Money:Budget & Expense Tracker 4+

Best Personal Finance Manager


    • 4.2 • 818 Ratings
    • Free
    • Offers In-App Purchases


Say goodbye to financial stress and hello to financial freedom with Money. Track budgets, expenses, portfolio, and more, all in one easy-to-use app for Mac and iOS.

"Excellent" - Mac|Life magazine.
Featured in the App Store's "Apps We Love" section!

Get your finances on track with the stunning new Money! Powered by an extensive Direct Downloads network, Money offers access to over 50,000 financial institution connections across 57 countries, making tracking your finances a breeze!

Manage and oversee your accounts, plan budgets, effortlessly generate informative reports, and schedule transactions - all updates will seamlessly sync across your devices via iCloud. Money perfectly integrates with the latest Macs, iPads, or iPhones, incorporating cutting-edge features and presenting them in an elegant and user-friendly interface.

You can now try Money for free and see if it suits your needs!

Feature overview:

Convenient income and expense tracking:
• Multiple account types (bank, cash, credit card, loan, investment, etc.)
• Support for multiple currencies and cryptocurrencies with automatic rate updates
• Reconciliation of accounts and individual transactions
• Automated payee and category discovery
• Transfer and split payments
• Easy tagging, note-taking, and attachment options

Effortless budget planning:
• Advanced budget categories with customizable periods
• Averaged amounts to assist in setting realistic budget limits
• Easy tracking of budget category progress
• No expense goes unnoticed - unbudgeted items are also accounted for
• Convenient budget tracking by accounts, transfers, and tags

Intelligent scheduler:
• User-friendly scheduling of income, expenses, and transfers
• Smooth management of recurring transactions like utility bills or loan payments
• Quick access to pending scheduled transactions
• One-click payment capability
• User-friendly calendar view for enhanced usability

Comprehensive reports:
• 15 different report types
• Highly customizable parameters for report customization
• Beautiful visual data representation using colorful charts and graphs
• Various report sharing options

Investment tracking:
• Effortless profit and loss tracking for your portfolio or individual stocks
• Automatic downloads of dividends and stock splits
• Constantly updated values
• Visual representation of current and historical portfolio and stock values
• User-friendly stock addition and management with automatic data detection

• Simple and intuitive setup
• Secure data synchronization across devices
• An extra layer of security in case of device loss
• Share and manage accounts with others

• Modern user interface
• 64-bit architecture
• Touch ID / Face ID
• Notification Center Widget
• Split-screen multitasking on macOS and iOS
• Local data backups for data security
• Direct Downloads

Money is a free download that allows users to try out the app without any commitment. The free version is limited to 100 transactions – reaching or exceeding this limit will no longer allow adding new transactions, and a Money Premium subscription, which includes Direct Downloads, will be required to proceed.

What’s New

Version 7.1

• Added MacOS Sonoma support
• Fixed transactions download from financial institutions.
• Fixed the Account chooser in transaction import.
• Resolved an issue with a custom start date in Reports.
• Fixed permissions when sharing an Account.
• Fixed Tag search in Reports and Budgets.
• Fixed scheduled payments reconciliation warning.
• Several UI fixes
• Other minor fixes and improvements

Ratings and Reviews

4.2 out of 5
818 Ratings

818 Ratings

Notthemoma ,

Nice for all Apple devices, Easy to work with.

Great budget app that works on all my devices. Features that really help keep a budget inline. It links to accts. you want or manually enter those you don’t. Has a scheduler to always know your plan of income and expensive. Several features. I also like the ability to make groups out of accts. you've added (loans or credit cards; cc) making a total owed to that group and/or individual accounts. Now the downside; it be nice if this app had an opt to show available credit on an acct.; according to the limit you’ve entered. Also, the scheduler does not link to the actual income or expense as it downloads in to your linked bank accounts thereby not picking up when you made the payment. You can select a scheduled item to pay immediately but not that it’s already paid according to an item in your bank acct. Maybe, a little vague, but unless you have the app you wouldn't know what I'm talking about. So let's just say it requires some manual reconciling to make the scheduler gel to the actual transactions. I still have a bit of cleanup to do to get the budget and reports to make sense. I'm sure it's because of the categories things have fallen in. I'm not even close to a finance whiz. However, after evaluating a lot of other apps that work on all my devices seamlessly this wound up the best for someone like me. Simple and customizable. So I appreciate the work that went into it, because I was an I.T. tech before retiring.

IceTrain. ,

Wish I’d tried it earlier!

I was interested in Money 5 since its launch, but was reluctant to spend $25 (I think it was more right after launch) without an ability to try it. Not to mention some initial reviews looked discouraging. Now it’s free to try and boy I wish I’d got it earlier: the interface is a joy to look at, all the important transaction info is right there, and it’s actually readable without squinting all the time. I have several bank accounts both local and international - Money’s Direct Downloads works great with them all! Before this I had another (popular!) finance app, but I was not able to connect to my account in Asia, so I guess Jumsoft really did their homework with bank support. I really don’t understand the negativity in some reviews - Money is brilliant at what it does.

Suggestion: I’d love to have a share account with my wife. We have a family account so it would be great to be able for us both to manage it (we use different Apple ID accounts).

Overall, solid five stars from a happy user! Keep it up!

Llamperouge3 ,

Great App!

I love the app for keeping track of purchases manually. Its easy to put money through several accounts without it getting confusing like all the other money tracking apps are.

Income being zelled into one account then transfered to's usually so hard to show in other apps.

Especially credit cards - adding transactions and then paying it off through different accounts.

One thing id work on is how fast the system updates when switching from the computer to the app.
You really have to reload them on both systems for the new stuff to appear.

the second thing is to make the app a bit easier to Adjust the total amount. on the computer all i have to to is edit the dollar amount but the phone only gives me the option to reconcile the account - which never does what I want it to do.

Overall this app is very customizable in the most important ways - category's and the types of accounts you can add.

The simple red and green colors to tell income vs expense is great

and how the system remembers past categories that you made along with how the system auto fills the restuarants/shops name and location so in several months your not wondering when and where you went to this one place.

I would make the reports a bit better and have a few more pieces of information.

also I do pay for the full version

App Privacy

The developer, Jumsoft, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.

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