Why make things complicated when you can make them simple?
We help you take care of what matters to you, with hassle free, transparent and fair insurance services. Insurance, prevention, contract & claim management, the Luko app is there for all these needs, anytime, right from your pocket ↓
Choose efficient insurance, on your own terms, no strings attached:
- Access the details of what’s included or not, at a glance
- Get covered in 2 minutes online
- Chat with our best-in-class customer service, every day of the week
- Download or share your proof of insurance
- Add beneficiaries or options in a click
- Terminate your contract without notice
Hassle free claim management, with a dedicated expert
- File your claim directly in the application, in 5 minutes
- Add easily documents, photos and videos
- Access to your claim status and updates 24/7
- Get a dedicated expert to follow your claim from A to Z
Cover everything that matters to you, at the best price
- Mortgage insurance: cover your mortgage and save up to 15 000€ by switching to Luko
- Home insurance: protect your home & everything in it, save up to 20%
- Landlord insurance: insure your asset
- E-scooter insurance: cover your civil liability from 3,50€
and many more to come!
Benefit from integrated home services to care for every of your home needs :
- A network of trustworthy repairmen for your repair & overhaul needs
- Video calls to get advice from our home experts
- Tutorials and tips to handle your daily maintenance work
- Weather alerts in case of upcoming risky weather events
Very easy to use and straightforward. I can manage my contract and do pretty much everything related to my insurance on this app. I wish I had all of my insurance policies with Luko and not deal with all the typical insurance hassle.
Luko is not a real insurance agency
Bogdonna
This is a fake insurance agency. You may think you’re covered, but unfortunately you are not. I had water damage from my upstairs neighbors on the ceiling in my bathroom and the agency said it was because I didn’t keep the window open. They refused to send a specialist to look at I requested it multiple times. In fact, I uncovered a huge building issue that now the building is dealing with now and it wouldn’t have been their responsibility, but the building’s. But in the fact that they refused to do their part at all, and told me a specialist looked at it, sounds like they’re not equipped to deal with actual problems that may come up. Just be aware they will not do their part as an insurance agency and you will be stuck dealing with your issues on your own.
Horrible - Do NOT use
hellonicolette
I would not recommend this insurance to anyone. Not only does their application make submitting a claim MORE difficult, their customer service is absolutely unhelpful. I am still dealing with an unfinished claim from a flood in my apartment and doubt I will receive any clarity, assistance, or monetary compensation for the disaster. PLEASE, find an alternative insurance. Do not use Luko. Honestly, at this point I am not sure if this is even a valid, legally-practicing insurance agency.
Crashes on launch
IADayInTheLifeI
Crashes on launch on my iPhone 12.
We have reduce the app to main links. Everything is now online.
Version 1.1.43
The developer, LUKO, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Contact Info
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
DEMAIN ES
Size
23 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
iPad Requires iPadOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
