RaiPay Albania - Your Digital Wallet Made Smarter
RaiPay is the fast, secure, and convenient way to manage all your Raiffeisen Bank Albania cards directly from your iOS device. With a simple and intuitive design, RaiPay brings you a full digital card experience, available 24/7, wherever you are.
RaiPay now includes a wide set of upgraded features that give you complete control over your cards:
Seamless 3DS Authentication: No more SMS codes. Approve your online payments directly in RaiPay through a fully digital and secure authentication process.
Card Block & Unblock - Instantly & 24/7: Freeze or unfreeze any of your Visa or Mastercard cards in real time, at no cost. Total security, always just one tap away within your RaiPay digital wallet.
Virtual cards for every plastic card: Generate a free virtual card for any of your physical cards directly in RaiPay. Available instantly, 24/7, ready for online purchases and NFC payments.
Online instant replacement of plastic cards: Lost or damaged card? Replace it immediately in the app. Your new card is issued digitally on the spot and is ready for NFC payments and ATM withdrawals instantly.
Card transaction information enrichment: Enjoy the most detailed and enriched view of your card transactions, available exclusively in RaiPay. More clarity, more details, more control.
Instant card to card money transfers (P2P): Send money instantly, 24/7, from your cards to Visa or Mastercard cards issued inside or outside Albania (within the European zone). Perform money transfers by benefiting from the most competitive fees in the market anytime of the day.
Everything you already love:
RaiPay keeps all your essential card features in one place:
Add all your cards instantly and automatically with one secure login to your Personal Account in “Raiffeisen On” Mobile Application.
View your card PIN anytime, securely
Track all card transactions in real time
Store and manage your merchant loyalty cards digitally
Monitor your credit card balance instantly after every purchase or payment
Check debit card daily limits for POS, e commerce, and ATM withdrawals
Access full card details securely
Requirements
RaiPay is available for customers who hold contactless Visa or Mastercard debit or credit cards issued by Raiffeisen Bank Albania.
To install RaiPay, you need:
An iOS device running iOS 15.0 or later
A device with an active screen lock (PIN, Face ID, or Touch ID)
Non rooted / non jailbroken device
What’s New:
Seamless 3DS Authentication: Approve payments directly in RaiPay - no SMS codes needed.
Card Block & Unblock: Freeze/unfreeze Visa or Mastercard instantly, 24/7, at no cost.
Virtual Cards: Create free virtual cards for any physical card, ready for online & NFC payments.
Instant Card Replacement: Replace lost/damaged cards instantly in-app, ready for use immediately.
Enhanced Transaction Details: Get the most detailed view of your card transactions.
Instant Card-to-Card Transfers: Send money instantly, 24/7, to Visa/Mastercard cards in Europe with low fees.
Since apple is open up the nfc tag in ios 18.1, when are you going to update the app to use tap to pay ?
Developer Response
Dear Customer,We would like to thank you for taking time in reviewing RaiPay application in AppStore and all of its functionalities offered.Regarding your suggestion please be notified that according to official statements from Apple, this new feature inserted in the iOS version 18.1 will be available only to specified countries and Albania is still not included in this list.We will continue to put all of our efforts to make NFC payments available in RaiPay version in iOS.Best regards,RaiPay Albania Team
Perfect app
Kaltrakai1864
Finally we can use the perfect app
Pro Credit has Apple Pay
rdintheworld
While this is a useless app, another bank now offers Apple Pay in Albania. Instead of negotiating with Apple to bring Apple Pay and pay their fee, Raiffeisen invests in apps like this. And their team lies that Apple doesn’t allow them to have Apple Pay. Instead they should approach Apple and make it happen. Typical Albanian nonsense.
Developer Response
Dear Customer,Thank you for your feedback. We apologize for any confusion or inconvenience. We’re continuously working to improve our app. Your insights are valuable to us.Anyhow for your better understanding, your device developer is blocking the usage of the NFC antenna in your device, form 3rd parties service providers in Albania, but RaiPay offers and will offer in the nearest future a number of unique functionalities which will make RaiPay a must have app for cardholders of Raiffeisen Bank in Albania.Hope you'll find time in the future to review and enhance your feedback and rating of RaiPay in AppStore. Sincerely, RaiPay Albania
Use Digital Card without the details 🤦🏻♂️
Kevii12
Having the permission to create an digital card and won’t having the permission to view the card details is crazy. How am I supposed to use it? Called support multiplie times about that but they got no clue. Update the APP developers!!!
Developer Response
Dear Customer, the issue encountered by you was caused by a technical maintenance period RaiPay had to go through.Please, be informed that the service is restored now and you could re benefit from the functionalities in RaiPay Albania.Hopefully you'll find the time to review the application score in AppStore.Thank You,RaiPay Albania Team
The developer, RAIFFEISEN BANK SH.A, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
RAIFFEISEN BANK SH.A
Size
114.6 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
Mac Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
