Car & Auto Payment Calculator
Lease & Loan Finance Calc
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Don't let the dealership do the math for you.
Walk in prepared. Car Payments Calculator gives you the tools to estimate monthly payments, total interest, and true costs — before you ever sit down with a dealer.
Whether you're financing or leasing, this app breaks down the numbers so you can negotiate with confidence and keep more money in your pocket.
What You Can Do
• Loan Calculator — Estimate monthly payments, total interest, and amount financed
• Lease Calculator — Calculate lease payments with money factor, residual value, and more
• Side-by-Side Scenarios — Save and compare multiple loan and lease options
• Trade-Ins & Fees — Factor in your trade-in value, down payment, taxes, and dealer fees
• Vehicle Photo Storage — Attach photos to each scenario so you remember what you're comparing
• CSV Export — Export any scenario for deeper analysis in a spreadsheet
• iCloud Sync — Your data stays in sync across all your devices automatically
Built-In Tools
• Vehicle Depreciation — See how your car's value drops over time with straight-line and reducing balance methods
• Fuel Cost Calculator — Budget your gas expenses daily, weekly, monthly, and yearly
• Fuel Efficiency — Track your real-world MPG or km/L between fill-ups
• Distance Tracker — Log trips with automatic GPS tracking
Designed to Be Simple
Clean, intuitive interface. All your inputs are saved automatically — pick up right where you left off. Supports both miles and kilometers, dark mode, and adapts to your region.
Master auto financing before it masters you.
Auto Renewable Subscriptions:
Weekly, Monthly, and Yearly Pass subscriptions allow for unlimited saved entries, access to the additional tools, and an Ad free experience. You will be charged through your App Store account. Subscriptions help support the app team, and allow us to continue to provide updates and new features.
Subscriptions will automatically renew unless cancelled within 24-hours before the end of the current period. You can cancel anytime within your iTunes account settings. Any unused portion of a free trial (if applicable) will be forfeited if you purchase a subscription.
Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.chuchutrain.com/privacy-policy.html
Disclaimer: Continuous use of GPS running in the background can dramatically decrease battery life.
minor fixes and updates
The developer, ChuChu Train Productions, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Michael Chu
- Size
- 10.4 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - iPad
Requires iPadOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later.
- iPhone
- Location
- This app may use your location even when it isn’t open, which can decrease device battery life.
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- All Features $29.99
- Remove Ads $9.99
- Unlimited Saved Entries $9.99
- Weekly Pass $2.99
- Calculation Tools $9.99
- Monthly Pass $4.99
- Yearly Pass $19.99
- Copyright
- © Michael Chu 2017