Brigit: Cash Advance & Credit

Name: Brigit: Cash Advance & Credit
Rating: 4.8 (426024 reviews)
Author: Brigit Inc

Money, Saving & Budgeting App

Free

426K Ratings
Ages

4+
Years
Category

Finance
Developer

Brigit Inc
Language

EN
English
Size

89.5
MB

Get the money you need today, start building credit, and set yourself up for a bright financial future. GET STARTED WITH BRIGIT: 1. Download Brigit 2. Connect your bank account 3. Request an Instant Cash advance* 4. Get money deposited into your bank account It’s that easy! See full disclosures below. GET CASH FAST - $25 to $500* When you need extra money to make ends meet, Brigit’s got your back. • No credit check • No interest or tips • No late fees • Repay it when you get paid or can afford it FAST PERSONAL LOAN OFFERS • Need to borrow $500 or more? Get matched with personal loan offers from Brigit’s partners • Compare personal loans and choose one that fits your needs BUILD CREDIT & SAVE MONEY** Save money & build credit without a credit card. • No hard pull, no credit, no interest and no security deposit required • Build your credit history with as little as $1 per month – the rest is paid from the new account • Brigit reports payments to all 3 credit bureaus - Experian, Equifax & TransUnion • Tally up the savings. Extra money put in the account is returned to you when paid off! EARN & SAVE We’re here to help you earn and save money – from side gigs to exclusive offers. • Earn extra cash fast taking surveys • Discover part-time, full-time, gig & remote jobs • Cash back, discounts, insurance savings & more BUDGET BETTER Connect your bank account for free financial insights • Monitor your income and expenses • Budget smarter with bill forecasts & spending breakdowns • Find subscriptions you no longer need PROTECT YOUR MONEY Monitor your credit, spending and identity – all in one cash app. • Track your credit score with full credit reports • Real-time bank balance alerts • Identity theft protection • Free financial tools to help you save more and spend less EASY SIGN UP. NO RED TAPE. Download the Brigit app and sign up for free in minutes. • Brigit works with Chime, Bank of America, Wells Fargo, Chase Bank & 15,000+ more • Basic Plan: Free account alerts & insights + access to exclusive earn & save offers • Paid Plans: $8.99-$15.99/month with cash advances* & tools to help you build credit**, budget better & save. Cancel anytime. SUPPORT 7 DAYS A WEEK • If you ever need us, please email info@hellobrigit.com DISCLOSURES Some features subject to a paid plan. *Cash Advances: Not all users will qualify. Subject to eligibility and Brigit’s approval and policies, advances range from $25 - $500. ME: $25-$250 only. Not available in all states. Express (instant) transfer fee may apply for debit card disbursals. Advances have no mandatory min or max repayment period. Money advanced has 0% max interest. Example $100 cash advance: Sent via ACH & paid back on the date you set with 0% interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance. Total Cost: $100 **Credit Builder: Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history. Brigit is a financial technology company, not a bank. Brigit Credit Builder installment loans are issued by Coastal Community Bank, Member FDIC. Subject to approved underwriting practices. Credit builder loan example: a $600 loan, paid back over 24 months with $25 dollar monthly payments & no interest (Max 0% APR). $0 for interest, processing, origination, late payment, transfer, or early payment fees. Total Cost: $600 Privacy Policy: https://www.hellobrigit.com/privacy Brigit 36 W 20th St New York, NY 10011

Events

MAJOR UPDATE

Thankful for Extra Cash

Make the most of the season with some extra cash — now get $25–$500* with Instant Cash.

Ratings & Reviews

4.8

out of 5

426K Ratings

By far the worst service EVER.
04/18/2023

Saturn_92
I’m giving them 5stars because hopefully, the odds of someone reading this before downloading the app, will read it. STAY AWAY. I don’t even know where to start… the 250 cash advance is a total lie. My husband makes 100k+ a year, he also has this app and I constantly see emails in our joint email account that Brigit automatically deposited 50 DOLLARS… not even he can get over 50. He doesn’t seem to care as he makes too much money to even notice. But for my situation… it’s not even about the loan amount. Their service all around is just abysmal.. you need to re-enter your debit card info constantly (and takes days to update), their customer service support is garbage if not, just straight up nonexistent. The copy/paste soulless response this review will get be 100% by far they most they’ve ever acknowledged me.. you have REQUEST to have your account back to a free service from a 10$ month sad excuse of a service.. REQUEST TO DEACTIVATE YOUR ACCOUNT.. like what universe are they in?.. how do they have the gall to make you jump through hoops just have your account deactivated?… ugh. There SO MUCH more I can rant about how truly awful Brigit is. But I’m not giving them more energy. Hopefully my “request” to have my account deactivated will approve (my God.. they’re so pathetic) please stay away from this app. I definitely recommend Earnin and Dave over, refuse Brigit..

Developer Response
Updated 6/13/23: It sounds like your husband’s advances are happening because he chose to turn on Auto Advances—where we will automatically send you the amount we believe you will need if you are at risk of overdrafting. This service is entirely optional and can be turned off at any time under Settings. Additionally, also under Settings, you’re able to downgrade your account to the Free plan at any time right in the app. Please note that we set Instant Cash limits based on multiple factors, not just how much income a user might make. To determine this amount, we look at your spending behavior, bills, average balance, and deposit history. So not everyone is approved for larger amounts. Our goal is to help you avoid financial issues by granting advance amounts that take into consideration what we think you will need, as well as what you will be able to comfortably repay. 4/19/2023 We have several requirements to ensure that an advance from Brigit helps you make it to payday worry-free. They’re designed to help you avoid additional financial issues. The amount that Brigit approved you for will get you to payday worry-free. We look at your expenses in determining this amount and the ability to pay back on your payday. If you have any additional questions you can contact us and get answers 24/7 here https://www.hellobrigit.com/support.
By far the worst service EVER.
04/18/2023

Saturn_92

I’m giving them 5stars because hopefully, the odds of someone reading this before downloading the app, will read it. STAY AWAY. I don’t even know where to start… the 250 cash advance is a total lie. My husband makes 100k+ a year, he also has this app and I constantly see emails in our joint email account that Brigit automatically deposited 50 DOLLARS… not even he can get over 50. He doesn’t seem to care as he makes too much money to even notice. But for my situation… it’s not even about the loan amount. Their service all around is just abysmal.. you need to re-enter your debit card info constantly (and takes days to update), their customer service support is garbage if not, just straight up nonexistent. The copy/paste soulless response this review will get be 100% by far they most they’ve ever acknowledged me.. you have REQUEST to have your account back to a free service from a 10$ month sad excuse of a service.. REQUEST TO DEACTIVATE YOUR ACCOUNT.. like what universe are they in?.. how do they have the gall to make you jump through hoops just have your account deactivated?… ugh. There SO MUCH more I can rant about how truly awful Brigit is. But I’m not giving them more energy. Hopefully my “request” to have my account deactivated will approve (my God.. they’re so pathetic) please stay away from this app. I definitely recommend Earnin and Dave over, refuse Brigit..
Developer Response 06/13/2023
Updated 6/13/23: It sounds like your husband’s advances are happening because he chose to turn on Auto Advances—where we will automatically send you the amount we believe you will need if you are at risk of overdrafting. This service is entirely optional and can be turned off at any time under Settings. Additionally, also under Settings, you’re able to downgrade your account to the Free plan at any time right in the app. Please note that we set Instant Cash limits based on multiple factors, not just how much income a user might make. To determine this amount, we look at your spending behavior, bills, average balance, and deposit history. So not everyone is approved for larger amounts. Our goal is to help you avoid financial issues by granting advance amounts that take into consideration what we think you will need, as well as what you will be able to comfortably repay. 4/19/2023 We have several requirements to ensure that an advance from Brigit helps you make it to payday worry-free. They’re designed to help you avoid additional financial issues. The amount that Brigit approved you for will get you to payday worry-free. We look at your expenses in determining this amount and the ability to pay back on your payday. If you have any additional questions you can contact us and get answers 24/7 here https://www.hellobrigit.com/support.
The only app willing to help me !!!
11/18/2024

Barbie0116
I’m in my mid 20’s with a below average credit score, in the higher 500 range, and currently no job, but have side hustles and this app had me link my bank account and was able to see i get money deposited into my account from people simply sending Zelle payments to me and not like other apps where your direct deposits have to be from a employer, just that they were able to see I have a consistent amount of cash flow monthly into my account. from the time I downloaded and opened the app for the first time, I had managed to sign up, get approved and $50 deposited into my bank account all in less than 5 minutes, this was the easiest app I’ve come across and to join the subscription to have lower fees and all that, since obviously I don’t have any money in my account (hence why I’m doing this whole process) they instantly approve your account for the premium subscription or what have you and let you pick a later date (within reason a couple weeks or so) that the small amount of like 9$ will be charged and taken from your bank account so you don’t even have to worry about that until down the road but get to reap the benefits of the subscription immediately! I’ve never wrote a review for any app before but I just had to spread the word about this app! Only one that’s approved me all year!!

Developer Response
Love to hear it—we're happy to be able to help out in times of need! Reach out to us at hellobrigit.com/support if you ever need help or have a question.
The only app willing to help me !!!
11/18/2024

Barbie0116

I’m in my mid 20’s with a below average credit score, in the higher 500 range, and currently no job, but have side hustles and this app had me link my bank account and was able to see i get money deposited into my account from people simply sending Zelle payments to me and not like other apps where your direct deposits have to be from a employer, just that they were able to see I have a consistent amount of cash flow monthly into my account. from the time I downloaded and opened the app for the first time, I had managed to sign up, get approved and $50 deposited into my bank account all in less than 5 minutes, this was the easiest app I’ve come across and to join the subscription to have lower fees and all that, since obviously I don’t have any money in my account (hence why I’m doing this whole process) they instantly approve your account for the premium subscription or what have you and let you pick a later date (within reason a couple weeks or so) that the small amount of like 9$ will be charged and taken from your bank account so you don’t even have to worry about that until down the road but get to reap the benefits of the subscription immediately! I’ve never wrote a review for any app before but I just had to spread the word about this app! Only one that’s approved me all year!!
Developer Response 11/21/2024
Love to hear it—we're happy to be able to help out in times of need! Reach out to us at hellobrigit.com/support if you ever need help or have a question.
App information
11/21/2022

AFVet90
I gave it five stars because that is the only reviews you will see. I initially got this app to see about the advance you can get. I got approved and got the advances by starting a subscription. It was $9.99 per month. I tried it, checked out the features, paid back the advances, then changed my mind. That’s when the problem started. I have tried through the app then the website several times over months trying to cancel it. When I finally got to talk to a customer service person through chat then email, I sent them a screenshot of the cancellation confirmation I initially had but they kept charging me, they said they would fix it, but that never happened. Now when I try to cancel it says my phone number is incorrect on the website but the app says it’s verified, there is no longer an option to cancel in the app, it says go to the website. It’s an endless loop to nowhere. I finally had to open an online bank account, change the banking information in the app, and then close the online bank account to stop the $9.99 a month coming out of my bank. I had to also alert my actual bank about the fraudulent charges, showing them my initial cancellation, to make sure no other charges are coming from this app. Beware of this app!!**

Developer Response
Updated 6/13/23: Thank you for the feedback. We’re always improving, and have made it easier to not only deactivate but delete your account. If you’re still having issues, you can reach out to us anytime at hellobrigit.com/support or email info@hellobrigit.com. 11/23/2022: Hi! If you are having trouble deactivating and deleting your account, please chat with us at hellobrigit.com/support so we can complete it for you today.
App information
11/21/2022

AFVet90

I gave it five stars because that is the only reviews you will see. I initially got this app to see about the advance you can get. I got approved and got the advances by starting a subscription. It was $9.99 per month. I tried it, checked out the features, paid back the advances, then changed my mind. That’s when the problem started. I have tried through the app then the website several times over months trying to cancel it. When I finally got to talk to a customer service person through chat then email, I sent them a screenshot of the cancellation confirmation I initially had but they kept charging me, they said they would fix it, but that never happened. Now when I try to cancel it says my phone number is incorrect on the website but the app says it’s verified, there is no longer an option to cancel in the app, it says go to the website. It’s an endless loop to nowhere. I finally had to open an online bank account, change the banking information in the app, and then close the online bank account to stop the $9.99 a month coming out of my bank. I had to also alert my actual bank about the fraudulent charges, showing them my initial cancellation, to make sure no other charges are coming from this app. Beware of this app!!**
Developer Response 06/13/2023
Updated 6/13/23: Thank you for the feedback. We’re always improving, and have made it easier to not only deactivate but delete your account. If you’re still having issues, you can reach out to us anytime at hellobrigit.com/support or email info@hellobrigit.com. 11/23/2022: Hi! If you are having trouble deactivating and deleting your account, please chat with us at hellobrigit.com/support so we can complete it for you today.
Easy breezy
06/11/2024

Scaredsinger
I’m a reader of reviews, and have never been a writer of them unless I’m shocked enough. That just happened as I started to read the reviews for Brigit. The very first review I started to read began with a lie. This review wasn’t a quick one either. I kept going and all the way through till the end, I continued to read what I know to be false. Everyone is entitled to an opinion because they’re subjective, however, fact as fact, and it’s a fact that Brigit is not only simple to navigate,if your especially looking to get a cash advance, the process from start to finish is so quick! Listen, I’m going through a rough time financially, I’ve been overdrafted and my bank account balance is consistently very low. Brigit, really goes out of their way to accommodate their customers when other Cash Advance apps won’t. After seeing such a negative, and false review and depiction of this app, I felt forced to challenge the reviewer especially when it said Brigit is constantly malfunctioning, and slow to produce the cash I promise to send promptly. I’ve never once had a problem when trying to connect to my bank and I also have never had to wait more than a few minutes for an advance to be sent to my account! Seriously, top 3 cash advance apps.

Developer Response
Love to hear it—we're happy to be able to help out in times of need! Reach out to us at hellobrigit.com/support if you ever need help or have a question.
Easy breezy
06/11/2024

Scaredsinger

I’m a reader of reviews, and have never been a writer of them unless I’m shocked enough. That just happened as I started to read the reviews for Brigit. The very first review I started to read began with a lie. This review wasn’t a quick one either. I kept going and all the way through till the end, I continued to read what I know to be false. Everyone is entitled to an opinion because they’re subjective, however, fact as fact, and it’s a fact that Brigit is not only simple to navigate,if your especially looking to get a cash advance, the process from start to finish is so quick! Listen, I’m going through a rough time financially, I’ve been overdrafted and my bank account balance is consistently very low. Brigit, really goes out of their way to accommodate their customers when other Cash Advance apps won’t. After seeing such a negative, and false review and depiction of this app, I felt forced to challenge the reviewer especially when it said Brigit is constantly malfunctioning, and slow to produce the cash I promise to send promptly. I’ve never once had a problem when trying to connect to my bank and I also have never had to wait more than a few minutes for an advance to be sent to my account! Seriously, top 3 cash advance apps.
Developer Response 06/13/2024
Love to hear it—we're happy to be able to help out in times of need! Reach out to us at hellobrigit.com/support if you ever need help or have a question.

- Spooked by your bills? Get instant cash in just a few minutes! - No one likes bugs, we fixed ‘em! - Still got issues with the app? Check out hellobrigit.com/support, or reach out to us anytime at info@hellobrigit.com so we can help

Version 1028.0

2d ago

Data Linked to You

The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
- Other Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

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Category
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Version 1028.0

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Data Linked to You

Data Not Linked to You

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