redressal team.

Gpr123456789 ,

From being the best to the worst

As it goes without saying, whenever there is something new in the market, there’s always key factors that are honoured such as value for product, customer service etc. but as you progress and start gaining popularity you tend to overlook quite a lot of things and you’re no longer the same company. In my case, I’ve been a customer since probably the inception and I’ve looked forward to cashe for many of my needs and I was glad I chose you. However, of late there’s no proper response for why your application is rejected and your folks from customer service just use robotic responses just to maintain so called service levels. I really don’t understand how an application can be rejected when nothing in the profile has changed nor any major changes w.r.t to SLQ as well. This is the 2nd time this happened and I previously referred and suggested your app to many who were in need. But now with my experience, I’ve personally told whoever I referred not to continue with cashe. Not that it’ll make any difference to the company with just a handful uninstalling the app, but customer experience does matter in the end. Goodbye cashe and thanks for helping in need and thanks for teaching me not to rely too heavily. UNINSTALLED

Rakesh Manna ,

CashE doesn't value old customer.

When the app launch at App Store I downloaded and I used to enjoy the services from December 2017. However now you guys made the name in the market
And you have earned the money so you guys have not valued the old customer. Just remember in the school we used learn moral old is gold. So now you guys have stopped giving loan Due to my low CIBIL score. But you guys never ever thought I was with you Guys for more than two years. Even you guys have made my CIBIL worst due to your mistake as my loan was closed but you never marked as closed. When I opened my CIBIL reports I came to know you have screwed my score due your laziness team haven't updated it CIBIL and other bureaus team.. Thanks to RBI team with the help of them as you updated my score after 1year. I will never ever recommend to any of my friends, family and colleagues to use your service. Infact as you guys says that you have revised your internal credit rating criteria, why people will use your service it's better they will go to Bank and they will apply loan.. now all the Bank they provide Instant loan & pre-approved loan. After all bank doesn't Hack the phone contacts and What's app message and all the personal stuff.. they way you guys do the business.

Developer Response ,

Thank you for choosing CASHe!

App Privacy

The developer, TSLC Pvt Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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