Charlotte Metro FCU Mobile Banking allows you to view account activity and analyze spending, make transfers and deposit checks, pay bills and make loan payments, control your cards, apply for loans, and find and chat with us – all while on the go!

- Check Balances
- View Transaction History
- Transfer Funds
- Pay Loans
- Mobile Deposit
- Bill Pay
- Card Controls
- Skip-A-Pay
- Secure Messaging for Support

What’s New

Version 4.41.91

Our newest update provides enhanced Self Service features as well as small bug fixes and general stability, efficiency, security, and ADA improvements.

Card Controls
- Freeze / unfreeze your card
- Turn rental car status on / off
- Report your card lost or stolen
- Replace your card
- PIN reset

- Schedule, edit, or cancel eligible loan payment skips and view your history

Mobile Wallet
- Quick links added to pre-login menu for Apple Pay

Ratings and Reviews

2.8 out of 5
57 Ratings

57 Ratings

Pusha tk ,

Log in

The app does not keep my login information so I have to go through the whole process again and again every time I need to check my balance. Might as well delete the app make space on my phone and just log into the mobile site?

Monica_theshy1 ,


For some reason you app isn’t allowing me to login. When I put my password in, it says that it isn’t in the correct format. I need y’all to fix this, so I can go back to checking my account, without having to go to the website. Also, can y’all make it so that when I open the app, the screen doesn’t go to a blank white screen? Thanks in advance.

Nachelle F L ,

Love it ! but needs work

I love this bank! And the banking app it helps me to keep my funds in order. With a quick glance I can see all transactions! And pending items.

Only down side is the pending items take to long at times. Other than that I love it !

App Privacy

The developer, Charlotte Metro Federal Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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