Next gen Digital Banking solution for all your Banking needs.
IndSMART is a safe, secure, user friendly and smart mobile banking application with more than 250+ cutting edge features and services for all your banking needs.
Download the application from Apple App Store and experience its best-in-class features.
IndSMART Mobile Banking Features:
• Customize your Dashboard and Themes
• Account Summary - Insight of all your Accounts
• Set Primary Account
• Overview of Assets & Liabilities in one go
• Download Statement and view m-Passbook
• Balance Certificate, Home & Education Loan Interest Certificates
• Transaction History – Snippet of all Transactions
• Fund Transfers using UPI, IMPS, NEFT, RTGS
• UPI Payments, Scan and Pay using UPI
• Pay to Contact facility for Intra Bank Payments
• EasiPay (24*7) Fund Transfer for new payees
• View and Repeat Favorite Transactions
• Schedule your Transfers for Recurring Payments
• Pay EMIs, RD, VRD installments and Credit Card Payments
• Donate to PMNRF
• Lock and Unlock Financial Transaction Facility
• Manage Fund Transfer Limits
• Manage all Payees
• Manage and Pay all your Bills through BBPS
• Invest in Term Deposits and build wealth
• Submit Form 15G/H for deposit accounts
• Invest in Public Provident Fund (PPF), National Pension Scheme (NPS)
• Mahila Samman Savings Certificate (MSSC), National Savings
Certificate (NSC), Kisan Vikas Patra (KVP)
• Add, Update Nominee and care for your loved ones
• Avail OD Facility against Deposits
• Apply for Digital Loans
• e-Shopping - Compare and Shop
• Apply for IPO (ASBA)
• Invest in Stocks, Mutual Funds, Demat and Online Trading
• Avail Insurance
• Manage Debit and Credit Cards
• Withdraw cash without physical debit cards
• Door Step Banking Services
• Earn rewards for transactions & manage reward points
• Hotel, Bus and Flight Bookings
• Cheque Book Services
• Register and Track Complaints
• Apply for Locker Facility
• GST Number Updation
• Plan, manage your expenses
• Create goals, fulfill your dreams
The mini statement page not opening and application freezing after update on IOS
Developer Response
Dear Customer, We regret for the inconvenience caused to you. Please try again the problem has been resolved. Thank You for choosing IndSMART. Indian Bank
NRI customers struggle to activate mobile banking through this app.
Siralmd
The application is fine to use local customer; however, we are still facing one issue. NRI customers who register with an abroad mobile number face significant difficulties activating the mobile application. When trying to activate mobile banking with an international number, the app keeps sending SMS messages, but the activation fails. This leads to money being deducted by the service provider for international SMS charges. We need to improve the process to make it easier for NRI customers to activate mobile banking and avoid these problems.
Developer Response
Dear Customer, We regret for the inconvenience caused to you. Please contact us at omnichannel@indianbank.co.in/tmohelpdesk@indianbank.co.in to address your concern and you can also share your contact details via above said mail ID so that we can call and resolve the issue at the earliest. Thank You for choosing IndSMART. Indian Bank
Mobile banking
viraghav
Very bad service. I have been trying to make online transfer from yesterday afternoon and not able to get through. Every time app says OTP has been sent to my mobile but it’s never received. I’m able to receive other msgs related to the acct though!!
Useless IT department
Saneesh Parambath
I've been experiencing the same issue with the IndOASIS app for the past two years—I'm not receiving the mobile OTP. Despite repeatedly reporting this problem to all relevant departments, there has been no resolution. It's frustrating that such a critical function remains unresolved for so long. I hope the developers prioritize fixing this issue soon.
Developer Response
Dear Customer, Thank you for yourfeedback. We are sorry to hear you are experiencing technical problems with ourapp. We are actively working on identifying and fixing these issues. Please tryagain the problem has been resolved. We request you to kindly rerate us. ThankYou for choosing IndSMART. Indian Bank
Minor enhancements
Version 1.0.47
The developer, Indian Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More