Chipper Cash

Name: Chipper Cash
Rating: 4.4 (14110 reviews)
Author: Critical Ideas, Inc.

Send or Request Cash in Africa

Only for iPhone

Free · Designed for iPhone

14K Ratings
Ages

4+
Years
Category

Finance
Developer

Critical Ideas, Inc.
Language

EN
English
Size

165.6
MB

iPhone

Send and receive money the fast, free and easy way. Transfer funds across town or across Africa, right from your mobile phone. What is Chipper Cash? Chipper Cash is a cross-border payments app, where over 3 million people send & receive money in and between Nigeria, South Africa, Ghana, Uganda, Rwanda, Tanzania, and now available in United Kingdom (UK). Enjoy free local transfers and the lowest cross-border rates. Chipper Cash is bringing Africa together, one transaction at a time. Everyday we “chip away” at the financial problems facing people across Africa & around the world. Send & Receive Money Just say no to massive fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Get paid faster, with zero fees! No-Fee Money Transfers Move your money between Chipper Cash and any bank, mobile money account absolutely free! Buy Discounted Airtime & Earn Cashback Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally! Pay Bills Instantly for Free Pay bills with no extra fees charged. Chipper Bill Pay is so easy, that you may even start paying your friend's bills. Bills are a hassle, Chipper is simple, easy and free. Earn with Chipper Earn cash by sharing Chipper with friends and colleagues. They get a cash bonus too. No limits! Pay Anyone / Get Paid, Instantly Run a business and need to pay local and international suppliers? Pay instantly with Chipper and save big on transaction fees. Shopping online for the perfect accessory, pay with Chipper and get those dream items without the nightmare fees. Studying abroad and need tuition and pocket money from home? Chipper saves your family money and you get the funds instantly. Stay informed Chipper is constantly expanding. Keep updated on the latest features, deals and countries Facebook / Instagram / Twitter: @chippercashapp Contact us at: team@chippercash.com

Ratings & Reviews

4.4

out of 5

14K Ratings

Very easy to use and durable
06/02/2023

Rex07$
Chipper is actually the daily transaction app that I can use with ease and with access to unlimited services both local and international. It makes accessing money and spending very durable and easy with a fast service assistance in every aspect . In both stocks and sending out money locally to other African countries through MobileMoney service and making payment online through the the Chipper USD And Naira Card . I’m still getting the hang of it, so I would rate it 4 star and recommend you try it out too and see what you would like to do in its long range of self services.
Very easy to use and durable
06/02/2023

Rex07$

Chipper is actually the daily transaction app that I can use with ease and with access to unlimited services both local and international. It makes accessing money and spending very durable and easy with a fast service assistance in every aspect . In both stocks and sending out money locally to other African countries through MobileMoney service and making payment online through the the Chipper USD And Naira Card . I’m still getting the hang of it, so I would rate it 4 star and recommend you try it out too and see what you would like to do in its long range of self services.
AVOID THIS FRAUDULENT APP
07/02/2025

DarkS3raphim
This platform is nothing short of a scam dressed up as a fintech solution. I was charged $9 in “maintenance fees” for a stock account that was completely inactive and had zero funds in it. No trades, no holdings, no activity — yet they somehow found a way to automatically deduct money and call it “maintenance.” When I contacted customer service, I was met with copy-paste responses claiming users were informed and that the fee is non-refundable. But I never received any opt-out options, no warnings, no real justification — just a cold explanation that they “couldn’t opt everyone out” and had “many active users who use the feature.” I’m not one of them. And I never agreed to pay fees on an empty, dormant account. What exactly were they maintaining? Thin air? A ghost portfolio? Charging fees on empty accounts is not maintenance — it’s predatory and deceptive behavior. And the worst part? You’re forced to pay it if you ever want to use your account again. You literally have no say. They quietly implemented fees, offered no real transparency, and ensured it was deducted automatically so they could take your money whether you agreed or not. That is not a trustworthy financial partner — that is a fraudulent system exploiting users through silence and hidden charges. If you value your money, peace of mind, or transparency, AVOID THIS PLATFORM AT ALL COSTS. There are far better alternatives out there that won’t penalize you for doing absolutely nothing.
AVOID THIS FRAUDULENT APP
07/02/2025

DarkS3raphim

This platform is nothing short of a scam dressed up as a fintech solution. I was charged $9 in “maintenance fees” for a stock account that was completely inactive and had zero funds in it. No trades, no holdings, no activity — yet they somehow found a way to automatically deduct money and call it “maintenance.” When I contacted customer service, I was met with copy-paste responses claiming users were informed and that the fee is non-refundable. But I never received any opt-out options, no warnings, no real justification — just a cold explanation that they “couldn’t opt everyone out” and had “many active users who use the feature.” I’m not one of them. And I never agreed to pay fees on an empty, dormant account. What exactly were they maintaining? Thin air? A ghost portfolio? Charging fees on empty accounts is not maintenance — it’s predatory and deceptive behavior. And the worst part? You’re forced to pay it if you ever want to use your account again. You literally have no say. They quietly implemented fees, offered no real transparency, and ensured it was deducted automatically so they could take your money whether you agreed or not. That is not a trustworthy financial partner — that is a fraudulent system exploiting users through silence and hidden charges. If you value your money, peace of mind, or transparency, AVOID THIS PLATFORM AT ALL COSTS. There are far better alternatives out there that won’t penalize you for doing absolutely nothing.
Advice
08/02/2022

misty.care
To be honest, I think this app is doing good. I sold N22k worth of BTC on Friday the 29th of July 2022. When I wanted to cash out, it said “something went wrong” however, the money was no longer in my account and there was no trace of it on my transaction list. I was scared because I thought it was a scam. I contacted customer service via live chat on the app though it took them 4 hours to reply. It was so much back and forth but on Monday afternoon, one of their customer service agents contacted me and apologized that the case has been escalated and that I should please bear with them while they do the needful. About 10 pm same Monday the 1st of August 2022, I got an alert and the fund was back in my account. Now, this is my advice to you, someone definitely contacted and met with Burna Boy, Simi, and other known Nigerian artists that are Chipper cash ambassadors. In other words, there would be a trace if anything goes wrong. They're in partnership with 9 Payment. Finally, do your findings and decide what you want to do. For me, it works. I hope you found this review useful. Thsnks.
Advice
08/02/2022

misty.care

To be honest, I think this app is doing good. I sold N22k worth of BTC on Friday the 29th of July 2022. When I wanted to cash out, it said “something went wrong” however, the money was no longer in my account and there was no trace of it on my transaction list. I was scared because I thought it was a scam. I contacted customer service via live chat on the app though it took them 4 hours to reply. It was so much back and forth but on Monday afternoon, one of their customer service agents contacted me and apologized that the case has been escalated and that I should please bear with them while they do the needful. About 10 pm same Monday the 1st of August 2022, I got an alert and the fund was back in my account. Now, this is my advice to you, someone definitely contacted and met with Burna Boy, Simi, and other known Nigerian artists that are Chipper cash ambassadors. In other words, there would be a trace if anything goes wrong. They're in partnership with 9 Payment. Finally, do your findings and decide what you want to do. For me, it works. I hope you found this review useful. Thsnks.
THE BEST VIRTUAL BANK EVER AND I RATE 5
02/10/2022

DEA_GEEK
This is literally the best ever... I was once skeptical about it cos I opened it 2019 but never used it... so I was into a business which required using virtual banks like chipper and I remembered I had I’ve been using the bank since 2020 and gosh it’s so good... it’s fast and reliable and it’s very safe and so so greatLike I don’t literally have any issues with t at all... it’s amazingly perfect( I saw a review when someone said he can’t withdraw his money and that it’s only twice in a day) I run transactions with my CHIPPER every single day and minute and I don’t got a lag nor an errorI even got a chipper card where I keep a lot of money Incase I don’t want to spend too much in my account so at times I forget I saved some money in my chipper virtual card.The APP IS REALLY WORTH IT AND I RATE IT 5 star... IF IT WAS MORE THAN 5 star, I would have rated more cos it’s good.... receiving funds from the UK too hasn’t been much more interesting.Thank you guys and if you let me, I Wil love to suggest or recommend a section where u can lock your funds in there for about anytime (like a fixed savings or savings account where u safe up and totally diff from the main account) And yeah for the Crypto part.... m looking forward to unlocking mine soon Gracias and keep up with the great stuff
THE BEST VIRTUAL BANK EVER AND I RATE 5
02/10/2022

DEA_GEEK

This is literally the best ever... I was once skeptical about it cos I opened it 2019 but never used it... so I was into a business which required using virtual banks like chipper and I remembered I had I’ve been using the bank since 2020 and gosh it’s so good... it’s fast and reliable and it’s very safe and so so greatLike I don’t literally have any issues with t at all... it’s amazingly perfect( I saw a review when someone said he can’t withdraw his money and that it’s only twice in a day) I run transactions with my CHIPPER every single day and minute and I don’t got a lag nor an errorI even got a chipper card where I keep a lot of money Incase I don’t want to spend too much in my account so at times I forget I saved some money in my chipper virtual card.The APP IS REALLY WORTH IT AND I RATE IT 5 star... IF IT WAS MORE THAN 5 star, I would have rated more cos it’s good.... receiving funds from the UK too hasn’t been much more interesting.Thank you guys and if you let me, I Wil love to suggest or recommend a section where u can lock your funds in there for about anytime (like a fixed savings or savings account where u safe up and totally diff from the main account) And yeah for the Crypto part.... m looking forward to unlocking mine soon Gracias and keep up with the great stuff

We’ve made the Chipper Cash experience even better for you. Here’s what’s we’ve improved: - Be sure to update your app to get the best in-app experience! Love the app? Rate us! Any feedback or questions? Reach us at support@chippercash.com

Version 1.140.1

12/30/2025

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The following data may be used to track you across apps and websites owned by other companies:
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- Contact Info
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The following data may be collected but it is not linked to your identity:
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- Contact Info
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Age Rating
Copyright

Developer Website

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Featured In

MEET THE DEVELOPER

A Money Revolution

Chipper Cash is bringing Africa together, one transaction at a time.

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Ratings & Reviews

What’s New

Version 1.140.1

App Privacy

Data Used to Track You

Data Linked to You

Data Not Linked to You

Accessibility

Information

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