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Cashflows Pro 4+
Future Balance Forecaster
Nicola Cavanagh
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- $2.99
Screenshots
Description
Follow us on Twitter at @CashflowsApp!
Cashflows Pro helps you forecast future balances of your bank accounts. It's simple to set up and requires minimal effort to maintain.
Tell it about your recurring transactions (including transfers between accounts) and future one-time transactions, and let it estimate your account balances months (or years) into the future.
It's not interested in the past, so there's no need to enter or maintain your transaction history.
It shows your account transactions and balances over time and lets you override individual payment dates and amounts. Quickly toggle payments on and off to see how they impact your future balances. The graph updates immediately with any changes you make.
Update the starting balance occasionally, and it'll show you which transactions are still due. If any have already occurred (or are late) just tap & hold to toggle them on or off.
FEATURES:
- Multiple accounts: Add multiple accounts and set up recurring or manual transfers between them.
- Recurring transactions: Supports recurring transactions with start date, end date (optional) and many recurrence options.
- Warning balance: Set a warning balance for an account and see at a glance when your balance is below it.
- Interactive forecast graph: Shows your future balance over time, highlighting warning balance and negative regions; tap the graph for a closer look at the nearby transactions.
- File-based: Keep multiple scenarios in separate files. Open backup files from Cashflows or Total Cashflow.
MANY USES:
* Planning Future Purchases:
This is a great tool for forecasting payments for a future loan, mortgage or car lease. Create a recurring transaction for the payment amount, fill in the first and last payment dates and see how it affects your balance. Make adjustments to figure out what you can afford.
* Planning for Change:
You might have a recurring bill that increases annually (such as health insurance). Simply create another recurring transaction to represent the increased payment and set its start date appropriately, and adjust the end date of the original transaction. You'll immediately see how it affects your finances in the future.
* Planning for Uncertainty:
The forecasts are only as accurate as you need them to be. If you plan to pay a minimum amount per month onto your credit card, set that up as a recurring transaction. Once you decide how much you want to pay this month, just override the forecast amount. You can always edit or delete the override later.
* Getting Out of Debt:
This app can help you get out of debt, and figure out how long it will take. Enter a recurring transaction between your checking / current and loan / credit account for the minimum amount you intend to pay each month. Extend the forecast period (tap "More" at the bottom of the Forecast page) and then look at the Balance Graphs for your accounts. If you can afford to pay extra in a few months, override that month's payment (or create a one-time transaction for the additional amount). You'll instantly see the effect on your checking / current balance, loan balance and when the loan will be repaid.
What’s New
Version 1.0.30
- Reporting improvements
- Print
- Save as PDF (full vector output)
- Export as Excel workbook (XLSX)
- General bug fixes and improvements
Ratings and Reviews
Best forecasting app hands down - developer is extremely helpful
I love this app. Have been using for many years to keep track of my finances and working my way out of debt. I use it daily and have an ipad soley because of this app - not exaggerating, it's that useful.
I had run into several bugs in the newer versions of the app on ipad, and Chris the developer wad super responsive and really went the extra mile to resolve the bugs I had reported. There is one niggling bug that apparently is an apple issue (cant always close edit dialog after making a change to an item) that he wasn't able to squash, but still give this app 5 stars (in reality for me it goes to 11).
Developer Response ,
Thanks for the great feedback! Much appreciated 👍🏻
Best of the best 3
Can’t live without it Thank you for making this finance app. I am reviewing 3 times that I can not pay my bills without this app please purchase to support the developer. He also doesn’t have subscription like so many others have done. This aap is unique and is better than anything else on the market for forecasting Cashflow desktop or mobile. Please buy this app you won’t regret it.
Developer Response ,
Thanks for the feedback! It really helps 👍🏻
Perfect and simple!
I've actually used this app for years on my iPad and it's pretty powerful but crazy easy to use. You can use it to track multiple accounts, even amortizing loans, transfers, etc and obviously see you future cash-flow charted out over virtually any amount of time. It includes low and high balances, etc. Highly recommended
Developer Response ,
Thanks for the feedback!
App Privacy
The developer, Nicola Cavanagh, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Nicola Cavanagh
- Size
- 9.7 MB
- Category
- Finance
- Compatibility
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- iPhone
- Requires iOS 15.0 or later.
- iPad
- Requires iPadOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Mac
- Requires macOS 12.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
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English, French, German, Italian, Japanese, Spanish
- Age Rating
- 4+
- Copyright
- © 2020 Chris and Nicola Cavanagh
- Price
- $2.99
Supports
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Family Sharing
Up to six family members can use this app with Family Sharing enabled.