Cowrywise is the only wealth management app you really need.
We are licensed by the SEC, enabling you to grow and manage your money securely. With direct access to the largest pool of mutual funds in Nigeria, you can save and invest at competitive rates, and build wealth at your own pace, in ways that won’t take the “style” from your lifestyle.
With the Cowrywise app, you can:
SAVE FOR SHORT AND LONG-TERM GOALS
- Start automated savings with as little as ₦1,000. Save every day, week, or month with our Flexible Periodic Savings Plan
- Save for your periodic needs - rent, school fees, gadgets, dream car or apartment, etc
- Earn double-digit interest - much better than you’ll find at your bank
- Save as a group to reach your goals faster with Circles
- Prepare for unforeseen emergencies by creating a personalized Emergency Fund
OWN A PIECE OF NAIJA’S TOP PERFORMING COMPANIES
- Naija, how market? The doors to the Nigerian Stocks Exchange are now open to you! Buy stocks of over 140 companies listed on the Nigerian Stock Exchange, right on the app.
- Get access to real-time data, business insights and historical performances of each company
- Get a visual snapshot of how the Nigerian Stock Market is performing through our State of the Market interactive heatmap.
- Get actionable tips with our in-app stock mini course to help you on your Stock Investing journey.
INVEST AND GROW WEALTH AT YOUR PACE
- Invest in any of our mutual funds matching your financial goals and risk appetite. Mutual funds contain low-risk assets like Treasury Bills, bonds, or stocks
- Diversify your portfolio by investing in different mutual funds from top investment firms in Nigeria.
YOUR MONEY IS IN SAFE HANDS
- We are licensed by the Securities and Exchange Commission (SEC).
- Your savings are invested in low-risk financial instruments and are held by a custodian, Zenith Nominees, a subsidiary of Zenith Bank Plc. This means your money is professionally managed and secured.
To protect your account, we have implemented security infrastructure such as PIN, two-factor authentication, and Security Questions. We comply with the National Data Protection Commission (NDPC) regulations to safeguard your data. Your BVN and bio-data are safe with us.
GET SUPPORT WHEN YOU NEED IT!
- We offer support through the app, phone, email, Facebook, Instagram, and X (formerly Twitter). If you need assistance with your account, we’re always here to help!
HOW IT WORKS IN 5 SIMPLE STEPS:
- Download the app
- Create your account
- Tap “Save” or “Invest”
- Follow the prompts to fund any of your plans
- Congratulations! You are now one step closer to a wealthier version of yourself.
Start planning for short-term goals, and long-term goals, and take control of your financial future.
Dear Cowrywise Team,I hope this message finds you well. I wanted to take a moment to provide some feedback regarding my recent experience with your application’s withdrawal approval process. Before I proceed, please note that I am not one to readily criticize organizations. However, I believe it is important to address concerns that may impact the growth and integrity of a company. Recently, I utilized your application for a withdrawal, and I must say that I was quite disappointed with the time it took for my withdrawal to be approved. It took a total of 24 hours before I received the approval. As an investor, prompt access to my funds is of utmost importance, and such delays can be frustrating and inconvenient, In my opinion, it appears that the backend stack team may not be performing optimally in addressing this issue. I understand that technical challenges can arise, but it is crucial for the board of directors and the management team to be aware of the potential repercussions of such delays. Quick and efficient withdrawal processes are vital for maintaining customer satisfaction and trust. I kindly request that you bring this matter to the attention of the board directors and relevant stakeholders within your organization. It is my hope that they will take immediate action to rectify the situation and implement a solution that ensures timely withdrawal approvals. Doing so will not only improve customer experience but also safeguard the growth and integrity of Cowrywise. Thank you for your attention to this matter. I appreciate the services your platform offers, and I believe that by addressing this concern, Cowrywise will continue to thrive as a trusted financial partner
Developer Response
Hello Ramsey, thank you for sharing your thoughts with us. We have recently updated the withdrawal waiting time to 24 hours for regulatory reasons, mainly for the safety of your funds. We sent you an email with more information. You can view your transactions on the app, as we provide regular updates on your withdrawal status. Please know that we are constantly striving to enhance your experience. We apologize for any inconvenience this may have caused 💙
Review!
Official_Emmazy
Cowrywise is a fantastic app for those looking to manage their finances efficiently. The app offers a user-friendly interface that makes it easy to set financial goals, save money, and invest wisely. One of the standout features of Cowrywise is its ability to automate savings and investments, helping users to stay disciplined with their financial plans.Moreover, Cowrywise provides a variety of investment options, including mutual funds and fixed income investments, allowing users to diversify their portfolios easily. The app also offers educational resources and tools to help users make informed financial decisions.Overall, Cowrywise is a reliable and convenient app for anyone looking to take control of their finances and work towards their financial goals effectively. It's definitely worth trying out for those seeking a comprehensive financial management solution.
App keeps crashing
$Deee🙂
It was a good app until I don’t know what happened. The newest update from roughly 1month ago has always made the app crash. It is frustrating. You are viewing the stock options and 1min later It crashes. And this happens everytime. The App has been uninstalled and reinstalled but the problem persists. Developers pls look into this2 days after this post, the app stopped crashing. Kudos to the developers🙏🏽
My Review
rolllittupp
I just got into the app , everything looks good and encouraging. I’m glad I’ve got my money working for me and Cowrywise gave me that platform. When I add money to stash via bank transfer , it sometimes takes hours to days for it to reflect in stash , and customer support don’t respond all the time . Please see to this and I think I’d add a star to my review . Love ❤️Almost a year later: I just added a star to my review lol. Adding funds to stash now work better, no need to contact support often anymore . Cowrywise is actually the best . Impacting some positive financial habit into me . Read “Richest man In Babylon”
• Mutual funds, reimagined - now offered as risk-based portfolios: diversified, professionally managed, and built to match your risk level.
• Never miss a streak - we’ll retry your automated payment with a lesser amount to keep you on track.
• More control, less guesswork - just enter an amount to invest in NG Stocks, and we’ll handle the rest.
Version 8.19.4
The developer, CowryWise Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Contacts
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Location
Contact Info
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
CowryWise Inc
Size
133.3 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPad Requires iPadOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
