Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, personal loans, fast cash advances, & cashback rewards for extra money when you need it.
BANKING WITH MONEYLION SPEND - GET PAID EARLY (UP TO 2 DAYS)²
Fast forward to payday with MoneyLion Spend direct deposit. Open a MoneyLion Spend banking account and invest your extra cash with Round Ups³. Unlock cash advances up to $1000¹ with qualifying recurring direct deposits.
CASHBACK & REWARDS- MONEYLION WOW⁷
Get your cash back and even earn rewards on big financial decisions or everyday spending. Access exclusive benefits like cell phone insurance, travel protection, and more.
CASH ADVANCES UP TO $500¹
Access up to $500 of your paycheck, any day with Instacash® cash advances. Get money with no interest, no mandatory fees, & no credit check.
FAST LOAN OFFERS⁵
Need to borrow money? Get personal loan offers from partners on the MoneyLion Marketplace. Compare personal loan offers, small loans, online loans, & savings accounts.
CREDIT BUILDER LOAN WITH A MEMBERSHIP⁶
Credit Builder Loans up to $1,000 with no hard credit check. MoneyLion helps you earn rewards as you improve your credit health. Get alerts and report credit scores to all 3 bureaus; Equifax, Experian and TransUnion.
MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally, Chime, Self, Varo Bank, Possible Finance, Albert, Klover,, Earnin, Empower, Cleo, Brigit, Kikoff, Credit Sesame, Credit Karma or Credit One Bank
1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions, and eligibility requirements.
Increased Instacash limit requires recurring direct deposit into MoneyLion Spend account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply.
2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.
3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.
5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5.99% to 35.99%. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees, or late payment fees. See lender’s terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.
6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506
249 W 17th St, 4th Fl, New York, NY 10011
MoneyLion has truly exceeded my expectations of any banking or rewards application. They offer a wide variety services from financial education, to banking and managing your money, and even loan and cash advancements. This app truly has everything you need to manage money and learn about everything from A-Z. They have sweepstakes and a play to earn feature that allows you to do earn actual cash rewards for playing games that are probably pretty similar to the ones you already have downloaded on your phone. This app doesn’t stop there either, they offer cash back on a wide variety of stores and have a feature called shake n bank that allows you to redeem cash back on every purchase exceeding $10. Not only do they have all of these awesome educational and money making opportunities, but if you happen to need some more in depth help, information, or help with your account in anyway, they also have 24/7 live chat support that is always amazing, helpful, informative, and truly caring and passionate about their consumers issues and finding a resolution. i am proud to be a customer of a company as wonderful as this one. You will never find a better team of people dedicated to making your financial journey as painless and rewarding as this one. If you’re not a MoneyLion customer, you’re truly missing out on great services, customer service, and 100’s of dollars in rewards. Just try it out and I’m sure you’ll love them as much as i do.
Although MoneyLion isn't a official bank you can walk into, that is the only thing they lack. This so is filled with everyone any other bank that has a walk in branch does & more. I can't get loans or appliances on any other app out there. But this app gives me almost a grand every month on the mark of I want it. It's based part them back they don't steal it from you on your direct deposit what you get to borrow but you know what? That just ensures you can't mess it up! They allow you to pay them back any they don't steal it from you. They have excellent customer service, I've never had any issues And I have had this account for a few years now. This app helps you with all kinds of accounts. I have a loan account, I have an investing account, I have a crypto account, I have a rewards account, I have my advance account. This app has been a lifesaver in so many ways for me PLUS they help you with offers from all kinds of places from loans, to cars, to mortgages, to insurance, to store accounts for shipping, to discounts, money back, cash back... You know, even if I could get an account at a walk in bank-unless it's MoneyLion, I wouldn't even bother!! MoneyLion out does walk in banks by a million miles! I think this odd the only one that should exist! They actually care about their customers not just the accounts. In my experience, they go above any beyond everytime it's been needed and even when it hasn't. THANKS MONEYLION!!
Hi ML & folks who actually care ~ this day in age. I’m in a position I have NEVER been in, currently in my life. Specifically; the financial position I’m in. I have a job in sales and have worked there for over 22 years; with only the last 4 years being in the Field Sales department. VERY long story short and hopefully not seeming self centered ~ thinking anyone wants to read my whining boo-hooing; or anything about me; hopefully making sure it’s clear; that I understand, other folks are in a worse situation than me and I don’t want to understate that. This MoneyLion app has afforded me the ability to “stretch” my pay or I guess shorten the gap between paychecks. I’ve never lived paycheck to paycheck before; but unfortunately I am now and have been since a few months after the pandemic started. Sales plummeted; my job of 22 years is not as secure as before and it’s depressing. But thankfully MoneyLion has been able to help me fill gaps; because of the dates my bills are due and MoneyLion has helped me have a few dollars, to spend on a couple of little gifts - for Mom, my GF and my niece & nephew. But; point being: ML has been there for me and my family - in these VERY tough times and I’m so thankful for that. I’ve never written many reviews, but I just had to write this, so maybe other folks considering downloading ML - would see that it’s a legit and trustworthy company, you can feel secure doing financial business with. Thank you MoneyLion. Thank you. - JG1917
Developer Response
Hi Johnny, thank you for sharing with others how we have been able to help! We are so glad we could be there in your time of need. Thank you for taking the time to leave this review!
More than expected 🥰
Revision of app
Went online to attempt getting a small personal loan til I got paid and got more than I bargained for. Initially I only got a couple hundred dollars for the loan. Payday came and I paid it back, days later I qualified for double the amount. Fees for the short term loan were only Pennie’s compared to average places that do payday loans. I normally don’t do payday loans but this was too easy and it also helps you organize and budget your spending. It links to your bank accounts and you can input what you spent the money on to help track your spending. I definitely recommend this app for anyone. Not only for quick and easy cash, but overall budgeting. It’s like your own personal assistant. Also you can boost your limits by doing small things like helping others with a boost, which gives them extra money and all you do is hit boost. Doesn’t affect your money at all. There are so many positive aspects of the app, I’d be here for an hour explaining it. I did it a week before payday, and only have been on the app for 3 weeks. Mind you, I only get my pension once a month, but during the month, there are different ways to win and earn extra money. So far so good. Share and tell a friend about it. Also when they loan you money, add a tip on it. It allows them to continue to fund you. Great app for all!
Developer Response
This review was a journey and we loved every second. Budgeting, boosting, borrowing—you’re unlocking the whole MoneyLion multiverse!
We’ve squashed some bugs and made some performance improvements.
Version 7.162.0
The developer, MoneyLion, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Contact Info
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
User Content
Search History
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
MoneyLion Inc
Size
274.1 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPad Requires iPadOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it isn’t open, which can decrease device battery life.
Languages
English
Age Rating
18+
18+
This app is rated 18+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.