iPhone Screenshots


Navi is a new age digital platform which provides you easy access to Instant Personal Loans upto Rs 5 lakhs in a seamless and transparent manner.

1. Amount : Rs 10,000 to Rs 5,00,000
2. Tenure : 3 to 36 months
3. Interest Rate : 12% to 36% per annum
4. Processing fees : 3.99% (Min Rs 1,499+GST and Max Rs 7,499+GST)


1. Amount: Upto Rs 1.5 Crore
2. Interest Rates : Starting at 6.95% per annum
3. Tenure: Upto 25 years
4. Loan amount upto 90% of property value

Home Loan Features
1. Instant loan offer
2. No documents required till you get a loan offer
3. High loan amount & Low EMIs
4. Loans for under-construction, self-constructed and ready to move-in homes
5. No application fee, legal fee, valuation fee or document handling fee

Operational Cities
Currently present in Karnataka in Bengaluru, Davangere, Dharwad, Gulbarga, Hubli.
Expansion to other states and cities soon

Personal Loan Features
1. Upto Rs 5,00,000 limit
2. Instant money transfer to bank account
3. No bank statement or salary slip requirement
4. 100% paperless process
5. Minimal documentation. No printouts required
6. Flexible loan and EMI amount options
7. Instant eligibility check
8. No security deposit (collateral)

1. Indian citizen
2. Age above 18 years
3. Select cities

Documents requirement
1. PAN number
2. Aadhaar number

How to apply
1. Install Navi App
2. Register using your mobile number
3. Fill your basic details to check your loan eligibility
4. Choose the loan and EMI amount of your choice
5. Complete the KYC with selfie and Aadhaar
6. Enter bank details for money transfer
7. Done

Loan Amount: Rs 50,000
Tenure: 12 Months
Interest Rate : 22% (on Reducing Principal Balance interest calculation)
EMI: Rs 4680
Total Interest Payable: Rs 6,157
Processing Fees (incl. GST): Rs 1,475
Disbursed Amount: Rs 48,525
Reach us at help@navi.com for any of your queries.

Operational Cities
• Delhi NCR - New Delhi, Gurgaon, Noida, Greater Noida, Ghaziabad, Faridabad
• Chandigarh
• Maharashtra: Mumbai, Navi Mumbai, Thane, Pune, Nagpur, Ahmed Nagar, Kolhapur, Aurangabad, Nashik, Satara
• Karnataka: Bangalore, Mysore, Udupi, Dharwad, Kolar, Hassan, Mandya
• Tamil Nadu: Chennai, Tiruchirappalli, Erode, Madurai, Vellore, Salem
• West Bengal: Kolkata, Hoogly, Howrah
• Punjab: Amritsar, Ludhiana, Jalandhar, Mohali, Ropar, Bathinda, Fatehgarh Sahib
• Gujarat: Ahmedabad, Vadodara, Valsad
• Telangana: Hyderabad, Secunderabad, Mahabubnagar
• Madhya Pradesh: Indore
• Odisha: Bhubaneshwar, Cuttack
• Rajasthan: Jaipur, Udaipur, Ajmer, Alwar, Kota, Jhujhunu
• Uttar Pradesh: Ghaziabad, Noida, Lucknow, Jhansi
• Uttarakhand: Dehradun
• Bihar: Patna, Gaya
• Jharkhand: Ranchi
• Andhra Pradesh: Visakhapatnam (Vizag), Ananthapur, Chittoor, Guntur, Krishna, East Godavari
• Haryana: Ambala, Karnal, Kurukshetra, Panchkula, Panipat
• Kerala: Ernakulam, Kollam, Kottayam, Thiruvananthapuram, Thrissur
• Pondicherry

Navi Finserv Private Limited (A Non-Deposit taking Systemically Important NBFC registered and regulated by the RBI) is our lending partner and is a Company within the Navi Group of Companies carrying the Navi Brand. Navi App is a platform facilitating the loan transactions between the borrowers and the Navi Finserv Private Limited, an NBFC registered with the RBI.

Our office address is:
Navi Technologies Pvt Limited
3rd Floor, Salarpuria Business Center, 93, 5th A Block, Koramangala
Bangalore - 560095

What’s New

Version 1.1.8

- Check your Credit Score
- Advanced IFSC Search
- Bug Fixes & Improvements

Ratings and Reviews

4.5 out of 5
1.2K Ratings

1.2K Ratings

Fais4u ,

Seamless Services

One of the best eLoan App. I availed loan just to check facilities they are offering and my experiences was really good. It was hassle free and absolutely digital process. I have already recommended this App to few of my friends and family members too. Overall this is a good App 👍

Ashish Bijalwan ,

Wow experience

This is an amazing app. It works basis your credit history and doesn’t require any long procedures. Really helpful to fulfill your needs in emergency. Just pay back i time to Navi to keep healthy wealthy relationship . 😊

chinna veera ,

Personal loan

I have entered all my details and verification is done but it was showing that bank details are wrong
And u have sent me 1 rupee also so please check my profile i have entered exact bank details

App Privacy

The developer, NAVI TECHNOLOGIES PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contacts
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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