Exciting Update from Smart Spend!
Smart Spend is evolving into a non-profit organization, and we're excited to announce that all our premium features are now free!
Revolutionize Your Finances with Smart Spend – The Active Budgeting App
Why Smart Spend?
Unlike traditional budgeting apps, Smart Spend focuses on empowering you to understand and transform your spending habits actively. Our approach is hands-on and educational, ensuring that you're not just tracking expenses but learning from them.
Key Features:
- Hands-On Learning: Track spending and savings actively, without linking bank accounts.
- Financial Insights: Discover patterns in your spending and identify saving opportunities.
- Spending Trivia: Engage with our unique trivia game to test your spending knowledge and improve your 'Smart Score'.
- Customized Budgeting: Tailor your budget with features like 'Cash Pool' and 'MicroBudgets' – perfect for irregular incomes and special occasions.
- Advanced Analysis: Utilize powerful search and filter tools to dissect your spending.
- Privacy First: Your data stays on your device. No need for personal details or bank logins.
What Sets Us Apart?
- Forever Free: We believe that managing money shouldn't come with a price tag.
- Real-World Impact: Quickly see how everyday purchases affect your budget.
- Innovative Modes: 'First Mile' and 'Cash Pool' cater to unique financial situations.
- Interactive Learning: Earn trophies and points as your spending habits improve.
- Convenient Integration: Use Siri for entries, import .csv files, and enjoy iOS widgets.
- Daily Feedback: Receive personalized spending notifications each evening.
Our Philosophy: We believe in old-school budgeting where you're aware and in control. It's about practice, repetition, and leveraging technology and discipline to meet your financial goals.
Start Your Journey Today with Smart Spend! Download now to transform your financial habits, save more, and enjoy a healthier financial life.
Privacy Policy: https://smartspendapp.com/privacy
User Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Just started out setting it up & tracking my expenses. It was very easy to setup. So far this has been the most useful app for me to budget and get a handle on my expenses by analyzing the impact of each purchase on my budget. It is extremely insightful! I greatly appreciate that this is a free app without ads!!! I also appreciate the respect for privacy of our data by not requesting email or account setup. The developers seem to be very open to feedback & responsive to suggestions. Look forward to continuing to learn & use this app. Awesome so far & kudos to the developers!
Great app for analyzing spending
Alsoomse
This is by far my favorite app to track, analyze and control my spending, while preserving savings. I like the real income feature where your savings and bills are excluded from your monthly income, with the remaining amount being your true monthly discretionary income. I also like the feature where you can keep a list of items that you would like to purchase but don’t need. You can use the app to analyze whether the item is worth the cost based on the loss taken in terms of hourly, weekly and monthly income. Just a great, fun app that I have been using on a daily basis!
Great App
Alsharkawey
Straight forward, no sign in or account creations, so simple and easy to use. I have one comment I wish the developers will add. is additional income like bonus or any other source of income which can be changed monthly like purchases or different expenses & the ability to change the savings by numbers not only percentage. You guys deserve more than 5 Stars.
Impulse control
Puntificat0r
This app is sort of like the speedometer signs that tell you how fast you are going on the highway. Way better than speed limit signs, it provides you basic feedback on what you already know (you should drive slower / spend less) and gives you a mechanism to check yourself before you wreck yourself. 10/10 would download again.
This version marks the start of a new era:
~ Unrestricted access to all of Smart Spend's features, at no cost (ad-free).
~ A steadfast commitment to protecting your privacy.
~ A mission-driven approach, centered around providing technological solutions to unlock and unblock financial empowerment for all
Version 6.0
The developer, Scicotherapy Labs LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Scicotherapy Labs LLC
Size
78.2 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.