Send and receive money the fast, free and easy way. Transfer funds across town or across Africa, right from your mobile phone.
What is Chipper Cash?
Chipper Cash is a cross-border payments app, where over 3 million people send & receive money in and between Nigeria, South Africa, Ghana, Uganda, Rwanda, Tanzania, and now available in United Kingdom (UK). Enjoy free local transfers and the lowest cross-border rates.
Chipper Cash is bringing Africa together, one transaction at a time. Everyday we “chip away” at the financial problems facing people across Africa & around the world.
Send & Receive Money
Just say no to massive fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Get paid faster, with zero fees!
No-Fee Money Transfers
Move your money between Chipper Cash and any bank, mobile money account absolutely free!
Buy Discounted Airtime & Earn Cashback
Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally!
Pay Bills Instantly for Free
Pay bills with no extra fees charged. Chipper Bill Pay is so easy, that you may even start paying your friend's bills. Bills are a hassle, Chipper is simple, easy and free.
Earn with Chipper
Earn cash by sharing Chipper with friends and colleagues. They get a cash bonus too. No limits!
Pay Anyone / Get Paid, Instantly
Run a business and need to pay local and international suppliers? Pay instantly with Chipper and save big on transaction fees.
Shopping online for the perfect accessory, pay with Chipper and get those dream items without the nightmare fees.
Studying abroad and need tuition and pocket money from home? Chipper saves your family money and you get the funds instantly.
Stay informed
Chipper is constantly expanding. Keep updated on the latest features, deals and countries
Facebook / Instagram / Twitter: @chippercashapp
Contact us at: team@chippercash.com
To be honest, I think this app is doing good. I sold N22k worth of BTC on Friday the 29th of July 2022. When I wanted to cash out, it said “something went wrong” however, the money was no longer in my account and there was no trace of it on my transaction list. I was scared because I thought it was a scam. I contacted customer service via live chat on the app though it took them 4 hours to reply. It was so much back and forth but on Monday afternoon, one of their customer service agents contacted me and apologized that the case has been escalated and that I should please bear with them while they do the needful. About 10 pm same Monday the 1st of August 2022, I got an alert and the fund was back in my account. Now, this is my advice to you, someone definitely contacted and met with Burna Boy, Simi, and other known Nigerian artists that are Chipper cash ambassadors. In other words, there would be a trace if anything goes wrong. They're in partnership with 9 Payment. Finally, do your findings and decide what you want to do. For me, it works. I hope you found this review useful. Thsnks.
AVOID THIS FRAUDULENT APP
DarkS3raphim
This platform is nothing short of a scam dressed up as a fintech solution. I was charged $9 in “maintenance fees” for a stock account that was completely inactive and had zero funds in it. No trades, no holdings, no activity — yet they somehow found a way to automatically deduct money and call it “maintenance.” When I contacted customer service, I was met with copy-paste responses claiming users were informed and that the fee is non-refundable. But I never received any opt-out options, no warnings, no real justification — just a cold explanation that they “couldn’t opt everyone out” and had “many active users who use the feature.” I’m not one of them. And I never agreed to pay fees on an empty, dormant account. What exactly were they maintaining? Thin air? A ghost portfolio? Charging fees on empty accounts is not maintenance — it’s predatory and deceptive behavior. And the worst part? You’re forced to pay it if you ever want to use your account again. You literally have no say. They quietly implemented fees, offered no real transparency, and ensured it was deducted automatically so they could take your money whether you agreed or not. That is not a trustworthy financial partner — that is a fraudulent system exploiting users through silence and hidden charges. If you value your money, peace of mind, or transparency, AVOID THIS PLATFORM AT ALL COSTS. There are far better alternatives out there that won’t penalize you for doing absolutely nothing.
Begging you to have access to my account and funds
Balor214
Hello good morning chipper cash my account was frozen for pass 11 days now because of the transaction I did through your app to add cash from a Access bank card which make you put my account on dispute thinking the transactions wasn’t authorized by the cardholder. Access bank was only trying to protect their customers something you guys don’t value and the restrictions on the access account was released once they confirmed the transaction was authorized by her since last week Tuesday and since then Ave been texting your customer service to unlock my account in which you guys refuse asking me to tell the bank to make an official communication with you. I went to the bank again and they said they can’t do anything about it that there customer that they were trying to protect authorized the transaction and since the know the dispute was put off so I’m pleading to you guys if you can’t do something about it or you’re waiting for official communication and delaying me off my funds for over 11days now. Please the amount I withdraw through the access card which cause all this problem can be refunded back to the account and unfreeze my account so I can have access to my account and have a dept paid today. Please I’m begging of you my life is at stake right now. Prove to me today you also care for your users please. I’m not a scammer and I did something right through your profile and I don’t know what’s wrong in me adding cash from atm which all the verifications completed. Please my life is at stake. Thanks.
Developer Response
Sorry, this isn't something we'd want you to experience. We see you have already reached out to us for this and our team had provided an update. All hands are on deck and we encourage you to work with the team to ensure resolution.^TS
THE BEST VIRTUAL BANK EVER AND I RATE 5
DEA_GEEK
This is literally the best ever... I was once skeptical about it cos I opened it 2019 but never used it... so I was into a business which required using virtual banks like chipper and I remembered I had I’ve been using the bank since 2020 and gosh it’s so good... it’s fast and reliable and it’s very safe and so so greatLike I don’t literally have any issues with t at all... it’s amazingly perfect( I saw a review when someone said he can’t withdraw his money and that it’s only twice in a day) I run transactions with my CHIPPER every single day and minute and I don’t got a lag nor an errorI even got a chipper card where I keep a lot of money Incase I don’t want to spend too much in my account so at times I forget I saved some money in my chipper virtual card.The APP IS REALLY WORTH IT AND I RATE IT 5 star... IF IT WAS MORE THAN 5 star, I would have rated more cos it’s good.... receiving funds from the UK too hasn’t been much more interesting.Thank you guys and if you let me, I Wil love to suggest or recommend a section where u can lock your funds in there for about anytime (like a fixed savings or savings account where u safe up and totally diff from the main account) And yeah for the Crypto part.... m looking forward to unlocking mine soon Gracias and keep up with the great stuff
We’ve made the Chipper Cash experience even better for you. Here’s what’s we’ve improved:
- Improved stability and performance
Be sure to update your app to get the best in-app experience!
Love the app? Rate us!
Any feedback or questions? Reach us at support@chippercash.com
Version 1.149.0
The developer, Critical Ideas, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Location
Contact Info
Contacts
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Critical Ideas, Inc.
Size
167.6 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it isn’t open, which can decrease device battery life.
