Rubies
WhatsApp for Payment & Banking
Free · Designed for iPad. Not verified for macOS.
Rubies is curated to power financial conversations between friends and brands across geographies. Payments, Banking and Lending in the way you send and receive messages.
* Biometric reliability: Face ID and Touch ID consistently complete chat-initiated transactions on every supported device
* Smooth update path: returning users keep biometric working with no need to delete or reinstall — your secure vault rebuilds automatically the first time you sign in
* Polished chat experience: redesigned message bubbles, accurate unread badges on the chat tab, fixes for the keyboard hiding the message composer
* OTP one-time codes auto-fill from SMS
* Faster, smoother sign-up flow with middle name support
* Stay-connected banner: a soft prompt appears if the live connection drops, replacing the previous sudden sign-out
* Travel eSIM: the recipient phone field stays visible above the keyboard
* Gift cards: browse by brand and country, with full product details before checkout
* Critical updates are now applied automatically when required for security
* Stability and performance improvements across navigation, payments, and notifications
Thanks for using Rubies!
The developer, RUBIES MICROFINANCE BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Contact Info
- Contacts
- User Content
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- RUBIES MICROFINANCE BANK LIMITED
- Size
- 94.2 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Location
- This app may use your location even when it isn’t open, which can decrease device battery life.
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2019 Rubies MicroFinance Bank
