Ding ding, all aboard the new Chime app release ship! Not you, bugs, you stay there.
• When linking external bank accounts, you used to just see a blank white screen while it made the connection. We hate leaving you in the dark (or white, as it were) so we added some status info to that screen.
• Fixed a bug where when you updated your email in the app, you'd still get emails sent to your old address for a while. And while we were there, turned off autocorrect on that screen because nobody asked it to change "PetLuvr64" to "Pet lice", geez.
• We caught a bug that sometimes prevented users from reopening a closed savings account. Now you can pull that money back out from the mattress!
• Other bits of polish & work behind the scenes!
Ratings and Reviews
Works pretty well
I’m very happy with no overdraft or monthly fees. I’ve referred people and we both got 50 dollars, also you get paid early. Someone tried to steal my data and they declined it because it was over the limit. I was in a panic and didn’t want to order a new card yet because I was on vacation but I could go into the app and turn transactions off and just turn in back on when I needed to use it. Another thing I liked about it was that I have a family plan for a cell phone bill and my sister was able to send me the funds to cover her portion and I received it immediately.
I guess the only downside I can think of is if you need to deposit cash you have to take the cash to one of the stores listed. The one I picked was dollar general and they charged me 5 dollars to deposit my own money. The way around this is if someone gives you cash through the chime app then you don’t have to worry about that. Through my employer I just do direct deposit so no issues there. Another is customer service only available through chat through the app. It’s sometimes hard to get people to understand you through text or email. Sometimes you just want to talk to someone over the phone or face to face. Other than that it’s been pretty good thus far.
Very happy customer! Even though there is no stand-alone bank, I have had an excellent experience with Chime. 1) I like getting paid early 2) No overdraft fees, love the Spotme feature 3) Ease of use 4) I love that I view my card in the app, it sounds lazy, but I’m tired of pulling out my card every time I want to buy something online (lol). 5) I love that my mom and I both got $50 when she referred me to sign up for an account. What an awesome referral program for everyone. 6) You can turn your debit card transactions on/off with the click of an app. (I forget to turn it back on sometimes! I’ve embarrassed myself at a store a time or two.)
Also, there are many ATM locations near me that are free of charge. I like that I can “round-up” to save if I’d like, or set 10% of my direct deposit aside. Chime has been compatible with PayPal and Apple Pay to send money to people. With that being said, I use cash at most restaurants / gas stations / stores, I don’t like my card number being out there. I had debit card fraud with my old bank account. I have not had that incident happen with chime and I hope that it never does.
Not revenant to the app or bank- but cashiers at the store always say the card is a cute color lol.
The best bank I’ve ever used!
I have been using Chime for years now. My favorite things about this service are spotme (lets you spend 20 dollars past your 0 balance to hold you over in a pinch) sms notifications (texts you whenever money is spent - perfect for tracking automatic payments that come out randomly!) and the UI (easy to read menu/ overall transparency. I have it set up with direct deposit so I get my money 2 days earlier than my co-workers. I can transfer money from this account to any of my other accounts (credit union, PayPal, Venmo) with no fees. I’m just blown away. Haven’t had an overdraft fee since I started using chime. I tell all my friends about it and I hope chime grows to change the way we manage all financial aspects of our lives. I would love a feature that acts as a savings account but locks the money in until you have reached your goal amount. I tend to transfer my savings to my checking regularly but end up with no money at the end of the week. Would love to not have the option to spend my savings! Overall great bank - 5 stars - will continue using for the foreseeable future! Why can’t every bank be like this?
- Chime Financial, Inc.
- 55.4 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- Rated 12+ for the following:
- Infrequent/Mild Alcohol, Tobacco, or Drug Use or References
- This app may use your location even when it isn't open, which can decrease battery life.
- © 2019 Chime
With Family Sharing set up, up to six family members can use this app.