Fi Money: Save Smart 4+

Saving, investing, and more‪.‬

epiFi Technologies Private Limited

    • Free

iPhone Screenshots


Take your saving and investing game to the next level with a whole lot of fun features.

The smart savings account for working professionals. Track spends, save, do more.

Open a Fi Savings Account online in under 3 mins! Use Fi's cool features to get better with your money — track your expenses, organise your funds, maximise your savings & automate payments. You also get rewarded for saving!

Fi is a one-stop financial services app that comes with an in-built no-minimum-balance savings account! We simply want to make life easy. Powered by cutting-edge tech, Fi helps you know your money, grow your money & organise your funds. It provides everything from hassle-free UPI Payments to a sleek VISA Debit Card with zero forex charges. Think of it as money management 2.0 for a generation of digital natives.

Why try Fi?
It's an exciting alternative to complex traditional money management.
- Money insured upto ₹5 lakh
- No minimum balance
- Zero forex markup
- No hidden fees
- Withdraw from any ATM
- 24/7 Friendly customer support


Make sense of your money instantly
- Get all your personal finance questions answered by Ask.Fi, your intuitive finance assistant
- Gain daily, weekly and monthly insights into your spends; judgement-free
- Fi’s Smart Statements tell you just what you need to know, in plain English
- With thoughtful and non-intrusive nudges, Fi encourages you to build better money habits

Get rewarded for saving money
- Introducing FIT Rules: Set fun rules that automatically save for you
- The world rewards you for spending money; Fi rewards you for saving
- Use Fi regularly to make smart financial decisions – and earn rewards
- Besides curated offers, expect hyper-personalised rewards
- Money doesn’t grow on trees, but with Fi, you'll discover the joy of growing 'Money-Plants'

You spend smarter, not lesser
- Smart Deposit: A flexible way to save that’s designed around you and your goals
- Automate your payments: Create rules or set reminders as you go
- Instant money transfers: Fi Protocol works out the best mode of transfer, and with zero transaction charges
- Fi will auto-create a unique UPI ID for you! Just set a secure UPI PIN yourself, then send/receive cash immediately with BHIM UPI.

Safe & Secure
• Our RBI-governed partner bank hosts every Savings Account and Visa Debit Card
• The funds in your account remain insured upto ₹5 lakh as per the Deposit Insurance Scheme
• Fi Secure also gives you state-of-the-art internet security for your money and your data

You remain in control
- With your VISA Debit Card you can enable/disable swipe, online and contactless payments
- Lost/misplaced your card? Tap to order a new one. Or freeze it in-app
- Fi’s saving rules: Lets you start saving money today and not wait for ‘tomorrow’
- Your privacy is our priority; there's no sweeping data ‘under the rug’ at Fi

And much more!
● No jargon: We will always communicate with you in plain English
● No clutter: We do the math to show you what you want. Easy-peasy!
● No paperwork: No branch visits, no queues and no tedious processes
● No spamming: We value your privacy and security above everything

For further information please visit

What’s New

Version 1.22.1

Random Trivia: Did you know what the post-pandemic ‘on fleek’ colours are?
Bright Pink, Yellow and Purple.
*Stares at all the shades of Black in the wardrobe*
While you take care of your wardrobe revamp, here are a couple of in-app revamps for you:
- New FIT rule: Round up you transactions and invest the spare change in gold, equity or debt
- Enhancements to specific sections of our UI
- Tweaks to make our code bug-free
Can we colour you intrigued? *winks awkwardly*
Then hit update,

Ratings and Reviews

4.5 out of 5
5.1K Ratings

5.1K Ratings

RajanChaubey ,

Good Interface, but lacks few important features

Most of the NeoBanks are offering “Invest the Change” Feature. Which I after reading about FI Money, I was expecting in it. Unfortunately I did not find that. Ofcourse FIT is there but only for predefined things, No customisation possible. Customer care also not able to give clear answers to the query.
Please Introduce Invest the Change option whenever we make payment using FI debit card we can decide Some Round off amount that goes to Savings

Developer Response ,

Hey Rajan! We really appreciate your valuable feedback. This has been communicated to our internal team, but rest assured, we're already working to enhance and optimize the FIT feature, so stay tuned. We'll let you know as soon as we have an update :)

airtel ,

App development team is great and that's about it

Used the app because my sister recommended it to me because of its great Ui, which to give them credit is worldclass, even giants like grofers and jiomart etc have a much worse UI, but the actual experience itself needs a lot more polishing to be useable leave aside better, I would have shifted all my banking here but the KYC for the first time got rejected for whatever reason, despite the person on the other side saying it was successfully done (you need to present your original pan card for the video)
Fine, but then they said I need to do it again but then it would never connect to the executive at all, it would keep me in finding an agent screen forever and I have wasted more than an hour in more than 5 attempts at different time when they are available but to no luck, it just didn't work no matter what!
This was a terrible disappointment for what could have genuinely been a great app, either they should have prepared for whatever load they will be facing or they should not have launched the app at all, otherwise this is just like government owned services/websites IRCTC with a better interface and cool content writing. (Neobanking and stuff)
Have requested to close my account, hopefully they do that in time.

Developer Response ,

We regret that you had a less than ideal experience on Fi. We would really like to help you out here, if you could provide us with your contact information by filling this form: Our Fi Care team will be in touch with you to sort the issue out. You could also reach out to us at 080-47485490 or mail us at— and our Fi Care team will assist you. We're sorry once again; we promise to make this better!

Navalshan ,

Can’t open an account..

I liked the app when i saw it from my friend, it's interface is very nice and the settings too. But this apps have many technical issues i am trying to open an account for more than 20 days, but i am unable to open it. when i reached the aadhar verification interface my otp is not being verified and says something went wrong. I also contacted the customer care for more than 5 times, whenever i call them they says to wait for 3-4 days. I am being waiting for than 20 days even now i am unable. I don't thing this is a best app or bank to save our money which has a lot of technichal issues. I had a bad experience.

Developer Response ,

Hey Navalshan, firstly we’d like to let you know that we’re terribly sorry that you're experiencing this issue. We tried reaching out to you but there was no response. We would like to inform you that our Fi Care team looked into your issue and have resolved it. We request you to kindly update your Fi app to the latest version and retry opening your account. Do connect with us at 080-47485490 or mail us at if you face further issues. Thanks!

App Privacy

The developer, epiFi Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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