Cashflows 4+

Good App interface terrible sync and datafile management

I purchased both the mac and ios versions today. The Mac OS version worked very well and functioned as I expected. Trying to sync my data file to my iOS device and neither iCloud nor DropBox sync work. THey both fail. Export/import via itunes also fails. I now have 3 copies of my account within the app that I can’t get rid of. Developer should spend some time debugging the file management of this app. The potential to corrupt the data file is very high. Without a reliable import/export/back/sync system the potential for data loss is high.

SO FRUSTRATED

I worked for 3 days to set up our accouts and budgets. It wasnt without some issues but was working for what we needed. Went to sync with the cloud and ALL MY DATA WAS LOST. I can’t believe it. EVERYTHING GONE! I want to cry and punch the screen at the same time. Do not use this app.

Developer Response ,

Hi - Sorry you're having problems with the app. Did your data disappear after checking "iCloud Sync enabled"? The app uses a separate data store when iCloud sync is enabled, and toggling this setting should switch between the two stores. If you uncheck it, does the data return?

Currently Underrated! Allows Recurring Transactions to be scheduled down to Daily Frequency!

This app is the best I've found. I wanted an app that I could project my cashflow with and own outright instead of subscribe to perpetually (Mint, Quickbooks and Status don't classify any transactions accurately yet anyway). I was using Zentaflow (free) online for about a month but it didn't really allow me to save, record or adjust in any kind of functional way. I downloaded Cashculator but that doesn't allow you to set up recurring transactions on any interval smaller than a monthly basis. I get paid biweekly so in some months I get two paychecks and in some I get three. Additionally, on monthly intervals you could dip into the red but not know it because the resolution isn't high enough. So this is important for me. I also tried CashForecaster but I didn't really like the interface. For me, Cashflows was the most functional for my purposes and intuitive. I haven't tried sync'ing up but I don't need access across multiple devices. Those reviews are from a few years ago anyway.

How I Use it:
I set up all of my accounts first so I am able to do cash flow projections for each. I even set up accounts for my investments and assets and have appreciation/depreciations projections based on the initial balance and interest rate (balance %, available when you set up recurring transactions).

I finally feel like I have a grip on my personal finances and feel confident when I look at the projections that if I stick to my budget, I can trust these numbers and adjust my spending/earning accordingly.

I would like to see the ability to just two finger pinch, zoom out on the projectiontimeline as well as more lables on the x and y axes there. Categories for expenses would be nice. It would also be cool if some sort of quick and easy pie or bar chart could be made very quickly for a given time period to should you spending. A line chart for certain types/categories of expenses over a period of time to show trends would be cool too. But as it is, is totally usable.

Developer Response ,

Thanks for the great feedback! Let us know if you’d like a promo code for a free copy of our new app, “Cashflows Pro” (requires iOS 14 or an Apple Silicon -based Mac).